# ArCa Pay

> Source: https://docs.barcoder.ai/docs/payments/AM/arca-pay
> extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

**Country:** Armenia (`AM`)
**Adoption:** 3+ banks
**Primary use:** P2P transfers

## Technical standard

See [arca-pay](https://docs.barcoder.ai/docs/standards/arca-pay) for the underlying barcode/QR specification.

## Source

Extracted from [AM-armenia.md](https://docs.barcoder.ai/docs/payments/AM) — see that report for full banking landscape, technical specifications, and citations.