# Burkina Faso — payment codes and schemes

> Source: https://docs.barcoder.ai/docs/payments/BF
> extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

## Summary

- **Orange Money** QR merchant payments
- **Max it app** integrated mobile platform
- **GIM-UEMOA** regional card network
- **mobiquity Pay** platform upgrade (2024)
- **€160B transactions** Orange Money (2024)

## Banking landscape

### Central Bank
- **Name:** BCEAO (Central Bank of West African States)
- **Website:** https://www.bceao.int/
- **Role:** Regional monetary policy (WAEMU zone)

### Major Banks (2024)

| Rank | Bank Name | Type | Digital Platform |
|------|-----------|------|------------------|
| 1 | Coris Bank | Local | Coris Mobile |
| 2 | Ecobank Burkina | Pan-African | Ecobank Mobile |
| 3 | Bank of Africa | Pan-African | BOA Mobile |
| 4 | Société Générale | International | SG Mobile |
| 5 | UBA Burkina Faso | Pan-African | UBA App |

### Market Structure
- **Orange Money:** Dominant mobile money
- **GIM-UEMOA:** Regional card network
- **WAEMU zone:** Shared CFA franc
- **Mobile money:** Primary payment method

---

## Payment infrastructure

### National Payment Systems

| System | Operator | Type | Status |
|--------|----------|------|--------|
| Orange Money | Orange | Mobile money | Dominant |
| GIM-UEMOA | BCEAO | Card network | Active |
| Moov Money | Moov Africa | Mobile money | Active |

### Orange Money Statistics
- **100M+ customers** across 16 countries
- **€160B transactions** in 2024
- **QR code payments** available
- **mobiquity Pay** platform upgrade

### Regional Network
- WAEMU zone integration
- Cross-border transfers
- GIM-UEMOA card acceptance
- Regional mobile money

---

## QR code standards

### Orange Money QR

| Attribute | Value |
|-----------|-------|
| **Operator** | Orange Burkina Faso |
| **Type** | Merchant QR |
| **App** | Max it |
| **Feature** | Scan to pay |

### QR Payment Features
- Pay merchants with QR code
- Merchant number or QR scan
- Eliminate need for cash
- Instant settlement

### Max it App Features
- Manage mobile lines
- Secure money transfers
- Pay bills
- Merchant payments
- Single platform solution

### Wallet Functions
- E-wallet balance check
- Transaction history
- Bank account top-up
- Withdrawals
- Online purchases

---

## Mobile payment apps

| App | Provider | QR | Features |
|-----|----------|-------|----------|
| Max it | Orange | Yes | Full platform |
| Orange Money | Orange | Yes | Wallet |
| Moov Money | Moov | Limited | Mobile money |

### Max it by Orange
- Manage Orange Money wallet
- Check e-wallet balance
- View transaction history
- Money transfers
- Bill payments
- Merchant QR payments

### Services Available
- Electricity payments
- Water payments
- Orange postpaid subscriptions
- Grocery stores
- Pharmacies
- Bookstores
- Gas stations

### mobiquity Pay Upgrade (2024-2025)
- Comviva platform
- Cloud-native solution
- Open architecture
- API-first approach
- Advanced security

---

## Schemes

| Scheme | Type | Symbology | Adoption | Technical standard |
|---|---|---|---|---|
| [Orange Money QR](https://docs.barcoder.ai/docs/payments/BF/orange-money-qr) | Mobile QR | Max it | Dominant | [`orange-money-qr`](https://docs.barcoder.ai/docs/standards/orange-money-qr) |
| [GIM-UEMOA](https://docs.barcoder.ai/docs/payments/BF/gim-uemoa) | Card | Regional | Active | — |
| [mobiquity Pay](https://docs.barcoder.ai/docs/payments/BF/mobiquity-pay) | Platform | Cloud | 2024 upgrade | — |

## Sources

- [Orange Burkina Faso - Orange Money](https://www.orange.bf/fr/orange-money-inscription.html)
- [Orange Max it - Google Play](https://play.google.com/store/apps/details?id=com.orange.myorange.obf)
- [Orange Money Africa - App Store](https://apps.apple.com/bf/app/orange-money-africa/id1313536959)
- [Orange Newsroom - JUMO Partnership](https://newsroom.orange.com/orange-money-group-and-fintech-jumo-join-forces-to-expand-credit-services-in-africa/)
- [The Fast Mode - mobiquity Pay](https://www.thefastmode.com/technology-solutions/40053-orange-money-enhances-digital-payments-in-burkina-faso-with-comviva)
- [Transfi - Burkina Faso Payment Rails](https://www.transfi.com/blog/burkina-fasos-payment-rails-how-they-work---orange-money-gim-uemoa-financial-inclusion-efforts)
- [Wikipedia - Orange Money](https://en.wikipedia.org/wiki/Orange_Money)
- [Wise - Orange Money Guide](https://wise.com/us/blog/orange-money-international-transfer)

## Full country report

[BF-burkina-faso.md](https://docs.barcoder.ai/docs/payments/BF)