# Pivo

> Source: https://docs.barcoder.ai/docs/payments/FI/pivo
> extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

**Country:** Finland (`FI`)
**Adoption:** OP customers
**Primary use:** Payments

## Technical standard

See [pivo](https://docs.barcoder.ai/docs/standards/pivo) for the underlying barcode/QR specification.

## Source

Extracted from [FI-finland.md](https://docs.barcoder.ai/docs/payments/FI) — see that report for full banking landscape, technical specifications, and citations.