# Multi-bank

> Source: https://docs.barcoder.ai/docs/payments/PA/multi-bank
> extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

**Country:** Panama (`PA`)
**Adoption:** 4 banks
**Primary use:** Transfers

## Technical standard

_No matching entry under `content/standards/`. Either the scheme is named idiosyncratically in the country report, or it has not been added to `reports/TRACKING.md`'s Discovered Standards Summary._

## Source

Extracted from [PA-panama.md](https://docs.barcoder.ai/docs/payments/PA) — see that report for full banking landscape, technical specifications, and citations.