# Tuvalu — payment codes and schemes

> Source: https://docs.barcoder.ai/docs/payments/TV
> extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

## Summary

- **AUD currency** Australian dollar used
- **National Bank of Tuvalu** sole bank
- **IMF member** since 2010
- **11,000 population** small nation
- **Limited** infrastructure

## Banking landscape

### Central Bank
- **Name:** No central bank
- **Currency:** Uses Australian Dollar
- **Role:** Government oversight

### Major Banks (2024)

| Rank | Bank Name | Type | Digital Platform |
|------|-----------|------|------------------|
| 1 | National Bank of Tuvalu | State | Very limited |

### Market Structure
- **Single bank:** NBT
- **AUD economy:** Dollarized
- **Small population:** ~11,000
- **Cash dominant:** Primary method

---

## Payment infrastructure

### National Payment Systems

| System | Operator | Type | Status |
|--------|----------|------|--------|
| National Bank of Tuvalu | State | Basic | Limited |
| Card networks | Limited | Cards | Very limited |
| Mobile | Limited | Prepaid | Basic |

### Infrastructure Status
- Nine atolls spread across Pacific
- Single banking institution
- Cash economy prevalent
- Very limited digital

### Unique Challenges
- One of smallest nations
- 26 sq km total land
- Sea level rise threat
- Remote location

---

## QR code standards

### QR Payment Status

| Attribute | Value |
|-----------|-------|
| **Standard** | None |
| **Adoption** | None |
| **Infrastructure** | Very limited |
| **Population** | ~11,000 |

### Current Reality
- No QR payment systems
- Cash transactions primary
- Very limited digital
- Scale challenges

---

## Mobile payment apps

| App | Provider | QR | Features |
|-----|----------|-------|----------|
| None | - | No | Basic mobile |

### Financial Services
- Very basic banking
- Single bank only
- Cash dominant
- Limited international

---

## Schemes

_No active schemes extracted. The country's report may list only generic categories (cards, cash, etc.) or mark all entries as None/N/A._

## Sources

- [IMF - Tuvalu](https://www.imf.org/en/Countries/TUV)
- [Migration Data Portal - Oceania](https://www.migrationdataportal.org/regional-data-overview/oceania)

## Full country report

[TV-tuvalu.md](https://docs.barcoder.ai/docs/payments/TV)