# Digital Kina

> Source: https://docs.barcoder.ai/docs/standards/digital-kina
> research date 2026-05-29 · extracted at 2026-10-04
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Bank of Papua New Guinea](https://www.bankpng.gov.pg/)
- [PNG pilots CBDC — NFC World](https://www.nfcw.com/2025/02/07/389936/bank-of-papua-new-guinea-pilots-central-bank-digital-currency-in-port-moresby/)
- [PNG Digital Kina CBDC pilot completed — Fintech Frontiers](https://fintechfrontiers.live/bank-of-papua-new-guinea-completes-digital-kina-cbdc-pilot/)

## Overview

> **Note on classification.** This entry was originally bucketed as a QR standard, but digital kina is **not a QR-symbol standard** — it is a CBDC pilot. Reclassified as `CBDC`. The wiki shows no playground because there is no QR payload to encode; the slug is retained to avoid breaking incoming links.

**Digital Kina** is **Bank of Papua New Guinea's (BPNG) retail Central Bank Digital Currency (CBDC)** — structurally distinctive as **the first CBDC globally to be built on the open-source Hyperledger Iroha 2 blockchain** <sup>[2][2], [3][3], [Papua New Guinea report](https://docs.barcoder.ai/docs/payments/PG)</sup>. The pilot was conducted by **Bank of PNG in cooperation with Japan's Ministry of Economy, Trade and Industry (METI) and Japan-based fintech Soramitsu** — the same Japanese partner that built **[Bakong](https://docs.barcoder.ai/docs/standards/bakong) for the National Bank of Cambodia** on Hyperledger Iroha 1. The **proof-of-concept went live with select stores and cafes in Port Moresby + a small number of users at end of 2024**. Following successful initial deployment, **the pilot expanded ahead of full Digital Kina rollout**.

The structural significance: PNG joins a small set of countries deploying retail-CBDCs ([Sand Dollar](https://docs.barcoder.ai/docs/standards/sand-dollar) BS, [JAM-DEX QR](https://docs.barcoder.ai/docs/standards/jam-dex-qr) JM, [DCash](https://docs.barcoder.ai/docs/standards/dcash) ECCU-discontinued, [Chivo QR](https://docs.barcoder.ai/docs/standards/chivo-qr) SV-planned-shutdown, eNaira NG, e-CNY CN-pilot) with the **first Hyperledger Iroha 2 deployment**. To use Digital Kina, **participants download a mobile app + scan a merchant's QR code to make payment**. This is structurally similar to Bakong's mobile-app + QR design. The Cambodia-Japan-PNG-Soramitsu axis represents one of the world's most-active **central-bank-DLT-payment-infrastructure clusters**.

## History

**Background — PNG payment landscape** <sup>[Papua New Guinea report](https://docs.barcoder.ai/docs/payments/PG)</sup>:
- **Bank of Papua New Guinea (BPNG)** — central bank.
- **Kina Bank, BSP Financial Group, ANZ PNG, Westpac PNG** as major commercial banks.
- **Kina Pei** (Kina Bank's digital wallet) — earlier digital-payment innovation.

**Digital Kina pilot announced** <sup>[3][3]</sup>:
- Bank of PNG + Japan METI + Soramitsu partnership.
- Hyperledger Iroha 2 blockchain selected.

**End of 2024 — Pilot proof-of-concept goes live** <sup>[2][2]</sup>:
- Select Port Moresby stores + cafes.
- Small number of users.

**Pilot expansion** <sup>[3][3]</sup>:
- Following successful initial deployment.
- Larger user base + merchant network.

**Full rollout planned** <sup>[2][2]</sup>:
- After successful pilot expansion.

## Technical specification

Digital Kina is **BPNG's Soramitsu-built Hyperledger-Iroha-2 retail CBDC** <sup>[2][2], [3][3]</sup>:

| Layer | Description |
|---|---|
| **Issuer** | **Bank of Papua New Guinea (BPNG)** |
| **Technology partner** | **Soramitsu** (Japanese blockchain firm) |
| **Government partner** | **Japan METI** (Ministry of Economy, Trade and Industry) |
| **Underlying blockchain** | **Hyperledger Iroha 2** (first deployment globally) |
| **Currency** | PGK (PNG kina) |
| **App interface** | Mobile app + QR-code scanning |
| **Pilot launch** | End of 2024 |
| **Pilot location** | Port Moresby (select stores + cafes) |
| **Status** | Pilot expansion → planned full rollout |

**Hyperledger Iroha 2 distinction** <sup>[2][2]</sup>:
- First CBDC globally on this version.
- Successor to Iroha 1 used by Cambodia's [Bakong](https://docs.barcoder.ai/docs/standards/bakong).
- Open-source permissioned DLT.

**Japan METI partnership** <sup>[3][3]</sup>:
- Japan-Pacific development cooperation context.
- Soramitsu as Japanese technology partner.

## Use cases

**Retail merchant payments (Port Moresby pilot)** <sup>[2][2]</sup>: Select stores + cafes.

**P2P transfers (future)** <sup>[3][3]</sup>: Planned full-rollout feature.

**Financial inclusion** <sup>[Papua New Guinea report](https://docs.barcoder.ai/docs/payments/PG)</sup>: PNG has significant unbanked population.

**Cross-border within Pacific (potential)** <sup>[Papua New Guinea report](https://docs.barcoder.ai/docs/payments/PG)</sup>: Pacific-region CBDC interop potential.

## Implementations & ecosystem

**Issuer**: **Bank of Papua New Guinea (BPNG)**.

**Technology partner**: **Soramitsu** (Japan).

**Government partner**: **Japan METI**.

**Major PNG commercial banks**: BSP Financial Group, Kina Bank, ANZ PNG, Westpac PNG.

**Companion**: Kina Bank's **Kina Pei** + **Pei Beta** digital-wallet products (commercial bank-led, distinct from CBDC).

## Fun facts

- **First Hyperledger Iroha 2 CBDC deployment globally**: PNG pioneers the newer DLT version. Cambodia's [Bakong](https://docs.barcoder.ai/docs/standards/bakong) used Iroha 1.
- **Cambodia-Japan-PNG-Soramitsu axis**: Soramitsu's expanding Pacific + Southeast Asian central-bank-DLT-payment footprint.
- **Japan METI involvement**: Japan-Pacific development cooperation; METI promotes Japanese fintech globally.
- **Port Moresby pilot end 2024**: Start of PNG CBDC adoption phase.
- **PNG's small + diverse population**: ~9.5M across many islands; CBDC potentially valuable for cross-island payment.
- **Pacific CBDC context**: Joins emerging Pacific CBDC space alongside discussions in other Pacific Island Forum nations.
- **NOT a discontinued case (yet)**: Active pilot expansion phase; distinguishes from DCash + Chivo trajectory.
- **Bank-led + central-bank dual-product context**: BPNG Digital Kina (CBDC) + Kina Bank Kina Pei (commercial-bank digital wallet) coexisting.

## Comparison

| Feature | Digital Kina (PG) | [Bakong](https://docs.barcoder.ai/docs/standards/bakong) (KH) | [Sand Dollar](https://docs.barcoder.ai/docs/standards/sand-dollar) (BS) | [DCash](https://docs.barcoder.ai/docs/standards/dcash) (ECCU, discontinued) | [Chivo QR](https://docs.barcoder.ai/docs/standards/chivo-qr) (SV, planned-shutdown) |
|---|---|---|---|---|---|
| Issuer | BPNG | NBC | Central Bank of Bahamas | ECCB | Salvadoran government |
| Tech | **Hyperledger Iroha 2** | Hyperledger Iroha 1 (Soramitsu) | NZIA | Bitt | Custom + Lightning |
| Launch | End 2024 pilot | Oct 2020 | Oct 2020 | Mar 2021 → Jan 2024 shutdown | Sep 2021 → planned shutdown |
| CBDC-clarity | Retail CBDC | NOT a CBDC per NBC | Retail CBDC | Retail CBDC | Bitcoin-state-wallet |
| Status | Pilot expansion | Active (608M txns 2024) | Active (low adoption) | **Discontinued** | **Planned shutdown** |

## Status

**Active pilot, expanding** <sup>[2][2], [3][3]</sup>:
- **BPNG issuer** + **Soramitsu** Hyperledger Iroha 2 tech.
- **Japan METI partner**.
- **End-2024 Port Moresby pilot live**.
- **Expansion phase pre-full-rollout**.

## Sources

[1]: https://www.bankpng.gov.pg/ "Bank of Papua New Guinea"
[2]: https://www.nfcw.com/2025/02/07/389936/bank-of-papua-new-guinea-pilots-central-bank-digital-currency-in-port-moresby/ "PNG pilots CBDC — NFC World"
[3]: https://fintechfrontiers.live/bank-of-papua-new-guinea-completes-digital-kina-cbdc-pilot/ "Digital Kina pilot completed — Fintech Frontiers"

- [1] [Bank of Papua New Guinea][1]
- [2] [PNG pilots CBDC — NFC World][2]
- [3] [Digital Kina pilot completed — Fintech Frontiers][3]
- <sup>[Papua New Guinea report](https://docs.barcoder.ai/docs/payments/PG)</sup> `reports/countries/PG-papua-new-guinea.md`

## Deployments

Found in the following country reports (grep across `reports/countries/`):

- **PG** — [PG-papua-new-guinea.md](https://docs.barcoder.ai/docs/payments/PG)
