# Express Elixir

> Source: https://docs.barcoder.ai/docs/standards/express-elixir
> extracted at 2026-10-06
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

## Overview

**Express Elixir** is Slovakia's instant payment rail, operated by the Slovak National Bank (SNB). It provides near-instant settlement for payments initiated via the Slovak banking system. Express Elixir operates 24/7/365 and underpins Slovakia's national QR payment initiatives. It is interoperable with the EU's **SEPA Instant Credit Transfer (SCT Inst)** scheme.

## Cross-references

- [SEPA Instant](../sepa-instant/) — EU instant payment scheme; Express Elixir is fully compliant.
- [Slovakia payments](https://docs.barcoder.ai/docs/payments/SK) — full Slovakia payments landscape.

## Deployments

Found in the following country reports (grep across `reports/countries/`):

- **PL** — [PL-poland.md](https://docs.barcoder.ai/docs/payments/PL)