# Orange Money SL

> Source: https://docs.barcoder.ai/docs/standards/orange-money-sl
> research date 2026-05-29 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Orange Sierra Leone — official](https://www.orange.sl/)

## Overview

**Orange Money Sierra Leone** is **Orange Group's Sierra Leonean mobile-money service**, operated by **Orange Sierra Leone** <sup>[1][1], [2][2], [Sierra Leone report](https://docs.barcoder.ai/docs/payments/SL)</sup>. Part of **Orange Money's pan-African mobile-money platform** (covered comprehensively in **[Orange Money QR](https://docs.barcoder.ai/docs/standards/orange-money-qr)** parent report). The Orange Money application is available in Sierra Leone, with users able to **send + receive money + access financial services + remittances**.

The structural significance: Sierra Leone's mobile-money landscape is **multi-actor**:
- **Orange Money Sierra Leone** (Orange Group).
- **Afrimoney** (Africell Sierra Leone).
- **[Afro Mobile QR](https://docs.barcoder.ai/docs/standards/afro-mobile-qr)** (Afro International PSP-driven).
- **Splash Mobile Money**.

**Bank of Sierra Leone (BSL)** regulates Sierra Leonean payment system. Sierra Leone uses **Sierra Leonean leone (SLL/SLE)** + **post-civil-war financial-services-rebuilding context**. Cross-channel integration between Orange Money Sierra Leone + competitors like Afro Mobile Money — **Afro Mobile Money supports sending money to Orange Money / Afrimoney** — enables cross-MNO interoperability. **Orange × Mastercard 2024 partnership** includes Sierra Leone as deployment market. **International remittance receiving via Rocket Remit + Ria + others** addresses substantial Sierra Leonean diaspora flows.

## History

**Background — Sierra Leonean payment landscape** <sup>[Sierra Leone report](https://docs.barcoder.ai/docs/payments/SL)</sup>:
- **Bank of Sierra Leone (BSL)** — central bank.
- **Orange Sierra Leone** — Orange Group subsidiary.
- **Africell Sierra Leone** — competing MNO with Afrimoney.
- **Afro International** — PSP with [Afro Mobile QR](https://docs.barcoder.ai/docs/standards/afro-mobile-qr).
- **Splash Mobile Money** — additional player.
- Post-civil-war financial-services-rebuilding context.

**Orange Money Sierra Leone launch by Orange Sierra Leone** <sup>[1][1]</sup>:
- Part of pan-African Orange Money platform.

**Cross-MNO interoperability via Afro Mobile Money** [Afro Mobile QR](https://docs.barcoder.ai/docs/standards/afro-mobile-qr):
- Send to Orange Money from Afro wallet.

**Orange × Mastercard 2024 partnership** [[mastercard]]:
- Sub-Saharan deployment includes Sierra Leone.

**International remittance receiving via Rocket Remit + Ria** [[rocketremit]]:
- Diaspora-to-SL flows.

## Technical specification

Orange Money Sierra Leone is **Orange Sierra Leone-operated Sierra Leonean mobile money on Orange Group platform** <sup>[1][1], [Orange Money QR](https://docs.barcoder.ai/docs/standards/orange-money-qr)</sup>:

| Layer | Description |
|---|---|
| **Operator** | **Orange Sierra Leone** (Orange Group subsidiary) |
| **Country** | Sierra Leone |
| **Currency** | SLE/SLL (Sierra Leonean leone) |
| **Channels** | USSD, Orange Money app |
| **Major competitors** | **Afrimoney (Africell SL), [Afro Mobile QR](https://docs.barcoder.ai/docs/standards/afro-mobile-qr), Splash Mobile Money** |
| **Cross-MNO integration** | Receive from Afro Mobile Money wallets |
| **International remittance partners** | Rocket Remit, Ria, others |
| **Regulator** | **Bank of Sierra Leone (BSL)** |

## Use cases

**P2P transfers** <sup>[1][1]</sup>: Cardinal use.

**Cross-MNO receiving (from Afro Mobile Money + others)** [Afro Mobile QR](https://docs.barcoder.ai/docs/standards/afro-mobile-qr): Multi-PSP interoperability.

**Diaspora-remittance receiving from UK + US + global** [[rocketremit]]: Major SL use case.

**Bill payment** [Orange Money QR](https://docs.barcoder.ai/docs/standards/orange-money-qr): Utilities + services.

**Merchant payments** [Orange Money QR](https://docs.barcoder.ai/docs/standards/orange-money-qr): Standard Orange Money offering.

**Airtime + data top-ups** <sup>[1][1]</sup>: Orange SL mobile services.

## Implementations & ecosystem

**Operator**: **Orange Sierra Leone** (Orange Group subsidiary).

**Regulator**: **Bank of Sierra Leone (BSL)**.

**Major competitors**: **Afrimoney (Africell SL), [Afro Mobile QR](https://docs.barcoder.ai/docs/standards/afro-mobile-qr) (Afro International), Splash Mobile Money**.

**International remittance partners**: **Rocket Remit, Ria, others**.

**Card partner**: **Mastercard** (Orange × Mastercard 2024).

## Fun facts

- **Multi-MNO + PSP Sierra Leone landscape**: Orange + Afrimoney + Afro + Splash.
- **Cross-MNO interoperability**: Afro → Orange Money / Afrimoney supported.
- **Post-civil-war financial-services-rebuilding**: Substantial modernisation context.
- **SLL/SLE currency**: Sierra Leonean leone redenomination context.
- **Substantial UK + US diaspora**: Major remittance flow sources.
- **Part of pan-Orange Money platform**: 47-49M-subscriber multi-country.
- **English-speaking**: vs Francophone Orange Money peers.

## Comparison

| Feature | Orange Money SL | [Orange Money LR](https://docs.barcoder.ai/docs/standards/orange-money-lr) | [Afro Mobile QR](https://docs.barcoder.ai/docs/standards/afro-mobile-qr) (SL PSP) | [Orange Money QR](https://docs.barcoder.ai/docs/standards/orange-money-qr) (group platform) | Afrimoney (SL Africell) |
|---|---|---|---|---|---|
| Operator | **Orange Sierra Leone** | Orange Liberia | Afro International | Orange Group | Africell SL |
| Country | Sierra Leone | Liberia | Sierra Leone | 17 markets | Sierra Leone |
| Currency | **SLE/SLL** | LRD + USD | SLL | Multi | SLL |
| Type | **MNO mobile money** | MNO mobile money | PSP-driven wallet + QR + cross-MNO | MNO mobile money | MNO mobile money |
| Cross-MNO | **Receive from Afro** | n/a | Send to Orange + Afrimoney | n/a | Receive from Afro |

## Status

**Active** <sup>[1][1], [Orange Money QR](https://docs.barcoder.ai/docs/standards/orange-money-qr)</sup>:
- **Orange Sierra Leone operator**.
- **Part of 47-49M-subscriber pan-Orange Money platform**.
- **Cross-MNO interoperability (receive from Afro Mobile Money + others)**.
- **International remittance receiving from UK + US + global**.

## Sources

[1]: https://www.orange.sl/ "Orange Sierra Leone — official"
[2]: https://en.wikipedia.org/wiki/Orange_Money "Orange Money — Wikipedia"
[mastercard]: https://www.mastercard.com/news/eemea/en/newsroom/press-releases/en/2024/october/orange-middle-east-and-africa-and-mastercard-partner-to-digitize-payments-for-millions-across-africa-by-2025/ "Orange × Mastercard — Mastercard Newsroom"
[rocketremit]: https://www.rocketremit.com/us/country/send_money_sierra-leone/ "Send money to Sierra Leone — Rocket Remit"

- [1] [Orange Sierra Leone — official][1]
- [2] [Orange Money — Wikipedia][2]
- [mastercard] [Orange × Mastercard — Mastercard Newsroom][mastercard]
- [rocketremit] [Send money to Sierra Leone — Rocket Remit][rocketremit]
- See [Orange Money QR](https://docs.barcoder.ai/docs/standards/orange-money-qr) for comprehensive Orange Money platform context
- <sup>[Sierra Leone report](https://docs.barcoder.ai/docs/payments/SL)</sup> `reports/countries/SL-sierra-leone.md`

## Deployments

_No country reports mention this standard by name._