# QR Code Express

> Source: https://docs.barcoder.ai/docs/standards/qr-code-express
> research date 2026-05-29 · extracted at 2026-10-06
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [QR Code Express — SIBS Documentation](https://www.docs.pay.sibs.com/portugal/sibs-gateway/payment-methods/qr-code-express/)

## Overview

**QR Code Express** is **Portugal's SIBS static-QR-merchant-payment service** integrated with **[MB WAY QR](https://docs.barcoder.ai/docs/standards/mb-way-qr) (MB WAY) mobile app** <sup>[1][1], [Portugal report](https://docs.barcoder.ai/docs/payments/PT)</sup>. The platform enables individuals to **make purchases by scanning static QR codes with the MB WAY app**. The structural distinction: **A single QR Code Express can be scanned by multiple users + multiple times by the same user** — making it suitable for **static merchant signage, printed media, physical devices** where multiple customers pay against the same QR. This is structurally different from dynamic-QR (single-transaction, per-transaction QR generation).

Each QR Code is **created and managed by the Merchant via SIBS Backoffice (SBO)** — merchants define **billing data, delivery data, contact information fields** for customer entry during checkout. SIBS Backoffice provides comprehensive lifecycle management: **edit + manage QR Codes, add stock, change prices, expiry dates, real-time notifications via email or webhook**. **APIs + Webhooks** enable merchants to **proactively receive real-time payment status + associated information** for integration into broader merchant-systems. QR Code Express integrates within **SIBS's broader Portuguese-payment-infrastructure** alongside **MB WAY (mobile wallet, P2P + e-commerce) + SIBS gateway services (cards, MB, others)**.

## History

**Background — Portuguese payment landscape** <sup>[Portugal report](https://docs.barcoder.ai/docs/payments/PT)</sup>:
- **SIBS** (Sociedade Interbancária de Serviços) — Portuguese payment-system operator.
- **[MB WAY QR](https://docs.barcoder.ai/docs/standards/mb-way-qr)** — Portugal's mobile-payment service.
- **MB Multibanco** — Portuguese debit-card network.

**QR Code Express deployment via SIBS** <sup>[1][1]</sup>:
- Static-QR-merchant-payment integration with MB WAY.
- SIBS Backoffice (SBO) management.
- APIs + Webhooks.

**Multi-user + multi-use static QR design** <sup>[1][1]</sup>:
- Single QR scannable by multiple users + multiple times by same user.

## Technical specification

QR Code Express is **SIBS static-QR-merchant-payment integrated with MB WAY** <sup>[1][1]</sup>:

| Layer | Description |
|---|---|
| **Operator** | **SIBS** (Portuguese payment-system operator) |
| **Mobile-app integration** | **[MB WAY QR](https://docs.barcoder.ai/docs/standards/mb-way-qr)** (MB WAY) |
| **Currency** | EUR |
| **QR type** | **Static** (multi-user, multi-use) |
| **Merchant management** | SIBS Backoffice (SBO) |
| **Merchant-defined fields** | Billing data, delivery data, contact info |
| **APIs + Webhooks** | Real-time payment status + data |
| **Use cases** | Traditional media, physical devices, online |

**SBO functionality** <sup>[1][1]</sup>:
- Edit + manage QR codes.
- Stock + price + expiry-date management.
- Real-time notifications (email + webhook).

**APIs + Webhooks** <sup>[1][1]</sup>:
- Proactive merchant systems integration.

## Use cases

**Static merchant signage** <sup>[1][1]</sup>: Cardinal — print QR on physical signs.

**Multi-user payment against single QR** <sup>[1][1]</sup>: Multiple customers pay same QR.

**Traditional media advertising** <sup>[1][1]</sup>: Print/billboard QR codes.

**Physical devices** <sup>[1][1]</sup>: Standalone scanner integration.

**E-commerce + omnichannel** <sup>[1][1]</sup>: Web + physical merger.

## Implementations & ecosystem

**Operator**: **SIBS** (Sociedade Interbancária de Serviços).

**App integration**: **[MB WAY QR](https://docs.barcoder.ai/docs/standards/mb-way-qr)** (MB WAY).

**Backoffice**: **SBO** (SIBS Backoffice).

**Major Portuguese banks supporting MB WAY**: All major Portuguese banks (CGD, Millennium BCP, Santander Totta, Novo Banco, etc.).

## Fun facts

- **Multi-user + multi-use static QR design**: Structurally different from dynamic-per-transaction QR.
- **SBO comprehensive merchant management**: Lifecycle + stock + price control.
- **APIs + Webhooks integration**: Developer-friendly real-time merchant updates.
- **MB WAY integration**: Built on Portugal's dominant mobile-payment app.
- **Static-QR-on-print-media**: Traditional-media-to-digital-payment bridge.
- **Merchant-defined data-collection**: Billing + delivery + contact custom fields.

## Comparison

| Feature | QR Code Express (PT) | [MB WAY QR](https://docs.barcoder.ai/docs/standards/mb-way-qr) (PT parent) | [Bizum QR](https://docs.barcoder.ai/docs/standards/bizum-qr) (ES) | [iDEAL QR](https://docs.barcoder.ai/docs/standards/ideal-qr) (NL) | [PagoPA QR](https://docs.barcoder.ai/docs/standards/pagopa-qr) (IT) |
|---|---|---|---|---|---|
| Operator | SIBS | SIBS | Bizum SL (bank consortium) | Currence (NL banks) | pagoPA S.p.A. (state) |
| Type | **Static merchant QR** | Mobile wallet | A2A bank-consortium | Bank-redirect | State-mandated public-admin |
| QR mode | **Static (multi-user, multi-use)** | Both dynamic + static | CPM (customer-presented) | Dynamic | Dynamic |
| Backoffice | SIBS SBO | n/a (within MB WAY) | Bizum-coordinated | Currence | pagoPA |
| Developer integration | APIs + Webhooks | APIs | APIs | APIs | APIs |

## Status

**Active** <sup>[1][1]</sup>:
- **SIBS operator**.
- **MB WAY-integrated**.
- **Static multi-user QR design**.
- **SBO + APIs + Webhooks**.

## Sources

[1]: https://www.docs.pay.sibs.com/portugal/sibs-gateway/payment-methods/qr-code-express/ "QR Code Express — SIBS Documentation"
[2]: https://www.docs.pay.sibs.com/portugal/sibs-gateway/payment-methods/qr-code-express/manage-qr-code-express-in-sbo/ "Manage in SBO — SIBS"
[3]: https://www.docs.pay.sibs.com/portugal/sibs-gateway/payment-methods/qr-code-express/api-and-webhook-services-available/ "QR Code Express API + Webhook"

- [1] [QR Code Express — SIBS][1]
- [2] [Manage QR Code Express in SBO][2]
- [3] [QR Code Express API + Webhook][3]
- <sup>[Portugal report](https://docs.barcoder.ai/docs/payments/PT)</sup> `reports/countries/PT-portugal.md`

## Deployments

Found in the following country reports (grep across `reports/countries/`):

- **PT** — [PT-portugal.md](https://docs.barcoder.ai/docs/payments/PT)