# AEON Bank

> Source: https://docs.barcoder.ai/docs/wallets/aeon-bank
> research date 2026-05-31 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [AEON Bank — official](https://www.aeonbank.co.jp/)

## Overview

**AEON Bank** is **Japanese commercial bank** + **AEON Financial Service Co Ltd TYO: 8570 Japanese retail financial services parent + AEON Co Ltd TYO: 8267 Japanese retail conglomerate ultimate parent** + **Japanese retail-focused commercial bank via AEON Mall + AEON supermarket + MaxValu network** + **ASEAN consumer finance + Islamic banking via AEON Credit Service Malaysia + AEON Bank Malaysia + AEON Thailand operations** <sup>[1][1], [Japan report](https://docs.barcoder.ai/docs/payments/JP)</sup>.

## History

**Sep 16 2007 — AEON Bank founded as AEON Financial Service Japanese commercial banking subsidiary for AEON Mall + AEON supermarket + MaxValu retail network customers** distinctive Japanese retail banking heritage.

**2014 — AEON Bank mobile banking app launch**.

**Apr 2018 — AEON Bank Malaysia Berhad digital bank license award**.

**May 2024 — AEON Bank Malaysia Berhad officially launches as Malaysia's first Islamic digital bank** distinctive Malaysian Islamic digital banking expansion.

## Ownership & operator

**Operating entity**: **AEON Bank Ltd** (Japanese commercial bank; AEON Financial Service parent).

**Major shareholders**: **AEON Financial Service Co Ltd (TYO: 8570; Japanese retail financial services parent) controlling + AEON Co Ltd (TYO: 8267; Japanese retail conglomerate) ultimate parent**.

**Regulators**: **FSA Japan + BoJ + national regulators across 10+ countries**.

## Technical integration

AEON Bank mobile app (iOS + Android) + aeonbank.co.jp online + AEON Bank branch network across AEON Mall + AEON supermarket + MaxValu retail network in Japan + ASEAN consumer finance + Islamic banking via AEON Credit Service Malaysia + AEON Bank Malaysia + AEON Thailand operations + AEON Visa + Mastercard + JCB cards; JP Zengin + JP QR Payment Link.

## Implementations & partners

**AEON Co parent**: AEON Co. (AEON Co Ltd; TYO: 8267; Japanese retail conglomerate; AEON Mall + AEON supermarket + MaxValu retail network parent).

**AEON Financial Service subsidiaries**: AEON Bank Malaysia (AEON Bank Malaysia Berhad Malaysia's first Islamic digital bank post-May 2024 launch) + AEON Credit Service (AEON Credit Service ASEAN consumer finance subsidiary).

**Major Japanese banking + payments competitors**: [MUFG Bank (Mitsubishi UFJ Direct app)](https://docs.barcoder.ai/docs/wallets/mufg-bank) (MUFG Bank Mitsubishi UFJ Financial Group; TYO: 8306 + NYSE: MUFG; Japan's largest commercial bank by assets) + [Olive (SMBC + Sumitomo Mitsui Card)](https://docs.barcoder.ai/docs/wallets/smbc-olive) (SMBC Olive Sumitomo Mitsui Banking Corporation; TYO: 8316; Japan's #2 commercial bank by assets) + [Mizuho Bank (Mizuho Direct + Mizuho Wallet)](https://docs.barcoder.ai/docs/wallets/mizuho-bank) (Mizuho Bank; TYO: 8411; Japan's #3 commercial bank by assets) + [Japan Post Bank (Yucho)](https://docs.barcoder.ai/docs/wallets/japanpost-bank) (Japan Post Bank Yucho; TYO: 7182; world's largest bank by deposits) + [Seven Bank](https://docs.barcoder.ai/docs/wallets/seven-bank) (Seven Bank; TYO: 8410; Japan's largest ATM network bank by ATMs via 7-Eleven Japan convenience stores) + [Rakuten Bank](https://docs.barcoder.ai/docs/wallets/rakuten-bank) (Rakuten Bank; TYO: 5838; Rakuten Japanese e-commerce digital bank subsidiary) + [Sony Bank](https://docs.barcoder.ai/docs/wallets/sony-bank) (Sony Bank; Japan's longest-established online-first bank since 2001) + [PayPay](https://docs.barcoder.ai/docs/wallets/paypay) (PayPay; SoftBank + Yahoo Japan Japanese super-app mobile wallet; ~65M+ Japanese users; Japan's largest mobile wallet by users).

**Regulators**: FSA Japan + BoJ + national regulators across 10+ countries.

## Status

**Active, Japanese commercial bank + AEON Financial Service Co Ltd TYO:8570 Japanese retail financial services parent + AEON Co Ltd TYO:8267 Japanese retail conglomerate ultimate parent + Japanese retail-focused commercial bank via AEON Mall + AEON supermarket + MaxValu network + ASEAN consumer finance + Islamic banking via AEON Bank Malaysia Berhad Malaysia's first Islamic digital bank post-May 2024 launch** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.aeonbank.co.jp/ "AEON Bank — official"
[2]: https://en.wikipedia.org/wiki/AEON_Bank "AEON Bank — Wikipedia"
[jp-cro]: https://docs.barcoder.ai/docs/payments/JP

- [1] [AEON Bank — official][1]
- [2] [AEON Bank — Wikipedia][2]
- <sup>[Japan report](https://docs.barcoder.ai/docs/payments/JP)</sup> In-corpus: `reports/countries/JP-japan.md`

## Source

Biography extracted from [aeon-bank.md](https://docs.barcoder.ai/source/wallets/aeon-bank). See `matrix.md` for standards-support matrix if present.