# Aion Bank

> Source: https://docs.barcoder.ai/docs/wallets/aion-bank
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Aion — official](https://www.aion.eu/)

## Overview

**Aion Bank** is **Belgian digital bank + Banking-as-a-Service provider** + **Vodeno + UniCredit JV acquired Mar 2025** + **~250K+ customers Belgium + Poland** + **founded May 2020 by Wojciech Sobieraj Alior Bank founder** <sup>[1][1], [Belgium report](https://docs.barcoder.ai/docs/payments/BE)</sup>.

## History

**May 2020 — Aion Bank launched in Belgium by Wojciech Sobieraj Alior Bank founder after Warburg Pincus acquired Belgian Banca Monte Paschi Belgio license** distinctive Belgian digital banking + BaaS heritage.

**2021 — Aion Bank Poland launch + Aion + Vodeno BaaS partnership**.

**Mar 2025 — UniCredit acquires Vodeno + Aion Bank from Warburg Pincus** distinctive European banking-fintech acquisition.

## Ownership & operator

**Operating entity**: **Aion Bank SA/NV** (Belgian digital bank + Banking-as-a-Service provider).

**Major shareholders**: **UniCredit (BIT: UCG; Italian banking group) controlling post-Mar 2025 acquisition + Warburg Pincus historically + Wojciech Sobieraj founder**.

**Regulators**: **NBB Belgium + ECB + KNF Poland + BaFin Germany**.

## Technical integration

Aion Bank mobile app (iOS + Android; ~250K+ customers Belgium + Poland) + aion.eu web + Aion Bank Mastercard debit cards; SEPA + SEPA Instant + EPC-QR + BLIK (Poland) + Wero (post-EPI launch); BaaS APIs powered by Vodeno cloud-native banking platform.

## Implementations & partners

**UniCredit parent**: [UniCredit + buddybank](https://docs.barcoder.ai/docs/wallets/unicredit) (UniCredit Italy; BIT: UCG; Italian global banking group + 13+ CEE countries).

**Major European digital bank + BaaS competitors**: [bunq](https://docs.barcoder.ai/docs/wallets/bunq) (bunq Dutch digital bank; ~17M+ customers across EU + Sep 2024 UK launch) + [N26](https://docs.barcoder.ai/docs/wallets/n26) (N26 German digital bank; ~8M+ customers across 24 EU markets) + [Revolut](https://docs.barcoder.ai/docs/wallets/revolut) (Revolut UK global; ~50M+ customers globally + UK bank license Jul 2024) + [Wise (formerly TransferWise)](https://docs.barcoder.ai/docs/wallets/wise) (Wise UK + global multi-currency account; ~16M+ customers) + Solaris (Solaris SE German BaaS provider) + Swan (Swan French BaaS provider).

**Regulators**: NBB Belgium + ECB + KNF Poland + BaFin Germany.

## Status

**Active, Belgian digital bank + Banking-as-a-Service provider + UniCredit acquired Mar 2025 + ~250K+ customers Belgium + Poland + founded May 2020 by Wojciech Sobieraj Alior Bank founder** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.aion.eu/ "Aion — official"
[2]: https://en.wikipedia.org/wiki/Aion_Bank "Aion Bank — Wikipedia"
[be-cro]: https://docs.barcoder.ai/docs/payments/BE

- [1] [Aion — official][1]
- [2] [Aion Bank — Wikipedia][2]
- <sup>[Belgium report](https://docs.barcoder.ai/docs/payments/BE)</sup> In-corpus: `reports/countries/BE-belgium.md`

## Source

Biography extracted from [aion-bank.md](https://docs.barcoder.ai/source/wallets/aion-bank). See `matrix.md` for standards-support matrix if present.