# Air Bank

> Source: https://docs.barcoder.ai/docs/wallets/air-bank
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Air Bank — official](https://www.airbank.cz/)

## Overview

**Air Bank** is **Czech digital bank** + **PPF Group Petr Kellner Czech investment group fully owned** + **~1.1M+ customers** + **Czech digital banking pioneer** <sup>[1][1], [Czechia report](https://docs.barcoder.ai/docs/payments/CZ)</sup>.

## History

**Nov 2011 — Air Bank founded by PPF Group Petr Kellner Czech investment group in Czech Republic** distinctive Czech digital banking heritage.

**2015 — Air Bank mobile banking app My Air launch**.

**2020 — Air Bank crosses 1M customer milestone**.

## Ownership & operator

**Operating entity**: **Air Bank a.s.** (Czech digital bank; PPF Group fully owned).

**Major shareholders**: **PPF Group (Petr Kellner Czech investment group; Home Credit + O2 Czech Republic + Moneta Money Bank major holding) fully owned**.

**Regulators**: **ČNB**.

## Technical integration

My Air mobile app (iOS + Android; ~1.1M+ customers) + airbank.cz online + Air Bank branch network across Czech Republic + Air Bank Visa + Mastercard cards; SEPA + SEPA Instant + EPC-QR + SPD CZ (Short Payment Descriptor; Czech national QR payment standard).

## Implementations & partners

**PPF Group siblings**: Home Credit (Home Credit; PPF Group Czech consumer finance global) + [Moneta Money Bank](https://docs.barcoder.ai/docs/wallets/moneta-money-bank) (Moneta Money Bank; PSE: MONET; Czech commercial bank; PPF Group major shareholder).

**Major Czech digital banking + payments competitors**: [Revolut](https://docs.barcoder.ai/docs/wallets/revolut) (Revolut UK global; Czech operations) + [Fio banka](https://docs.barcoder.ai/docs/wallets/fio-banka) (Fio banka Czech commercial bank) + mBank (mBank CZ; Polish Commerzbank-owned mBank Czech branch) + [Česká spořitelna (George app)](https://docs.barcoder.ai/docs/wallets/ceska-sporitelna) (Česká spořitelna; Erste Group Austrian parent; Czech Republic's largest commercial bank by retail customers) + [ČSOB (Československá obchodní banka; Czech Republic)](https://docs.barcoder.ai/docs/wallets/csob-cz) (ČSOB Czech Republic; KBC Group Belgian parent fully owned post-2008 split) + [Komerční banka (KB)](https://docs.barcoder.ai/docs/wallets/komercni-banka) (Komerční banka; Société Générale French parent ~60.4% controlling) + Raiffeisenbank (Raiffeisenbank CZ; Raiffeisen Bank International Austrian parent).

**Regulator**: ČNB.

## Status

**Active, Czech digital bank + PPF Group Petr Kellner Czech investment group fully owned + ~1.1M+ customers + Czech digital banking pioneer** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.airbank.cz/ "Air Bank — official"
[2]: https://en.wikipedia.org/wiki/Air_Bank "Air Bank — Wikipedia"
[cz-cro]: https://docs.barcoder.ai/docs/payments/CZ

- [1] [Air Bank — official][1]
- [2] [Air Bank — Wikipedia][2]
- <sup>[Czechia report](https://docs.barcoder.ai/docs/payments/CZ)</sup> In-corpus: `reports/countries/CZ-czech-republic.md`

## Source

Biography extracted from [air-bank.md](https://docs.barcoder.ai/source/wallets/air-bank). See `matrix.md` for standards-support matrix if present.