# Al Hilal Bank

> Source: https://docs.barcoder.ai/docs/wallets/al-hilal-bank
> research date 2026-06-01 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Al Hilal — official](https://www.alhilalbank.ae/)

## Key details

- **Launch:** 2023

## Overview

**Al Hilal Bank** is **UAE Islamic commercial bank** + **Abu Dhabi Commercial Bank ADCB ADX: ADCB UAE parent ~100%+ controlling post-May 1 2019 consolidation** + **relaunched 2023 as UAE digital-first Islamic commercial bank** + **founded Jun 18 2008 in Abu Dhabi UAE by Abu Dhabi Investment Council ADIC then 2019 ADCB acquisition + 2023 digital-first relaunch** <sup>[1][1], [United Arab Emirates report](https://docs.barcoder.ai/docs/payments/AE)</sup>.

## History

**Jun 18 2008 — Al Hilal Bank PJSC founded in Abu Dhabi UAE by Abu Dhabi Investment Council ADIC UAE Abu Dhabi government sovereign wealth fund as Abu Dhabi government-aligned Islamic commercial bank**.

**May 1 2019 — Abu Dhabi Commercial Bank ADCB consolidates Al Hilal Bank as part of ADCB + Union National Bank UNB + Al Hilal Bank ~$13.7B three-way merger consolidating into Abu Dhabi Investment Council ADIC banking holding** distinctive UAE Islamic banking consolidation.

**2023 — Al Hilal Bank digital-first relaunch as UAE digital-first Islamic commercial bank** distinctive UAE Islamic banking modernisation.

## Ownership & operator

**Operating entity**: **Al Hilal Bank PJSC** (UAE Islamic commercial bank).

**Major shareholders**: **Abu Dhabi Commercial Bank ADCB (ADX: ADCB; UAE parent) ~100%+ controlling post-May 1 2019 consolidation**.

**Regulators**: **Central Bank of UAE CBUAE**.

## Technical integration

Al Hilal Mobile app (iOS + Android) + alhilalbank.ae online + Al Hilal Bank digital-first retail Islamic commercial banking + limited UAE branch network + Al Hilal Visa + Mastercard cards (Islamic-compliant); EMVCo QRCPS QR payments + Aani UAE national instant payments + AED Emirati Dirham domestic transfers.

## Implementations & partners

**Parent group**: [Abu Dhabi Commercial Bank (ADCB)](https://docs.barcoder.ai/docs/wallets/adcb-uae) (Abu Dhabi Commercial Bank ADCB; ADX: ADCB; UAE commercial bank; one of UAE's largest commercial banks by assets).

**Major UAE banking + payments competitors**: First Abu Dhabi Bank (First Abu Dhabi Bank FAB; ADX: FAB) + [Emirates NBD (ENBD X)](https://docs.barcoder.ai/docs/wallets/emirates-nbd) (Emirates NBD Bank; DFM: EMIRATESNBD) + [Mashreq NEO + NEOPAY (UAE)](https://docs.barcoder.ai/docs/wallets/mashreq-neo) (Mashreq Bank; DFM: MASB) + [Dubai Islamic Bank (DIB)](https://docs.barcoder.ai/docs/wallets/dubai-islamic-bank) (Dubai Islamic Bank DIB; DFM: DIB; UAE's largest Islamic commercial bank by assets + world's first Islamic commercial bank) + [Abu Dhabi Islamic Bank (ADIB)](https://docs.barcoder.ai/docs/wallets/abu-dhabi-islamic-bank) (Abu Dhabi Islamic Bank ADIB; ADX: ADIB) + [Emirates Islamic Bank / EI+](https://docs.barcoder.ai/docs/wallets/emirates-islamic) (Emirates Islamic Bank EI; DFM: EIB) + [Sharjah Islamic Bank (SIB)](https://docs.barcoder.ai/docs/wallets/sharjah-islamic) (Sharjah Islamic Bank SIB; ADX: SIB) + [Ajman Bank](https://docs.barcoder.ai/docs/wallets/ajman-bank) (Ajman Bank; DFM: AJMANBANK).

**Regulators**: Central Bank of UAE CBUAE.

## Status

**Active, UAE Islamic commercial bank + Abu Dhabi Commercial Bank ADCB ADX:ADCB UAE parent ~100%+ controlling post-May 1 2019 consolidation + relaunched 2023 as UAE digital-first Islamic commercial bank + founded Jun 18 2008 in Abu Dhabi UAE by Abu Dhabi Investment Council ADIC then 2019 ADCB acquisition + 2023 digital-first relaunch** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.alhilalbank.ae/ "Al Hilal — official"
[2]: https://en.wikipedia.org/wiki/Al_Hilal_Bank "Al Hilal — Wikipedia"
[ae-cro]: https://docs.barcoder.ai/docs/payments/AE

- [1] [Al Hilal — official][1]
- [2] [Al Hilal — Wikipedia][2]
- <sup>[United Arab Emirates report](https://docs.barcoder.ai/docs/payments/AE)</sup> In-corpus: `reports/countries/AE-united-arab-emirates.md`

## Source

Biography extracted from [al-hilal-bank.md](https://docs.barcoder.ai/source/wallets/al-hilal-bank). See `matrix.md` for standards-support matrix if present.