# Allo Bank Indonesia

> Source: https://docs.barcoder.ai/docs/wallets/allo-bank
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Allo Bank Indonesia — official](https://www.allobank.com/)

## Overview

**Allo Bank Indonesia** is Indonesian digital bank + **Mega Corpora majority controlling** + **CT Corp ~1.88% stake post-2022 rights issue** + **CT Corpora ecosystem strategic partner** + **345 employees Feb 2026** <sup>[1][1], [2][2], [Indonesia report](https://docs.barcoder.ai/docs/payments/ID)</sup>. **2025 baseline**: Allo Bank Indonesia carries out business activities in banking services with a digital banking business model; **Mega Corpora majority controlling + CT Corp ~1.88% stake post-2022 rights issue + CT Corpora ecosystem strategic partner** distinctive Indonesian digital bank Mega Corpora + CT Corpora dual ecosystem; **AlloPay + AlloPay+ electronic money + Allo Prime savings accounts + time deposits + Paylater + Instant Cash Loans** distinctive Indonesian digital bank product expansion.

**Distinctive Allo Bank Indonesia positioning**:
- **Indonesian digital bank** (PT Allo Bank Indonesia Tbk; IDX: BBHI)
- **Mega Corpora majority controlling** distinctive Indonesian digital bank Mega Corpora controlling
- **CT Corp ~1.88% stake post-2022 rights issue** distinctive Indonesian digital bank CT Corp partnership
- **CT Corpora ecosystem strategic partner** distinctive Indonesian digital bank CT Corp + Mega Corp dual ecosystem
- **AlloPay + AlloPay+ electronic money + Allo Prime savings accounts + time deposits + Paylater + Instant Cash Loans** distinctive Indonesian digital bank product expansion
- **Oct 21 1992 PT Bank Harda Internasional founding + 2021 PT Bank Harda Internasional acquired by Mega Corpora + 2022 PT Bank Harda Internasional renamed PT Allo Bank Indonesia Tbk + Allo Bank digital banking business model pivot** distinctive Indonesian digital bank pivot heritage
- **345 employees Feb 2026** distinctive Indonesian digital bank scale

## History

**Oct 21 1992 — PT Bank Harda Internasional founded** as Indonesian commercial bank in South Jakarta.

**2021 — PT Bank Harda Internasional acquired by Mega Corpora (Chairul Tanjung CT Corp + Mega Corp Indonesian conglomerate)** distinctive Indonesian digital bank Mega Corpora acquisition.

**2022 — PT Bank Harda Internasional renamed PT Allo Bank Indonesia Tbk + Allo Bank digital banking business model pivot** distinctive Indonesian digital bank pivot.

**2022 — CT Corp ~1.88% stake post-2022 rights issue** distinctive Indonesian digital bank CT Corp partnership.

**2022 — Allo Bank mobile banking app launches** as Indonesian mobile-first digital bank.

**Feb 2026 — Allo Bank Indonesia 345 employees** <sup>[1][1], [3][3]</sup>.

## Ownership & operator

**Operating entity**: **PT Allo Bank Indonesia Tbk** (IDX: BBHI; Indonesian digital bank; Mega Corpora majority controlling; CT Corpora ecosystem strategic partner).

**Major shareholders**: **Mega Corpora (Chairul Tanjung CT Corp + Mega Corp Indonesian conglomerate) majority controlling + CT Corp ~1.88% stake post-2022 rights issue + Indonesian retail + institutional + foreign investors**.

**Regulators**: **OJK (Otoritas Jasa Keuangan / Financial Services Authority Indonesia) + Bank Indonesia**.

## Technical integration

Allo Bank Indonesia mobile banking app (iOS + Android) + allobank.com online + Allo Bank Visa + Mastercard cards; QRIS (Quick Response Code Indonesian Standard); **AlloPay + AlloPay+ electronic money + Allo Prime savings accounts + time deposits + Paylater + Instant Cash Loans** distinctive Indonesian digital bank product expansion + CT Corpora ecosystem integration (Transmart + Carrefour + Trans TV + Bank Mega + Allo Bank).

## Users & growth

Allo Bank Indonesia 345 employees Feb 2026.

## Use cases

Indonesian retail + private + digital + CT Corpora ecosystem (Transmart + Carrefour + Trans TV + Bank Mega + Allo Bank) banking via Allo Bank Indonesia mobile + allobank.com online + Visa/Mastercard cards; QRIS; **AlloPay + AlloPay+ electronic money + Allo Prime savings accounts + time deposits + Paylater + Instant Cash Loans** distinctive Indonesian digital bank product expansion.

## Implementations & partners

**Operator**: PT Allo Bank Indonesia Tbk (IDX: BBHI; Indonesian digital bank; Mega Corpora majority controlling; CT Corpora ecosystem strategic partner); Mega Corpora (Chairul Tanjung CT Corp + Mega Corp Indonesian conglomerate) majority controlling + CT Corp ~1.88% stake post-2022 rights issue + Indonesian retail + institutional + foreign investors.

**CT Corpora ecosystem partnership**: **Mega Corpora majority controlling + CT Corp ~1.88% stake post-2022 rights issue** distinctive Indonesian digital bank CT Corpora ecosystem + Transmart (Indonesian hypermarket chain) + Carrefour (Indonesian Carrefour Indonesia subsidiary) + Trans TV (Indonesian Trans TV broadcasting subsidiary) + Bank Mega (Indonesian CT Corp commercial bank).

**Major Indonesian banking + digital bank competitors**: [Bank Central Asia (BCA)](https://docs.barcoder.ai/docs/wallets/bank-central-asia) (Bank Central Asia BCA Mobile; Indonesia's largest private bank by assets; IDX: BBCA; ~30M+ BCA Mobile users) + [Bank Mandiri (Livin' by Mandiri)](https://docs.barcoder.ai/docs/wallets/bank-mandiri) (Indonesia's largest state-owned bank by assets; IDX: BMRI; Livin' by Mandiri) + [Bank Rakyat Indonesia (BRI)](https://docs.barcoder.ai/docs/wallets/bank-rakyat-indonesia) (Bank Rakyat Indonesia BRImo; Indonesia's #2 state-owned bank by assets; IDX: BBRI; 38M+ BRImo users) + [Bank Jago](https://docs.barcoder.ai/docs/wallets/bank-jago) (Indonesian-listed technology-based bank; IDX: ARTO; 18.6M+ customers Q3 2025; GoTo + Gojek ecosystem strategic partner) + [SeaBank Indonesia (Monee)](https://docs.barcoder.ai/docs/wallets/seabank-id) (SeaBank Indonesia; Sea Group Shopee ecosystem; 13M+ customers + nearly $2B total assets 2025) + [Bank Aladin Syariah](https://docs.barcoder.ai/docs/wallets/bank-aladin) (Indonesian digital-based Syariah bank; IDX: BANK; Aladin Bank donations + zakat features) + [Bank Syariah Indonesia (BSI Mobile + BYond by BSI)](https://docs.barcoder.ai/docs/wallets/bank-syariah-indonesia) (Indonesia's largest Islamic bank; IDX: BRIS; post-2021 BRI Syariah + BNI Syariah + Mandiri Syariah merger; >40M customers target 2025; 10M BSI Mobile users target end-2025) + [Bank Neo Commerce](https://docs.barcoder.ai/docs/wallets/neo-bank-indonesia) (BNC Bank Neo Commerce; Indonesian digital bank; IDX: BBYB).

**Regulators**: OJK + Bank Indonesia.

## Fun facts

- **Indonesian digital bank** (PT Allo Bank Indonesia Tbk; IDX: BBHI).
- **Mega Corpora majority controlling** distinctive Indonesian digital bank Mega Corpora controlling.
- **CT Corp ~1.88% stake post-2022 rights issue** distinctive Indonesian digital bank CT Corp partnership.
- **CT Corpora ecosystem strategic partner** distinctive Indonesian digital bank CT Corp + Mega Corp dual ecosystem.
- **AlloPay + AlloPay+ electronic money + Allo Prime savings accounts + time deposits + Paylater + Instant Cash Loans** distinctive Indonesian digital bank product expansion.
- **Oct 21 1992 PT Bank Harda Internasional founding + 2021 PT Bank Harda Internasional acquired by Mega Corpora + 2022 PT Bank Harda Internasional renamed PT Allo Bank Indonesia Tbk + Allo Bank digital banking business model pivot** distinctive Indonesian digital bank pivot heritage.
- **345 employees Feb 2026** distinctive Indonesian digital bank scale.

## Comparison

| Feature | Allo Bank Indonesia | [Bank Jago](https://docs.barcoder.ai/docs/wallets/bank-jago) (Indonesian-listed technology-based bank rival; IDX: ARTO; 18.6M+ customers Q3 2025; GoTo + Gojek ecosystem) | [SeaBank Indonesia (Monee)](https://docs.barcoder.ai/docs/wallets/seabank-id) (SeaBank Indonesia rival; Sea Group Shopee ecosystem; 13M+ customers) | [Bank Aladin Syariah](https://docs.barcoder.ai/docs/wallets/bank-aladin) (Indonesian digital-based Syariah bank rival; IDX: BANK) | [Bank Neo Commerce](https://docs.barcoder.ai/docs/wallets/neo-bank-indonesia) (BNC Bank Neo Commerce rival; Indonesian digital bank; IDX: BBYB) |
|---|---|---|---|---|---|
| Operator | **PT Allo Bank Indonesia Tbk (IDX: BBHI; Indonesian digital bank; Mega Corpora majority controlling; CT Corpora ecosystem strategic partner)** | PT Bank Jago Tbk (IDX: ARTO; Indonesian-listed technology-based bank) | PT Bank Seabank Indonesia (Sea Limited / Monee Group subsidiary; NYSE: SE) | PT Bank Aladin Syariah Tbk (IDX: BANK; Indonesian digital-based Syariah bank) | PT Bank Neo Commerce Tbk (IDX: BBYB; Indonesian digital bank) |
| Type | **Indonesian digital bank + Mega Corpora majority controlling + CT Corp ~1.88% stake post-2022 rights issue + CT Corpora ecosystem strategic partner + AlloPay + AlloPay+ electronic money + Allo Prime savings accounts + time deposits + Paylater + Instant Cash Loans + 345 employees Feb 2026** | Indonesian-listed technology-based bank + 18.6M+ customers Q3 2025 + 14.5M+ funding customers + GoTo + Gojek ecosystem strategic partner + Forbes World's Best Banks ranking + GoPay Tabungan by Jago integration + 80% from strategic partners | Sea Limited / Monee Group subsidiary + 13M+ customers + nearly $2B total assets 2025 + 15M users by year-end target + $1.4B gross loans 2024 + 84% loan-to-deposit ratio + May 8 2025 SeaMoney rebranded to Monee | Indonesian digital-based Syariah bank + IDX: BANK + previously known as Bank Net Syariah before Aladin Bank rebranding + Aladin Bank donations + zakat features + DSN-MUI Sharia supervisory board oversight | Indonesian digital bank |
| Country | ID | ID | ID | ID | ID |
| Distinctive | **Oct 21 1992 PT Bank Harda Internasional founding; 2021 PT Bank Harda Internasional acquired by Mega Corpora (Chairul Tanjung CT Corp + Mega Corp); 2022 PT Bank Harda Internasional renamed PT Allo Bank Indonesia Tbk + Allo Bank digital banking business model pivot; 2022 CT Corp ~1.88% stake post-2022 rights issue; 2022 Allo Bank mobile banking app launch; Feb 2026 345 employees** | 1992 PT Bank Artos Indonesia Tbk founding; 2020 PT Bank Artos Indonesia Tbk acquired by Jerry Ng + Patrick Walujo + GIC + Northstar Group + Provident Group + transformed to Bank Jago digital bank; 2021 Bank Jago digital banking app launch | 2010 PT Bank Kesejahteraan Ekonomi founding; 2021 PT Bank Kesejahteraan Ekonomi acquired by Sea Group + rebranded to SeaBank Indonesia | 1994 PT Bank Net Indonesia founding; 2018 PT Bank Net Indonesia converts to Bank Net Syariah; 2021 PT Bank Net Syariah rebranded to PT Bank Aladin Syariah Tbk + Aladin Bank digital Islamic bank launch | 1989 Bank Andara founding heritage; 2019 Bank Neo Commerce rebranding |

## Status

**Active, Indonesian digital bank + Mega Corpora majority controlling + CT Corp ~1.88% stake post-2022 rights issue + CT Corpora ecosystem strategic partner + 345 employees Feb 2026** <sup>[1][1], [2][2], [3][3]</sup>:
- **PT Allo Bank Indonesia Tbk (IDX: BBHI; Indonesian digital bank; Mega Corpora majority controlling; CT Corpora ecosystem strategic partner)** since Oct 21 1992 PT Bank Harda Internasional founding + 2021 PT Bank Harda Internasional acquired by Mega Corpora + 2022 PT Bank Harda Internasional renamed PT Allo Bank Indonesia Tbk + Allo Bank digital banking business model pivot + 2022 CT Corp ~1.88% stake post-2022 rights issue + 2022 Allo Bank mobile banking app launch.
- **AlloPay + AlloPay+ electronic money + Allo Prime savings accounts + time deposits + Paylater + Instant Cash Loans**.
- **CT Corpora ecosystem strategic partner (Transmart + Carrefour + Trans TV + Bank Mega + Allo Bank)**.
- **OJK + Bank Indonesia regulated**.

## Sources

[1]: https://www.idnfinancials.com/bbhi/pt-allo-bank-indonesia-tbk "PT. Allo Bank Indonesia Tbk [BBHI] — IDNFinancials"
[2]: https://gentala.institute/giant-moves-closer-allo-bank-becomes-a-serious-player-for-indonesian-digital-bank/ "Giant Moves Closer, Allo Bank Becomes a Serious Player for Indonesian Digital Bank — Gentala Institute"
[3]: https://sectors.app/idx/bbhi "PT Allo Bank Indonesia Tbk(BBHI) — Sectors"
[id-cro]: https://docs.barcoder.ai/docs/payments/ID

- [1] [PT. Allo Bank Indonesia Tbk [BBHI] — IDNFinancials][1]
- [2] [Giant Moves Closer, Allo Bank Becomes a Serious Player for Indonesian Digital Bank — Gentala Institute][2]
- [3] [PT Allo Bank Indonesia Tbk(BBHI) — Sectors][3]
- <sup>[Indonesia report](https://docs.barcoder.ai/docs/payments/ID)</sup> In-corpus: `reports/countries/ID-indonesia.md`

## Source

Biography extracted from [allo-bank.md](https://docs.barcoder.ai/source/wallets/allo-bank). See `matrix.md` for standards-support matrix if present.