# Arab Bank (Arabi Mobile)

> Source: https://docs.barcoder.ai/docs/wallets/arab-bank
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Arab Bank — official](https://www.arabbank.jo/)

## Overview

**Arab Bank (Arabi Mobile)** is **Jordan's largest commercial bank by assets + pan-MENA + global banking + one of the largest financial institutions in the Middle East** + **600+ branches across 25+ countries** + **80%+ active retail banking customers in Jordan use mobile banking** + **60-65% Arab Bank customers complete onboarding via mobile app** + **Best Consumer and Corporate Digital Bank in Jordan 2025 Global Finance** + **Best Mobile Banking App Jordan 2018+2019+2020 Global Finance** <sup>[1][1], [2][2], [Jordan report](https://docs.barcoder.ai/docs/payments/JO)</sup>. **2025 baseline**: Arab Bank Jordan's largest commercial bank by assets + pan-MENA + global banking + 600+ branches across 25+ countries + 80%+ active retail banking customers in Jordan use mobile banking + 60-65% Arab Bank customers complete onboarding via mobile app + Best Consumer and Corporate Digital Bank in Jordan 2025 Global Finance + Best Mobile Banking App Jordan 2018+2019+2020 Global Finance; **Arabi Mobile launched July 2018 + available in Jordan + rolled out for Egypt + Palestine + UAE + Qatar + Bahrain + Yemen + Lebanon** distinctive Arab Bank multi-country MENA mobile banking strategy.

**Distinctive Arab Bank positioning**:
- **Jordan's largest commercial bank by assets + pan-MENA + global banking + one of the largest financial institutions in the Middle East** (Arab Bank Plc; ASE: ARBK)
- **600+ branches across 25+ countries** distinctive pan-MENA + global commercial banking branch network
- **80%+ active retail banking customers in Jordan use mobile banking** distinctive Jordanian mobile banking penetration
- **60-65% Arab Bank customers complete onboarding via mobile app** distinctive MENA mobile-first onboarding
- **Best Consumer and Corporate Digital Bank in Jordan 2025 Global Finance** distinctive Jordanian digital banking award recognition
- **Best Mobile Banking App Jordan 2018+2019+2020 Global Finance** distinctive Jordanian mobile banking sustained award recognition
- **Arabi Mobile launched July 2018 + available in Jordan + rolled out for Egypt + Palestine + UAE + Qatar + Bahrain + Yemen + Lebanon (8 countries)** distinctive Arab Bank multi-country MENA mobile banking strategy
- **1930 Arab Bank founding by Abdul Hameed Shoman in Jerusalem (pre-Israel) → 1948 Amman relocation post-Arab-Israeli war** distinctive pan-Arab banking heritage
- **Arabi Mobile cardless withdrawal + bill payment + Arabi Points loyalty program** distinctive Arab Bank mobile banking features

## History

**1930 — Arab Bank founded by Abdul Hameed Shoman in Jerusalem (pre-Israel)** distinctive pan-Arab banking heritage.

**1948 — Arab Bank Amman relocation post-Arab-Israeli war** distinctive Jordanian relocation heritage.

**1978 — Arab Bank ASE IPO under ticker ARBK** distinctive Jordanian banking listing.

**Jul 2018 — Arabi Mobile mobile banking app launch in Jordan + rolled out for Egypt + Palestine + UAE + Qatar + Bahrain + Yemen + Lebanon (8 countries)** distinctive Arab Bank multi-country MENA mobile banking strategy.

**2018-2020 — Arabi Mobile App recognized as Best Mobile Banking App (for smartphones and tablets) in Jordan for 2018, 2019, 2020 by Global Finance** distinctive Jordanian mobile banking sustained award recognition.

**2025 — Arab Bank recognized as Best Consumer and Corporate Digital Bank in Jordan 2025 Global Finance + 80%+ active retail banking customers in Jordan use mobile banking + 60-65% Arab Bank customers complete onboarding using mobile app + 600+ branches across 25+ countries** <sup>[1][1], [2][2], [3][3]</sup>.

## Ownership & operator

**Operating entity**: **Arab Bank Plc** (ASE: ARBK; Jordan's largest commercial bank by assets + pan-MENA + global banking; one of the largest financial institutions in the Middle East).

**Major shareholders**: **Shoman family (Abdul Hameed Shoman founder family + Abdulhameed Shoman Foundation Jordanian non-profit) + Saudi Oger Saudi Arabian conglomerate + Saudi Public Investment Fund PIF + Jordanian retail + institutional + foreign investors**.

**Regulators**: **CBJ (Central Bank of Jordan) + national regulators across 25+ countries (post-Arab Bank pan-MENA + global presence)**.

## Technical integration

Arabi Mobile mobile banking app (iOS + Android; 80%+ active retail banking customers in Jordan use mobile banking; 60-65% Arab Bank customers complete onboarding via mobile app) + arabbank.jo online + Arab Bank 600+ branches across 25+ countries + Arab Bank Visa + Mastercard cards; CliQ Jordan + InstaPay Egypt + Meeza Egypt + Aani UAE + Bahrain Fawri; **Arabi Mobile launched July 2018 + available in Jordan + rolled out for Egypt + Palestine + UAE + Qatar + Bahrain + Yemen + Lebanon (8 countries) + cardless withdrawal + bill payment + Arabi Points loyalty program + support for digital banking services across multiple countries where Arab Bank operates** distinctive Arab Bank multi-country MENA mobile banking strategy.

## Users & growth

**2025**: Arab Bank Jordan's largest commercial bank by assets + pan-MENA + global banking + 600+ branches across 25+ countries + 80%+ active retail banking customers in Jordan use mobile banking + 60-65% Arab Bank customers complete onboarding via mobile app + Best Consumer and Corporate Digital Bank in Jordan 2025 Global Finance + Best Mobile Banking App Jordan 2018+2019+2020 Global Finance.

## Use cases

Jordanian + Palestinian + Egyptian + Bahraini + Qatari + UAE + Yemeni + Lebanese + Saudi + Kuwaiti + Iraqi + Moroccan + Djibouti + Sudanese + Australian + Austrian + French + German + Swiss + UK + US + Singaporean + Chinese + Albanian + Russian (25+ countries) retail + private + SME + commercial + corporate + cross-border banking via Arabi Mobile mobile + arabbank.jo online + Arab Bank 600+ branches across 25+ countries + Visa/Mastercard cards; CliQ Jordan + InstaPay Egypt + Meeza Egypt + Aani UAE + Bahrain Fawri; **Arabi Mobile launched July 2018 + available in Jordan + rolled out for Egypt + Palestine + UAE + Qatar + Bahrain + Yemen + Lebanon (8 countries) + cardless withdrawal + bill payment + Arabi Points loyalty program + support for digital banking services across multiple countries where Arab Bank operates** distinctive Arab Bank multi-country MENA mobile banking strategy.

## Implementations & partners

**Operator**: Arab Bank Plc (ASE: ARBK; Jordan's largest commercial bank by assets + pan-MENA + global banking; one of the largest financial institutions in the Middle East); Shoman family (Abdul Hameed Shoman founder family + Abdulhameed Shoman Foundation Jordanian non-profit) + Saudi Oger Saudi Arabian conglomerate + Saudi Public Investment Fund PIF + Jordanian retail + institutional + foreign investors.

**Major Jordanian banking + MENA + global banking competitors**: [Cairo Amman Bank (CAB Mobile Banking)](https://docs.barcoder.ai/docs/wallets/cairo-amman-bank) (Cairo Amman Bank; ASE: CABK; Jordanian commercial bank; 106 branches in Jordan + 22 in Palestine + 1 in Bahrain + 211 ATMs + CliQ Jordan instant payment integration) + [Housing Bank for Trade and Finance](https://docs.barcoder.ai/docs/wallets/housing-bank-trade) (Housing Bank for Trade and Finance; ASE: THBK; Jordanian commercial bank) + [Bank of Jordan](https://docs.barcoder.ai/docs/wallets/bank-of-jordan) (Bank of Jordan; ASE: BOJX; Jordanian commercial bank) + [Jordan Kuwait Bank (JKB)](https://docs.barcoder.ai/docs/wallets/jordan-kuwait-bank) (Jordan Kuwait Bank; ASE: JOKB; Jordanian commercial bank) + [Capital Bank of Jordan](https://docs.barcoder.ai/docs/wallets/capital-bank-jordan) (Capital Bank of Jordan; ASE: EXFB; Jordanian commercial bank; SAR-acquired Bank of Jordan UAE) + Union Bank (Union Bank for Saving & Investment; ASE: UBSI) + Invest Bank (Invest Bank; ASE: INVB) + [QNB Group (QNB Mobile)](https://docs.barcoder.ai/docs/wallets/qnb-group) (Qatar National Bank QNB Group; QSE: QNBK; Qatar's largest banking group + MENA largest banking group by assets + Africa's largest banking group by assets; 28 countries + 31,000 employees + 900 locations + 36M current accounts).

**Regulators**: CBJ + national regulators across 25+ countries.

## Fun facts

- **Jordan's largest commercial bank by assets + pan-MENA + global banking + one of the largest financial institutions in the Middle East** (Arab Bank Plc; ASE: ARBK).
- **600+ branches across 25+ countries** distinctive pan-MENA + global commercial banking branch network.
- **80%+ active retail banking customers in Jordan use mobile banking** distinctive Jordanian mobile banking penetration.
- **60-65% Arab Bank customers complete onboarding via mobile app** distinctive MENA mobile-first onboarding.
- **Best Consumer and Corporate Digital Bank in Jordan 2025 Global Finance** distinctive Jordanian digital banking award recognition.
- **Best Mobile Banking App Jordan 2018+2019+2020 Global Finance** distinctive Jordanian mobile banking sustained award recognition.
- **Arabi Mobile launched July 2018 + available in Jordan + rolled out for Egypt + Palestine + UAE + Qatar + Bahrain + Yemen + Lebanon (8 countries)** distinctive Arab Bank multi-country MENA mobile banking strategy.
- **1930 Arab Bank founding by Abdul Hameed Shoman in Jerusalem (pre-Israel) → 1948 Amman relocation post-Arab-Israeli war** distinctive pan-Arab banking heritage.
- **Arabi Mobile cardless withdrawal + bill payment + Arabi Points loyalty program** distinctive Arab Bank mobile banking features.

## Comparison

| Feature | Arab Bank | [Cairo Amman Bank (CAB Mobile Banking)](https://docs.barcoder.ai/docs/wallets/cairo-amman-bank) (Cairo Amman Bank rival; Jordanian commercial bank; 106 branches in JO + 22 in PS + 1 in BH + 211 ATMs) | [Housing Bank for Trade and Finance](https://docs.barcoder.ai/docs/wallets/housing-bank-trade) (Housing Bank for Trade and Finance rival; Jordanian commercial bank) | [QNB Group (QNB Mobile)](https://docs.barcoder.ai/docs/wallets/qnb-group) (Qatar National Bank QNB Group rival; Qatar's largest banking group + MENA largest banking group by assets + Africa's largest banking group by assets; 28 countries) | [Bank of Jordan](https://docs.barcoder.ai/docs/wallets/bank-of-jordan) (Bank of Jordan rival; Jordanian commercial bank) |
|---|---|---|---|---|---|
| Operator | **Arab Bank Plc (ASE: ARBK; Jordan's largest commercial bank by assets + pan-MENA + global banking; one of the largest financial institutions in the Middle East)** | Cairo Amman Bank (ASE: CABK; Jordanian commercial bank; Jordan + Palestine + Bahrain operations) | Housing Bank for Trade and Finance (ASE: THBK; Jordanian commercial bank) | Qatar National Bank QNB Group (QSE: QNBK; Qatar's largest banking group + MENA largest banking group by assets + Africa's largest banking group by assets; Qatar Investment Authority QIA ~50% controlling) | Bank of Jordan (ASE: BOJX; Jordanian commercial bank) |
| Type | **Jordan's largest commercial bank by assets + pan-MENA + global banking + one of the largest financial institutions in the Middle East + 600+ branches across 25+ countries + 80%+ active retail banking customers in Jordan use mobile banking + 60-65% Arab Bank customers complete onboarding via mobile app + Best Consumer and Corporate Digital Bank in Jordan 2025 Global Finance + Best Mobile Banking App Jordan 2018+2019+2020 Global Finance + Arabi Mobile in 8 countries** | Jordanian commercial bank + 106 branches in JO + 22 in PS + 1 in BH + 211 ATMs + CliQ Jordan instant payment integration + CAB Mobile with Western Union | Jordanian commercial bank | Qatar's largest banking group + MENA largest banking group by assets + Africa's largest banking group by assets + Qatar Investment Authority QIA ~50% controlling + 28 countries Asia + Africa + Europe + 31,000 employees + 900 locations + 36M current accounts | Jordanian commercial bank |
| Country | JO + 25+ countries (PS + EG + BH + QA + AE + YE + LB + SA + KW + IQ + MA + DJ + SD + AU + AT + FR + DE + CH + GB + US + SG + CN + AL + RU) | JO + PS + BH | JO + 9 countries | QA + EG + TR + AE + OM + KW + BH + SA + JO + LB + SD + MR + ZW + TN + IR + FR + GB + US + CH + IT + ID + SG + HK + KR + MY + TH + VN + IN + MM (28 countries) | JO + 5 countries |
| Distinctive | **1930 Arab Bank founding by Abdul Hameed Shoman in Jerusalem (pre-Israel) (pan-Arab banking heritage); 1948 Arab Bank Amman relocation post-Arab-Israeli war; 1978 Arab Bank ASE IPO under ticker ARBK; Jul 2018 Arabi Mobile mobile banking app launch in Jordan + rolled out for Egypt + Palestine + UAE + Qatar + Bahrain + Yemen + Lebanon (8 countries); 2018-2020 Arabi Mobile App recognized as Best Mobile Banking App Jordan by Global Finance; 2025 Arab Bank Best Consumer and Corporate Digital Bank in Jordan 2025 Global Finance + 600+ branches across 25+ countries** | 1960 Cairo Amman Bank founding as joint venture of Banque Misr Egypt + Jordan Investment + Jordan Bank; 1986 Cairo Amman Bank ASE IPO under ticker CABK | 1973 Housing Bank for Trade and Finance founding | 1964 QNB founding as Qatar's first Qatari-owned commercial bank | 1960 Bank of Jordan founding |

## Status

**Active, Jordan's largest commercial bank by assets + pan-MENA + global banking + one of the largest financial institutions in the Middle East + 600+ branches across 25+ countries + 80%+ active retail banking customers in Jordan use mobile banking + 60-65% Arab Bank customers complete onboarding via mobile app + Best Consumer and Corporate Digital Bank in Jordan 2025 Global Finance** <sup>[1][1], [2][2], [3][3]</sup>:
- **Arab Bank Plc (ASE: ARBK; Jordan's largest commercial bank by assets + pan-MENA + global banking; one of the largest financial institutions in the Middle East)** since 1930 Arab Bank founding by Abdul Hameed Shoman in Jerusalem (pre-Israel) + 1948 Arab Bank Amman relocation post-Arab-Israeli war + 1978 Arab Bank ASE IPO under ticker ARBK + Jul 2018 Arabi Mobile mobile banking app launch in Jordan + rolled out for Egypt + Palestine + UAE + Qatar + Bahrain + Yemen + Lebanon (8 countries) + 2018-2020 Arabi Mobile App recognized as Best Mobile Banking App Jordan by Global Finance + 2025 Arab Bank Best Consumer and Corporate Digital Bank in Jordan 2025 Global Finance.
- **Arab Bank 600+ branches across 25+ countries + 80%+ active retail banking customers in Jordan use mobile banking + 60-65% Arab Bank customers complete onboarding via mobile app**.
- **Arabi Mobile launched July 2018 + available in Jordan + rolled out for Egypt + Palestine + UAE + Qatar + Bahrain + Yemen + Lebanon (8 countries)**.
- **CBJ + national regulators across 25+ countries**.

## Sources

[1]: https://www.arabbank.jo/ "Arab Bank — official"
[2]: https://www.arabbank.jo/mainmenu/home/ways-to-bank/arabi-mobile "Arabi Mobile — Arab Bank"
[3]: https://finanteq.com/case-study/how-we-created-mobile-banking-for-8-different-countries-for-arab-bank/ "Mobile banking for 8 different countries for Arab Bank - Case Study — Finanteq Mobile Banking Solutions"
[jo-cro]: https://docs.barcoder.ai/docs/payments/JO

- [1] [Arab Bank — official][1]
- [2] [Arabi Mobile — Arab Bank][2]
- [3] [Mobile banking for 8 different countries for Arab Bank - Case Study — Finanteq Mobile Banking Solutions][3]
- <sup>[Jordan report](https://docs.barcoder.ai/docs/payments/JO)</sup> In-corpus: `reports/countries/JO-jordan.md`

## Source

Biography extracted from [arab-bank.md](https://docs.barcoder.ai/source/wallets/arab-bank). See `matrix.md` for standards-support matrix if present.