# ASN Bank

> Source: https://docs.barcoder.ai/docs/wallets/asn-bank
> research date 2026-06-01 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [ASN — official](https://www.asnbank.nl/)

## Overview

**ASN Bank** is **Dutch ethical commercial bank** + **de Volksbank Dutch state-owned commercial bank parent via Dutch government NL Financial Investments NLFI ~100%** + **Netherlands' largest ethical + sustainability-focused commercial bank** + **~800K+ Dutch ASN Bank customers** <sup>[1][1], [Netherlands report](https://docs.barcoder.ai/docs/payments/NL)</sup>.

## History

**Sep 1960 — Algemene Spaarbank voor Nederland ASN Bank founded by Dutch labor unions as Dutch ethical + sustainability-focused commercial bank** distinctive Dutch ethical banking heritage.

**1995 — ASN Bank acquired by SNS Bank Dutch commercial bank**.

**Feb 1 2013 — SNS REAAL Group nationalization by Dutch government NL Financial Investments NLFI**.

**Jan 1 2017 — SNS Bank rebranded as de Volksbank consolidating SNS Bank + ASN Bank + RegioBank**.

## Ownership & operator

**Operating entity**: **ASN Bank** (Dutch ethical commercial bank; de Volksbank Dutch state-owned parent).

**Major shareholders**: **de Volksbank (Dutch state-owned commercial bank parent via Dutch government NL Financial Investments NLFI ~100% post-Feb 1 2013 nationalization)**.

**Regulators**: **DNB Netherlands + ECB**.

## Technical integration

ASN Bank App mobile (iOS + Android; ~800K+ Dutch ASN Bank customers) + asnbank.nl online + ASN Bank Visa + Mastercard cards; SEPA + SEPA Instant + EPC-QR + iDEAL (Dutch national bank-redirect payment scheme) + Wero (post-EPI launch).

## Implementations & partners

**de Volksbank parent**: de Volksbank (de Volksbank; Dutch state-owned commercial bank parent via NL Financial Investments NLFI ~100% post-Feb 2013 nationalization; SNS Bank + ASN Bank + RegioBank consolidation) + SNS Bank (SNS Bank; de Volksbank subsidiary; Dutch commercial bank) + RegioBank (RegioBank; de Volksbank subsidiary; Dutch regional commercial bank).

**Major Dutch banking + payments competitors**: [ABN AMRO (Netherlands)](https://docs.barcoder.ai/docs/wallets/abn-amro) (ABN AMRO Bank N.V.; ENXTAM: ABN; Dutch state-owned commercial bank) + [Rabobank (Netherlands)](https://docs.barcoder.ai/docs/wallets/rabobank) (Rabobank; Dutch cooperative banking group) + [ING Netherlands](https://docs.barcoder.ai/docs/wallets/ing-nl) (ING Netherlands; ING Group Dutch parent; ~9M+ Dutch customers) + [Triodos Bank](https://docs.barcoder.ai/docs/wallets/triodos-bank) (Triodos Bank; Dutch ethical commercial bank) + [bunq](https://docs.barcoder.ai/docs/wallets/bunq) (bunq Dutch digital bank; ~17M+ customers across EU + Sep 2024 UK launch) + [Knab](https://docs.barcoder.ai/docs/wallets/knab) (Knab Dutch online bank for SMEs + freelancers + retail; BAWAG Group AG Austrian parent post-Mar 2025 ~€350M acquisition) + [Van Lanschot Kempen](https://docs.barcoder.ai/docs/wallets/van-lanschot) (Van Lanschot Kempen; Dutch private wealth management bank) + [iDEAL](https://docs.barcoder.ai/docs/wallets/ideal) (iDEAL Dutch national bank-redirect payment scheme; ~80%+ Dutch e-commerce payment market share).

**Regulators**: DNB Netherlands + ECB.

## Status

**Active, Dutch ethical commercial bank + de Volksbank Dutch state-owned commercial bank parent via Dutch government NL Financial Investments NLFI ~100% + Netherlands' largest ethical + sustainability-focused commercial bank + ~800K+ Dutch ASN Bank customers** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.asnbank.nl/ "ASN — official"
[2]: https://en.wikipedia.org/wiki/ASN_Bank "ASN — Wikipedia"
[nl-cro]: https://docs.barcoder.ai/docs/payments/NL

- [1] [ASN — official][1]
- [2] [ASN — Wikipedia][2]
- <sup>[Netherlands report](https://docs.barcoder.ai/docs/payments/NL)</sup> In-corpus: `reports/countries/NL-netherlands.md`

## Source

Biography extracted from [asn-bank.md](https://docs.barcoder.ai/source/wallets/asn-bank). See `matrix.md` for standards-support matrix if present.
