# Bakai Bank Kyrgyzstan

> Source: https://docs.barcoder.ai/docs/wallets/bakai-bank
> research date 2026-06-01 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Bakai — official](https://www.bakai.kg/)

## Key details

- **Parent:** assets

## Overview

**Bakai Bank Kyrgyzstan** is **Kyrgyz commercial bank** + **one of Kyrgyzstan's largest commercial banks by assets** + **founded Jul 13 1995 in Bishkek Kyrgyzstan as private commercial bank** <sup>[1][1], [Kyrgyzstan report](https://docs.barcoder.ai/docs/payments/KG)</sup>.

## History

**Jul 13 1995 — Bakai Bank OJSC founded in Bishkek Kyrgyzstan as private commercial bank** distinctive Kyrgyz banking heritage.

**2014 — Bakai Mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Bakai Bank OJSC** (Kyrgyz commercial bank).

**Major shareholders**: **Kyrgyz retail + institutional + foreign investors**.

**Regulators**: **National Bank of the Kyrgyz Republic NBKR**.

## Technical integration

Bakai Mobile app (iOS + Android) + bakai.kg online + Bakai Bank branch network across Kyrgyzstan + Bakai Visa + Mastercard + Elcart cards (Kyrgyz national card scheme); Elcart national card scheme + EMVCo QRCPS QR payments + Kyrgyz Som KGS domestic transfers.

## Implementations & partners

**Major Kyrgyz banking + payments competitors**: [MBank Kyrgyzstan](https://docs.barcoder.ai/docs/wallets/mbank-kg) (MBank Kyrgyzstan; ~2M+ MBank users) + [Optima Bank Kyrgyzstan](https://docs.barcoder.ai/docs/wallets/optima-bank-kg) (Optima Bank Kyrgyzstan; Halyk parent) + [Demir Kyrgyz International Bank](https://docs.barcoder.ai/docs/wallets/demir-bank-kg) (Demir Kyrgyz International Bank; Turkish-Dutch joint venture) + [KICB Kyrgyz Investment and Credit Bank](https://docs.barcoder.ai/docs/wallets/kicb-kg) (KICB Kyrgyz Investment and Credit Bank) + [Halyk Bank Kyrgyzstan](https://docs.barcoder.ai/docs/wallets/halyk-bank-kg) (Halyk Bank Kyrgyzstan).

**Regulators**: National Bank of the Kyrgyz Republic NBKR.

## Status

**Active, Kyrgyz commercial bank + one of Kyrgyzstan's largest commercial banks by assets + founded Jul 13 1995 in Bishkek Kyrgyzstan as private commercial bank** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.bakai.kg/ "Bakai — official"
[2]: https://en.wikipedia.org/wiki/Bakai_Bank "Bakai — Wikipedia"
[kg-cro]: https://docs.barcoder.ai/docs/payments/KG

- [1] [Bakai — official][1]
- [2] [Bakai — Wikipedia][2]
- <sup>[Kyrgyzstan report](https://docs.barcoder.ai/docs/payments/KG)</sup> In-corpus: `reports/countries/KG-kyrgyzstan.md`

## Source

Biography extracted from [bakai-bank.md](https://docs.barcoder.ai/source/wallets/bakai-bank). See `matrix.md` for standards-support matrix if present.