# Banco FICOHSA (Honduras)

> Source: https://docs.barcoder.ai/docs/wallets/banco-ficohsa
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [FICOHSA — official](https://www.ficohsa.com/)

## Overview

**Banco FICOHSA (Honduras)** is **Honduran commercial bank** + **Grupo FICOHSA Honduran conglomerate** + **Atala family controlling** + **one of Honduras's largest commercial banks** + **Central American operations HN+GT+NI+PA+US** <sup>[1][1], [Honduras report](https://docs.barcoder.ai/docs/payments/HN)</sup>.

## History

**1994 — Banco FICOHSA founded by Camilo Atala Faraj in Honduras** distinctive Honduran banking heritage.

**2014 — Banco FICOHSA Mobile Banking app launch**.

**2015 — FICOHSA acquires Banco Promerica Honduras + Banco Promerica Costa Rica + Citi Honduras + Citi Guatemala + Citi Nicaragua** distinctive Central American banking consolidation.

## Ownership & operator

**Operating entity**: **Banco Financiera Comercial Hondureña S.A. FICOHSA** (Honduran commercial bank; Grupo FICOHSA Honduran conglomerate; Atala family controlling).

**Major shareholders**: **Atala family controlling (Camilo Atala Faraj Honduran businessman + family) + IFC + Norfund + Honduran retail + institutional + foreign investors**.

**Regulators**: **CNBS Honduras + BCH**.

## Technical integration

Banco FICOHSA Banca Personal mobile app (iOS + Android) + ficohsa.com online + Banco FICOHSA branch network across Honduras + Guatemala + Nicaragua + Panama + US + Banco FICOHSA Visa + Mastercard cards; HN IBAN + ACH HN.

## Implementations & partners

**Major Honduran + Central American banking competitors**: [Banco Atlántida (Honduras)](https://docs.barcoder.ai/docs/wallets/banco-atlantida) (Banco Atlántida Honduran commercial bank since 1913 + Central American operations HN+SV+GT+NI+US) + [BAC Credomatic](https://docs.barcoder.ai/docs/wallets/bac-credomatic) (BAC Credomatic Central America's largest banking group; Grupo Aval Colombian parent) + Banco Promerica (Banco Promérica Central America; Promerica Financial Corporation parent) + Banco de Occidente (Banco de Occidente Honduras Honduran commercial bank) + [Davivienda + DaviPlata](https://docs.barcoder.ai/docs/wallets/davivienda) (Davivienda Honduras Honduran commercial bank).

**Regulators**: CNBS + BCH.

## Status

**Active, Honduran commercial bank + Grupo FICOHSA Honduran conglomerate + Atala family controlling + one of Honduras's largest commercial banks + Central American operations HN+GT+NI+PA+US** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.ficohsa.com/ "FICOHSA — official"
[2]: https://en.wikipedia.org/wiki/Grupo_FICOHSA "Grupo FICOHSA — Wikipedia"
[hn-cro]: https://docs.barcoder.ai/docs/payments/HN

- [1] [FICOHSA — official][1]
- [2] [Grupo FICOHSA — Wikipedia][2]
- <sup>[Honduras report](https://docs.barcoder.ai/docs/payments/HN)</sup> In-corpus: `reports/countries/HN-honduras.md`

## Source

Biography extracted from [banco-ficohsa.md](https://docs.barcoder.ai/source/wallets/banco-ficohsa). See `matrix.md` for standards-support matrix if present.