# Banco Guayaquil (Ecuador)

> Source: https://docs.barcoder.ai/docs/wallets/banco-guayaquil
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Banco Guayaquil — official](https://www.bancoguayaquil.com/)

## Overview

**Banco Guayaquil (Ecuador)** is **Ecuador's #2 commercial bank by assets** + **Lasso Mendoza family controlling - founding father Guillermo Lasso Mendoza former President of Ecuador 2021-2023** + **~2M+ customers** <sup>[1][1], [Ecuador report](https://docs.barcoder.ai/docs/payments/EC)</sup>.

## History

**1923 — Banco Guayaquil founded in Guayaquil, Ecuador** distinctive Ecuadorian banking heritage.

**1990s — Banco Guayaquil acquired + controlled by Lasso Mendoza family + Guillermo Lasso Mendoza future President of Ecuador**.

**2021-2023 — Guillermo Lasso Mendoza serves as President of Ecuador; Banco Guayaquil ownership remains with Lasso family despite presidency**.

**2014 — Banco Guayaquil Mobile Banking app launch**.

## Ownership & operator

**Operating entity**: **Banco Guayaquil S.A.** (Ecuador's #2 commercial bank by assets; Lasso Mendoza family controlling).

**Major shareholders**: **Lasso Mendoza family controlling (Guillermo Lasso Mendoza Ecuadorian businessman + politician + former President of Ecuador 2021-2023) + Ecuadorian retail + institutional + foreign investors**.

**Regulators**: **SB Ecuador (Superintendencia de Bancos) + BCE (Banco Central del Ecuador)**.

## Technical integration

Banco Guayaquil mobile app (iOS + Android; ~2M+ customers) + bancoguayaquil.com online + Banco Guayaquil branch network across Ecuador + Banco Guayaquil Visa + Mastercard cards; EC IBAN.

## Implementations & partners

**Major Ecuadorian banking + payments competitors**: [Banco Pichincha (Ecuador)](https://docs.barcoder.ai/docs/wallets/banco-pichincha) (Banco Pichincha; Ecuador's largest commercial bank by assets + Fidel Egas Grijalva family controlling + ~7M+ customers + 6-country footprint + DEUNA fintech subsidiary) + [Produbanco (Ecuador)](https://docs.barcoder.ai/docs/wallets/produbanco) (Produbanco Ecuadorian commercial bank; Promerica Group Central American + Andean banking parent) + Banco del Pacífico (Banco del Pacífico Ecuadorian state-owned commercial bank post-2018 bailout) + Banco Bolivariano (Banco Bolivariano Ecuadorian commercial bank) + Banco Internacional (Banco Internacional Ecuadorian commercial bank).

**Regulators**: SB Ecuador + BCE.

## Status

**Active, Ecuador's #2 commercial bank by assets + Lasso Mendoza family controlling - founding father Guillermo Lasso Mendoza former President of Ecuador 2021-2023 + ~2M+ customers** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.bancoguayaquil.com/ "Banco Guayaquil — official"
[2]: https://en.wikipedia.org/wiki/Banco_Guayaquil "Banco Guayaquil — Wikipedia"
[ec-cro]: https://docs.barcoder.ai/docs/payments/EC

- [1] [Banco Guayaquil — official][1]
- [2] [Banco Guayaquil — Wikipedia][2]
- <sup>[Ecuador report](https://docs.barcoder.ai/docs/payments/EC)</sup> In-corpus: `reports/countries/EC-ecuador.md`

## Source

Biography extracted from [banco-guayaquil.md](https://docs.barcoder.ai/source/wallets/banco-guayaquil). See `matrix.md` for standards-support matrix if present.