# Banco Pan

> Source: https://docs.barcoder.ai/docs/wallets/banco-pan
> research date 2026-05-30 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Banco Pan — official](https://www.bancopan.com.br/)

## Overview

**Banco Pan** is **B3: BPAN4** + **BTG Pactual ~70% controlling** + **Brazilian middle-market consumer credit + retail commercial bank** + **~30M+ Brazilian customers** <sup>[1][1], [Brazil report](https://docs.barcoder.ai/docs/payments/BR)</sup>.

## History

**1969 — Banco BMC founded as Brazilian commercial bank**.

**2007 — BMC sale + Banco Panamericano rebrand**.

**2010 — Banco Panamericano accounting fraud scandal + government intervention**.

**2011 — BTG Pactual + Caixa Econômica Federal acquire Banco Panamericano**.

**2014 — Banco Panamericano renamed Banco Pan + Banco Pan mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Banco Pan S.A.** (Brazilian commercial bank; B3: BPAN4).

**Major shareholders**: **BTG Pactual (B3: BPAC11; Brazilian investment bank; Latin America's largest investment bank by market capitalization) ~70% controlling + Caixa Econômica Federal Brazilian federal savings bank minority + Brazilian retail + institutional + foreign investors free float**.

**Regulators**: **BACEN + CVM**.

## Technical integration

Banco Pan mobile app (iOS + Android; ~30M+ Brazilian customers) + bancopan.com.br online + Banco Pan branch network across Brazil + Banco Pan Visa + Mastercard cards; Pix + Pix QR + TED + Boleto Bancário.

## Implementations & partners

**BTG Pactual parent**: [BTG+ (BTG Pactual Banking)](https://docs.barcoder.ai/docs/wallets/btg-pactual) (BTG Pactual; B3: BPAC11; Latin America's largest investment bank by market capitalization).

**Major Brazilian + Latin American banking + payments competitors**: [Itau Unibanco](https://docs.barcoder.ai/docs/wallets/banco-itau) (Itaú Unibanco; B3: ITUB4 + NYSE: ITUB; Brazil's largest commercial bank by assets + market capitalization) + [Banco do Brasil (BB App)](https://docs.barcoder.ai/docs/wallets/banco-do-brasil) (Banco do Brasil; B3: BBAS3; Brazilian state-owned commercial bank) + [Caixa Econômica Federal](https://docs.barcoder.ai/docs/wallets/caixa-economica) (Caixa Econômica Federal; Brazilian federal savings bank; ~145M+ Brazilian customers) + [Bradesco (Banco Bradesco)](https://docs.barcoder.ai/docs/wallets/bradesco) (Banco Bradesco; B3: BBDC4 + NYSE: BBD) + [Santander Brasil](https://docs.barcoder.ai/docs/wallets/santander-brasil) (Santander Brasil; B3: SANB11 + NYSE: BSBR) + [Banco Inter (Inter&Co)](https://docs.barcoder.ai/docs/wallets/banco-inter) (Banco Inter; B3: BIDI11; Brazilian digital bank) + [Nubank](https://docs.barcoder.ai/docs/wallets/nubank) (Nubank Brasil; NYSE: NU; ~110M+ across Brazil + Mexico + Colombia) + [C6 Bank](https://docs.barcoder.ai/docs/wallets/c6-bank) (C6 Bank; Brazilian digital bank; JPMorgan Chase US strategic investor ~46%) + [PicPay](https://docs.barcoder.ai/docs/wallets/picpay) (PicPay; Brazilian super-app wallet) + [Mercado Pago](https://docs.barcoder.ai/docs/wallets/mercado-pago) (Mercado Pago; MercadoLibre group; Brazilian operations).

**Regulators**: BACEN + CVM.

## Status

**Active, B3:BPAN4 + BTG Pactual ~70% controlling + Brazilian middle-market consumer credit + retail commercial bank + ~30M+ Brazilian customers** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.bancopan.com.br/ "Banco Pan — official"
[2]: https://en.wikipedia.org/wiki/Banco_Pan "Banco Pan — Wikipedia"
[br-cro]: https://docs.barcoder.ai/docs/payments/BR

- [1] [Banco Pan — official][1]
- [2] [Banco Pan — Wikipedia][2]
- <sup>[Brazil report](https://docs.barcoder.ai/docs/payments/BR)</sup> In-corpus: `reports/countries/BR-brazil.md`

## Source

Biography extracted from [banco-pan.md](https://docs.barcoder.ai/source/wallets/banco-pan). See `matrix.md` for standards-support matrix if present.