# Banco Patagonia / Patagonia Móvil

> Source: https://docs.barcoder.ai/docs/wallets/banco-patagonia
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Banco Patagonia — official](https://www.bancopatagonia.com.ar/)

## Overview

**Banco Patagonia** is **major Argentinian bank** + **Banco do Brasil ~80% controlling shareholder** <sup>[1][1], [2][2], [Argentina report](https://docs.barcoder.ai/docs/payments/AR)</sup>. **2026 baseline**: **Banco Patagonia + Pix Argentina deployment (Mar 6 2026 Banco do Brasil official Pix Argentina launch)** → Brazilian Pix QR solution available for Argentine tourists making payments at Brazilian establishments + distinctive Banco Patagonia Argentinian deployment of Brazilian Pix; **Banco do Brasil prepares Pix expansion to other countries via Banco Patagonia first international Pix deployment**; Argentine tourists in Brazil 2025 totaled 3.38M (+72% vs 2024 per Embratur).

**Distinctive Banco Patagonia positioning**:
- **Major Argentinian bank** + **Banco do Brasil ~80% controlling shareholder** (Banco do Brasil = Brazil's largest bank by assets; Brazilian state-controlled)
- **2026 Banco Patagonia + Pix Argentina deployment** (Mar 6 2026 Banco do Brasil official Pix Argentina launch via Banco Patagonia) → distinctive Argentinian deployment of Brazilian Pix QR solution
- **Brazilian Pix QR solution available for Argentine tourists making payments at Brazilian establishments via Banco Patagonia app**
- **Banco do Brasil prepares Pix expansion to other countries via Banco Patagonia first international Pix deployment**
- **Argentine tourists in Brazil 2025 totaled 3.38M (+72% vs 2024 per Embratur)** distinctive driver of Pix Argentina deployment
- **2010 Banco do Brasil acquires Banco Patagonia 75% for $480M** (Banco do Brasil Argentinian banking entry)
- **1976 Banco Patagonia founding** as Argentine private commercial bank

## History

**1976 — Banco Patagonia founded** in Río Negro Province, Argentina → distinctive Argentinian Patagonian banking heritage.

**Aug 2010 — Banco do Brasil acquires Banco Patagonia 75% for $480M** (Banco do Brasil Argentinian banking entry) → distinctive Brazilian-Argentinian banking acquisition.

**2013 — Patagonia Móvil mobile banking app launches**.

**2014 — Banco do Brasil increases Banco Patagonia stake to ~80%** controlling.

**Mar 6 2026 — Banco do Brasil official Pix Argentina launch via Banco Patagonia** → distinctive Argentinian deployment of Brazilian Pix QR solution + Brazilian Pix QR solution available for Argentine tourists making payments at Brazilian establishments via Banco Patagonia app <sup>[1][1], [3][3], [4][4]</sup>.

**2025 — Argentine tourists in Brazil 2025 totaled 3.38M (+72% vs 2024 per Embratur)** distinctive driver of Pix Argentina deployment via Banco Patagonia <sup>[2][2]</sup>.

## Ownership & operator

**Operating entity**: **Banco Patagonia S.A.** (BCBA: BPAT).

**Parent**: **Banco do Brasil S.A.** (BMFBOVESPA: BBAS3; NYSE: BDORY) — Brazil's largest bank by assets; Brazilian state-controlled (~80% controlling); **~80% Banco Patagonia controlling shareholder**.

**Regulator**: **BCRA (Banco Central de la República Argentina)**.

## Technical integration

**Patagonia Móvil mobile banking app** (iOS + Android; **2026 Pix Argentina deployment integration**) + **Patagonia Móvil Empresas** business banking app + bancopatagonia.com.ar online + Banco Patagonia cards (Visa + Mastercard) + Banco Patagonia Argentinian branch network; Transferencias 3.0 + Argentinian QR + ACH (CBU + CVU + alias) + DEBIN + **2026 Pix integration** (Brazilian Pix QR solution available for Argentine tourists making payments at Brazilian establishments via Banco Patagonia app); Banco Patagonia retail + private + corporate + SME + investment + insurance banking.

## Users & growth

**2026**: Banco Patagonia + Pix Argentina deployment; Argentine tourists in Brazil 2025 totaled 3.38M (+72% vs 2024 per Embratur) distinctive driver of Pix Argentina deployment.

## Use cases

Argentinian retail + private + corporate + SME + investment + insurance banking + **Brazilian Pix QR payments for Argentine tourists at Brazilian establishments via Banco Patagonia app** (Mar 6 2026 Banco do Brasil official Pix Argentina launch); Transferencias 3.0 + Argentinian QR + ACH + DEBIN + Pix.

## Implementations & partners

**Operator**: Banco Patagonia S.A. (BCBA: BPAT); **Banco do Brasil S.A. ~80% controlling shareholder**.

**Major Argentinian banking competitors**: [Banco Galicia (Argentina; App Galicia)](https://docs.barcoder.ai/docs/wallets/banco-galicia) (Argentina #1 private post-Jun 2025 Galicia Más/HSBC Argentina integration) + [Banco Macro / Nueva App Macro](https://docs.barcoder.ai/docs/wallets/banco-macro) (Argentina's largest domestically-owned private bank by branch network; 4M+ customers; 460+ Argentinian branches; NYSE: BMA + BCBA: BMA dual listing) + [BBVA Argentina](https://docs.barcoder.ai/docs/wallets/bbva-argentina) (BBVA Argentinian subsidiary) + Santander Argentina ([Banco Santander (Spain parent)](https://docs.barcoder.ai/docs/wallets/santander-spain) Argentinian subsidiary) + Banco Nación (Argentinian state) + Banco Provincia (Buenos Aires provincial) + Banco Hipotecario + [Ualá](https://docs.barcoder.ai/docs/wallets/uala) + [Brubank](https://docs.barcoder.ai/docs/wallets/brubank) (Argentinian challenger neobanks).

**Banco do Brasil Group sister entities**: [Banco do Brasil (BB App)](https://docs.barcoder.ai/docs/wallets/banco-do-brasil) (Brazil parent) + BB Americas (US subsidiary).

**Regulator**: BCRA.

## Fun facts

- **Major Argentinian bank** + **Banco do Brasil ~80% controlling shareholder** (Banco do Brasil = Brazil's largest bank by assets; Brazilian state-controlled).
- **2026 Banco Patagonia + Pix Argentina deployment** (Mar 6 2026 Banco do Brasil official Pix Argentina launch via Banco Patagonia) → distinctive Argentinian deployment of Brazilian Pix QR solution.
- **Brazilian Pix QR solution available for Argentine tourists making payments at Brazilian establishments via Banco Patagonia app**.
- **Banco do Brasil prepares Pix expansion to other countries via Banco Patagonia first international Pix deployment**.
- **Argentine tourists in Brazil 2025 totaled 3.38M (+72% vs 2024 per Embratur)** distinctive driver of Pix Argentina deployment.
- **2010 Banco do Brasil acquires Banco Patagonia 75% for $480M** (Banco do Brasil Argentinian banking entry).
- **1976 Banco Patagonia founding** as Argentine private commercial bank.

## Comparison

| Feature | Banco Patagonia / Patagonia Móvil | [Banco Galicia (Argentina; App Galicia)](https://docs.barcoder.ai/docs/wallets/banco-galicia) (Argentina #1 private post-Jun 2025 Galicia Más/HSBC Argentina integration rival) | [Banco Macro / Nueva App Macro](https://docs.barcoder.ai/docs/wallets/banco-macro) (Argentina's largest domestically-owned private bank by branch network rival; 4M+ customers; 460+ Argentinian branches; NYSE: BMA + BCBA: BMA dual listing) | [BBVA Argentina](https://docs.barcoder.ai/docs/wallets/bbva-argentina) (BBVA Argentinian subsidiary rival) | [Brubank](https://docs.barcoder.ai/docs/wallets/brubank) (Argentinian challenger neobank rival; 4M+ users) |
|---|---|---|---|---|---|
| Operator | **Banco Patagonia S.A. (BCBA: BPAT; Banco do Brasil ~80% controlling)** | Grupo Galicia (NASDAQ: GGAL; BCBA: GGAL) | Banco Macro S.A. (NYSE: BMA; BCBA: BMA) | BBVA Argentina S.A. (BCBA: BBAR; NYSE: BBAR) | Brubank (Argentinian private; Buenos Aires headquartered) |
| Type | **Major Argentinian bank + Banco do Brasil ~80% controlling shareholder + 2026 Pix Argentina deployment + Brazilian Pix QR solution for Argentine tourists making payments at Brazilian establishments via Banco Patagonia app + Banco do Brasil first international Pix deployment** | Argentina #1 private bank + post-Jun 2025 Galicia Más/HSBC Argentina USD 550M acquisition integration | Argentina's largest domestically-owned private bank by branch network + 4M+ customers + 460+ Argentinian branches + NYSE: BMA + BCBA: BMA dual listing | BBVA Group's Argentinian subsidiary + 3M+ customers | Argentinian challenger neobank + 4M+ users + first entirely digital bank in Argentina + 2017 founding + Visa debit cards for all users + USD/ARS exchange |
| Country | AR | AR | AR | AR | AR |
| Distinctive | **1976 Banco Patagonia founding in Río Negro Province (Argentinian Patagonian banking heritage); Aug 2010 Banco do Brasil 75% Argentinian banking entry $480M; 2014 Banco do Brasil ~80% controlling consolidation; 2013 Patagonia Móvil launch; Mar 6 2026 Banco do Brasil official Pix Argentina launch via Banco Patagonia (Argentinian deployment of Brazilian Pix); distinctive Banco do Brasil first international Pix deployment** | 1905 Grupo Galicia founding; Jun 2025 Galicia Más/HSBC Argentina USD 550M acquisition completion; Naranja X cards subsidiary | 1976 Banco Macro founding in Bahía Blanca; Brito family + Carballo family controlling | 1886 Banco Francés del Río de la Plata founding; BBVA Argentinian subsidiary post-1996 acquisition | 2017 Brubank founding by Juan Bruchou; first entirely digital bank in Argentina; 4M+ users |

## Status

**Active, major Argentinian bank + Banco do Brasil ~80% controlling shareholder + 2026 Pix Argentina deployment** <sup>[1][1], [2][2], [3][3], [4][4]</sup>:
- **Banco Patagonia S.A. (BCBA: BPAT; Banco do Brasil ~80% controlling)** since 1976 Banco Patagonia founding in Río Negro Province + Aug 2010 Banco do Brasil Argentinian banking entry $480M + 2014 Banco do Brasil ~80% controlling consolidation + 2013 Patagonia Móvil launch.
- **Mar 6 2026 Banco do Brasil official Pix Argentina launch via Banco Patagonia** → distinctive Argentinian deployment of Brazilian Pix QR solution.
- **Banco do Brasil prepares Pix expansion to other countries via Banco Patagonia first international Pix deployment**.
- **BCRA regulated**.

## Sources

[1]: https://www.letsmoney.com.br/noticias/banco-do-brasil-pix-argentina/ "BB leva Pix à Argentina via Banco Patagonia — Let's Money"
[2]: https://www.seudinheiro.com/2026/empresas/banco-do-brasil-bbas3-passa-a-oferecer-pix-para-brasileiros-em-viagem-a-argentina-e-nem-precisa-ser-cliente-do-banco-miql/ "Banco do Brasil (BBAS3) passa a oferecer Pix para brasileiros em viagem à Argentina — Seu Dinheiro"
[3]: https://www.mobiletime.com.br/noticias/06/03/2026/banco-do-brasil-argentina-pix-2/ "Banco do Brasil lança oficialmente Pix na Argentina — Mobile Time"
[4]: https://thepaypers.com/payments/news/banco-do-brasil-extends-pix-payments-to-argentina "Banco do Brasil introduces Pix payments in Argentina — The Paypers"
[ar-cro]: https://docs.barcoder.ai/docs/payments/AR

- [1] [BB leva Pix à Argentina via Banco Patagonia — Let's Money][1]
- [2] [Banco do Brasil (BBAS3) passa a oferecer Pix para brasileiros em viagem à Argentina — Seu Dinheiro][2]
- [3] [Banco do Brasil lança oficialmente Pix na Argentina — Mobile Time][3]
- [4] [Banco do Brasil introduces Pix payments in Argentina — The Paypers][4]
- <sup>[Argentina report](https://docs.barcoder.ai/docs/payments/AR)</sup> In-corpus: `reports/countries/AR-argentina.md`

## Source

Biography extracted from [banco-patagonia.md](https://docs.barcoder.ai/source/wallets/banco-patagonia). See `matrix.md` for standards-support matrix if present.