# Bank Aladin Syariah

> Source: https://docs.barcoder.ai/docs/wallets/bank-aladin
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Bank Aladin — official](https://aladinbank.id/)

## Overview

**Bank Aladin Syariah** is Indonesian digital-based Syariah bank + **IDX: BANK** + **previously known as Bank Net Syariah before Aladin Bank rebranding** + **market cap ~IDR 5.68T** <sup>[1][1], [2][2], [Indonesia report](https://docs.barcoder.ai/docs/payments/ID)</sup>. **2025 baseline**: PT Bank Aladin Syariah Tbk Indonesian digital-based Syariah bank with savings products + current accounts + certificates + funding and financing products + fund transfers + payments + purchases + transaction scheduling + cash withdrawals and deposits + donations + zakat; **Sustainability Report 2025** distinctive Indonesian Islamic digital bank ESG strategy.

**Distinctive Bank Aladin Syariah positioning**:
- **Indonesian digital-based Syariah bank** (IDX: BANK; PT Bank Aladin Syariah Tbk)
- **Previously known as Bank Net Syariah before Aladin Bank rebranding** distinctive Indonesian Islamic digital bank pivot
- **Market cap ~IDR 5.68T** distinctive Indonesian Islamic digital bank valuation
- **Digital-based Syariah bank** distinctive Indonesian Islamic mobile-first banking
- **Aladin Bank donations + zakat features** distinctive Indonesian Islamic banking ecosystem
- **DSN-MUI (Dewan Syariah Nasional MUI) Sharia supervisory board oversight** distinctive Indonesian Islamic banking governance
- **1994 PT Bank Net Indonesia founding + 2021 PT Bank Aladin Syariah Tbk Indonesian digital Sharia bank pivot post-rebranding** distinctive Indonesian Islamic digital bank heritage

## History

**1994 — PT Bank Net Indonesia founded** as Indonesian commercial bank in Jakarta Selatan.

**2018 — PT Bank Net Indonesia converts to Bank Net Syariah** post-Indonesian Islamic banking strategy.

**2021 — PT Bank Net Syariah rebranded to PT Bank Aladin Syariah Tbk + Aladin Bank digital Islamic bank launch** distinctive Indonesian Islamic digital bank pivot.

**2021 — Bank Aladin Syariah IDX BANK IPO** distinctive Indonesian Islamic digital bank listing.

**2025 — PT Bank Aladin Syariah Tbk Sustainability Report 2025** distinctive Indonesian Islamic digital bank ESG strategy <sup>[1][1], [2][2]</sup>.

**May 2026 — PT Bank Aladin Syariah Tbk 225 employees** <sup>[3][3]</sup>.

## Ownership & operator

**Operating entity**: **PT Bank Aladin Syariah Tbk** (IDX: BANK; Indonesian digital-based Syariah bank).

**Major shareholders**: **Aladin Global Ventures + Indonesian retail + institutional + foreign investors**.

**Regulators**: **OJK (Otoritas Jasa Keuangan / Financial Services Authority Indonesia) + Bank Indonesia + Dewan Syariah Nasional MUI (DSN-MUI)** distinctive Indonesian Islamic banking Sharia supervisory board oversight.

## Technical integration

Bank Aladin Syariah mobile banking app (iOS + Android) + aladinbank.id online; QRIS (Quick Response Code Indonesian Standard); **Aladin Bank savings products + current accounts + certificates + funding and financing products + fund transfers + payments + purchases + transaction scheduling + cash withdrawals and deposits + donations + zakat** distinctive Indonesian Islamic banking ecosystem + DSN-MUI Sharia supervisory board oversight.

## Users & growth

PT Bank Aladin Syariah Tbk Indonesian digital-based Syariah bank with market cap ~IDR 5.68T; 225 employees May 2026.

## Use cases

Indonesian Islamic + retail + private + commercial + digital + Aladin Bank donations + zakat ecosystem banking via Bank Aladin Syariah mobile + aladinbank.id online; QRIS; **Aladin Bank savings products + current accounts + certificates + funding and financing products + fund transfers + payments + purchases + transaction scheduling + cash withdrawals and deposits + donations + zakat** distinctive Indonesian Islamic banking ecosystem + DSN-MUI Sharia supervisory board oversight.

## Implementations & partners

**Operator**: PT Bank Aladin Syariah Tbk (IDX: BANK; Indonesian digital-based Syariah bank); Aladin Global Ventures + Indonesian retail + institutional + foreign investors.

**Major Indonesian banking + Islamic digital bank competitors**: [Bank Central Asia (BCA)](https://docs.barcoder.ai/docs/wallets/bank-central-asia) (Bank Central Asia BCA Mobile; Indonesia's largest private bank by assets; IDX: BBCA; ~30M+ BCA Mobile users) + [Bank Mandiri (Livin' by Mandiri)](https://docs.barcoder.ai/docs/wallets/bank-mandiri) (Indonesia's largest state-owned bank by assets; IDX: BMRI; Livin' by Mandiri) + [Bank Rakyat Indonesia (BRI)](https://docs.barcoder.ai/docs/wallets/bank-rakyat-indonesia) (Bank Rakyat Indonesia BRImo; Indonesia's #2 state-owned bank by assets; IDX: BBRI; 38M+ BRImo users) + [BTN (Bank Tabungan Negara) / bale by BTN](https://docs.barcoder.ai/docs/wallets/btn-indonesia) (Bank Tabungan Negara; Indonesia's housing-focused state-owned bank; IDX: BBTN) + [Bank Jago](https://docs.barcoder.ai/docs/wallets/bank-jago) (Indonesian-listed technology-based bank; IDX: ARTO; 18.6M+ customers Q3 2025; GoTo + Gojek ecosystem strategic partner; Jago Syariah) + [Bank Neo Commerce](https://docs.barcoder.ai/docs/wallets/neo-bank-indonesia) (BNC Bank Neo Commerce; Indonesian digital bank; IDX: BBYB) + [SeaBank Indonesia (Monee)](https://docs.barcoder.ai/docs/wallets/seabank-id) (SeaBank Indonesia; PT Bank Seabank Indonesia; Sea Group Shopee ecosystem; 13M+ customers + nearly $2B total assets 2025) + [Allo Bank Indonesia](https://docs.barcoder.ai/docs/wallets/allo-bank) (Indonesian digital bank; CT Corp ecosystem) + [Bank Syariah Indonesia (BSI Mobile + BYond by BSI)](https://docs.barcoder.ai/docs/wallets/bank-syariah-indonesia) (Bank Syariah Indonesia; Indonesia's largest Islamic bank; IDX: BRIS; post-2021 BRI Syariah + BNI Syariah + Mandiri Syariah merger) + Bank Muamalat (Indonesia's first Islamic bank; Indonesian Islamic banking heritage).

**Regulators**: OJK + Bank Indonesia + DSN-MUI.

## Fun facts

- **Indonesian digital-based Syariah bank** (IDX: BANK; PT Bank Aladin Syariah Tbk).
- **Previously known as Bank Net Syariah before Aladin Bank rebranding** distinctive Indonesian Islamic digital bank pivot.
- **Market cap ~IDR 5.68T** distinctive Indonesian Islamic digital bank valuation.
- **Digital-based Syariah bank** distinctive Indonesian Islamic mobile-first banking.
- **Aladin Bank donations + zakat features** distinctive Indonesian Islamic banking ecosystem.
- **DSN-MUI (Dewan Syariah Nasional MUI) Sharia supervisory board oversight** distinctive Indonesian Islamic banking governance.
- **1994 PT Bank Net Indonesia founding + 2021 PT Bank Aladin Syariah Tbk Indonesian digital Sharia bank pivot post-rebranding** distinctive Indonesian Islamic digital bank heritage.

## Comparison

| Feature | Bank Aladin Syariah | [Bank Jago](https://docs.barcoder.ai/docs/wallets/bank-jago) (Indonesian-listed technology-based bank rival; IDX: ARTO; 18.6M+ customers Q3 2025; GoTo + Gojek ecosystem; Jago Syariah) | [Bank Syariah Indonesia (BSI Mobile + BYond by BSI)](https://docs.barcoder.ai/docs/wallets/bank-syariah-indonesia) (Indonesia's largest Islamic bank rival; IDX: BRIS; post-2021 merger) | [SeaBank Indonesia (Monee)](https://docs.barcoder.ai/docs/wallets/seabank-id) (SeaBank Indonesia rival; Sea Group Shopee ecosystem; 13M+ customers) | [Bank Neo Commerce](https://docs.barcoder.ai/docs/wallets/neo-bank-indonesia) (BNC Bank Neo Commerce rival; Indonesian digital bank; IDX: BBYB) |
|---|---|---|---|---|---|
| Operator | **PT Bank Aladin Syariah Tbk (IDX: BANK; Indonesian digital-based Syariah bank)** | PT Bank Jago Tbk (IDX: ARTO; Indonesian-listed technology-based bank) | PT Bank Syariah Indonesia Tbk (IDX: BRIS; Indonesia's largest Islamic bank; post-2021 BRI Syariah + BNI Syariah + Mandiri Syariah merger) | PT Bank Seabank Indonesia (Sea Group Shopee ecosystem subsidiary) | PT Bank Neo Commerce Tbk (IDX: BBYB; Indonesian digital bank) |
| Type | **Indonesian digital-based Syariah bank + IDX: BANK + previously known as Bank Net Syariah before Aladin Bank rebranding + market cap ~IDR 5.68T + Aladin Bank donations + zakat features + DSN-MUI Sharia supervisory board oversight** | Indonesian-listed technology-based bank + 18.6M+ customers Q3 2025 + 14.5M+ funding customers + GoTo + Gojek ecosystem strategic partner + Jago Syariah | Indonesia's largest Islamic bank + post-2021 BRI Syariah + BNI Syariah + Mandiri Syariah merger | Indonesian digital bank + Sea Group Shopee ecosystem + 13M+ customers + nearly $2B total assets 2025 + 15M users by year-end target | Indonesian digital bank |
| Country | ID | ID | ID | ID | ID |
| Distinctive | **1994 PT Bank Net Indonesia founding; 2018 PT Bank Net Indonesia converts to Bank Net Syariah; 2021 PT Bank Net Syariah rebranded to PT Bank Aladin Syariah Tbk + Aladin Bank digital Islamic bank launch; 2021 Bank Aladin Syariah IDX BANK IPO; 2025 PT Bank Aladin Syariah Tbk Sustainability Report 2025** | 1992 PT Bank Artos Indonesia Tbk founding; 2020 PT Bank Artos Indonesia Tbk acquired by Jerry Ng + Patrick Walujo + GIC + Northstar Group + Provident Group + transformed to Bank Jago digital bank; 2021 Bank Jago digital banking app launch | 1969 Bank Susila Bakti founding heritage; 2021 BRI Syariah + BNI Syariah + Mandiri Syariah merger to form Bank Syariah Indonesia | 2010 PT Bank Kesejahteraan Ekonomi founding; 2021 SeaBank Indonesia rebranding | 1989 Bank Andara founding heritage; 2019 Bank Neo Commerce rebranding |

## Status

**Active, Indonesian digital-based Syariah bank + IDX: BANK + previously known as Bank Net Syariah before Aladin Bank rebranding + market cap ~IDR 5.68T** <sup>[1][1], [2][2], [3][3]</sup>:
- **PT Bank Aladin Syariah Tbk (IDX: BANK; Indonesian digital-based Syariah bank)** since 1994 PT Bank Net Indonesia founding + 2018 PT Bank Net Indonesia converts to Bank Net Syariah + 2021 PT Bank Net Syariah rebranded to PT Bank Aladin Syariah Tbk + Aladin Bank digital Islamic bank launch + 2021 Bank Aladin Syariah IDX BANK IPO + 2025 PT Bank Aladin Syariah Tbk Sustainability Report 2025.
- **Aladin Bank donations + zakat features** distinctive Indonesian Islamic banking ecosystem.
- **DSN-MUI (Dewan Syariah Nasional MUI) Sharia supervisory board oversight** distinctive Indonesian Islamic banking governance.
- **OJK + Bank Indonesia + DSN-MUI regulated**.

## Sources

[1]: https://aladinbank.id/en/ "Bank Aladin — official"
[2]: https://www.idx.co.id/StaticData/NewsAndAnnouncement/ANNOUNCEMENTSTOCK/From_EREP/202604/549719a157_45ed0dd08c.pdf "PT Bank Aladin Syariah Tbk Sustainability Report 2025 — IDX"
[3]: https://www.idnfinancials.com/bank/pt-bank-aladin-syariah-tbk "PT. Bank Aladin Syariah Tbk [BANK] — IDNFinancials"
[id-cro]: https://docs.barcoder.ai/docs/payments/ID

- [1] [Bank Aladin — official][1]
- [2] [PT Bank Aladin Syariah Tbk Sustainability Report 2025 — IDX][2]
- [3] [PT. Bank Aladin Syariah Tbk [BANK] — IDNFinancials][3]
- <sup>[Indonesia report](https://docs.barcoder.ai/docs/payments/ID)</sup> In-corpus: `reports/countries/ID-indonesia.md`

## Source

Biography extracted from [bank-aladin.md](https://docs.barcoder.ai/source/wallets/bank-aladin). See `matrix.md` for standards-support matrix if present.