# Bank Audi / neo by Bank Audi

> Source: https://docs.barcoder.ai/docs/wallets/bank-audi
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Bank Audi — official](https://www.bankaudi.com.lb/)

## Overview

**Bank Audi** is **Lebanon's #1 bank by total assets + shareholders' equity + customers' deposits + loans and advances** <sup>[1][1], [2][2], [Lebanon report](https://docs.barcoder.ai/docs/payments/LB)</sup>. **Jun 2025**: Bank Audi 44 Lebanese branches across Greater Beirut + strategic Lebanese regions + Bank Audi mobile banking app + **neo by Bank Audi (distinctive Lebanese digital banking innovation + cardless ATM withdrawals)** + neo Teen Card (Lebanese teen banking innovation).

**Distinctive Bank Audi positioning** <sup>[1][1], [2][2], [3][3]</sup>:
- **Lebanon's #1 bank by total assets + shareholders' equity + customers' deposits + loans and advances** (Lebanese banking flagship)
- **Jun 2025**: 44 Lebanese branches across Greater Beirut + strategic Lebanese regions
- **neo by Bank Audi** — distinctive Lebanese digital banking innovation + cardless ATM withdrawals + Teen Card Lebanese teen banking innovation
- **Bank Audi foreign subsidiaries**: France + Qatar + Jordan + Iraq + Egypt + Turkey + Monaco — distinctive Lebanese regional + European banking footprint
- **1830 Audi family founding heritage** + **1962 Bank Audi formal incorporation** — distinctive Lebanese banking heritage
- **2018-2025 Lebanese banking crisis survival** — distinctive Lebanese banking sector navigating Lebanese economic collapse + currency crisis + USD deposit lirafication

## History

**1830 — Audi family banking activities founding** in Lebanon — distinctive Lebanese banking heritage.

**1962 — Bank Audi formally incorporated** as Lebanese commercial bank.

**1983 — Bank Audi expands to Switzerland + Europe** — distinctive Lebanese-European banking expansion.

**2003 — Bank Audi acquires Banque Saudi Audi (Jordan)** — distinctive Lebanese-Jordanian banking expansion.

**2014 — Bank Audi mobile banking app launches**.

**2018 — Lebanese banking crisis begins**: Lebanese USD deposit lirafication + currency crisis + Lebanese economic collapse — distinctive Lebanese banking sector survival challenge.

**2023 — neo by Bank Audi launches** as distinctive Lebanese digital banking innovation + cardless ATM withdrawals.

**Jun 2025**: 44 Lebanese branches across Greater Beirut + strategic Lebanese regions <sup>[1][1], [3][3]</sup>.

## Ownership & operator

**Operating entity**: **Bank Audi sal** (BSE: AUDI).

**Major shareholders**: **Audi family + Saradar family + Lebanese institutional + Lebanese + GCC investor public float**.

**Regulator**: **BdL (Banque du Liban)**.

## Technical integration

Bank Audi mobile banking app (iOS + Android) + bankaudi.com.lb online + Bank Audi cards (Visa + Mastercard + American Express) + Bank Audi 44 Lebanese branch network + **neo by Bank Audi** (distinctive Lebanese digital banking innovation) + neo Teen Card + cardless ATM withdrawals; Lebanese RTGS + Lebanese ACH (BdL clearing); Bank Audi foreign subsidiaries: Bank Audi France + Bank Audi Qatar + Bank Audi Jordan + Bank Audi Egypt + Bank Audi Iraq + Bank Audi Turkey (Odeabank) + Bank Audi Monaco.

## Users & growth

**Jun 2025**: 44 Lebanese branches across Greater Beirut + strategic Lebanese regions; Lebanon's leading banking institution by customer deposits + total assets.

## Use cases

Lebanese + GCC + European retail + private + corporate + SME + investment + insurance banking via Bank Audi mobile + bankaudi.com.lb online + cards + branches; Lebanese RTGS + ACH; **neo by Bank Audi (distinctive Lebanese digital banking innovation)** + neo Teen Card + cardless ATM withdrawals; **Bank Audi foreign subsidiaries**: France + Qatar + Jordan + Iraq + Egypt + Turkey (Odeabank) + Monaco.

## Implementations & partners

**Operator**: Bank Audi sal (BSE: AUDI); Audi family + Saradar family controlling.

**Subsidiaries**: **Bank Audi France** + **Bank Audi Qatar** + **Bank Audi Jordan** + **Bank Audi Egypt** + **Bank Audi Iraq** + **Bank Audi Turkey (Odeabank)** + **Bank Audi Monaco** + **Audi Investment Bank** + **Audi Private Bank**.

**Major Lebanese banking competitors**: [Byblos Bank](https://docs.barcoder.ai/docs/wallets/byblos-bank) (Lebanon #2) + [BLOM Bank](https://docs.barcoder.ai/docs/wallets/blom-bank) (Lebanon #3) + Fransabank (Lebanon #4) + BankMed (Lebanon Hariri family) + Société Générale de Banque au Liban (SGBL; Société Générale Lebanese subsidiary) + IBL Bank + Crédit Libanais.

**Regulator**: BdL.

## Fun facts

- **Lebanon's #1 bank by total assets + shareholders' equity + customers' deposits + loans and advances** (Lebanese banking flagship).
- **Jun 2025**: 44 Lebanese branches across Greater Beirut + strategic Lebanese regions.
- **neo by Bank Audi** — distinctive Lebanese digital banking innovation + cardless ATM withdrawals + Teen Card Lebanese teen banking innovation.
- **Bank Audi foreign subsidiaries**: France + Qatar + Jordan + Iraq + Egypt + Turkey + Monaco — distinctive Lebanese regional + European banking footprint.
- **1830 Audi family founding heritage** + **1962 Bank Audi formal incorporation** — distinctive Lebanese banking heritage.
- **2018-2025 Lebanese banking crisis survival** — distinctive Lebanese banking sector navigating Lebanese economic collapse + currency crisis + USD deposit lirafication.

## Comparison

| Feature | Bank Audi / neo by Bank Audi | [Byblos Bank](https://docs.barcoder.ai/docs/wallets/byblos-bank) (Lebanon #2 rival) | [BLOM Bank](https://docs.barcoder.ai/docs/wallets/blom-bank) (Lebanon #3 rival) | Fransabank (Lebanon #4 rival) | SGBL (Société Générale Lebanese subsidiary rival) |
|---|---|---|---|---|---|
| Operator | **Bank Audi sal (BSE: AUDI)** | Byblos Bank sal (BSE: BYB) | BLOM Bank sal (BSE: BLOM) | Fransabank sal (privately-held Kassar family) | Société Générale de Banque au Liban (SGBL; Société Générale Lebanese subsidiary) |
| Type | **Lebanon's #1 bank + 44 Lebanese branches + neo by Bank Audi digital banking innovation + cardless ATM withdrawals + Teen Card** | Lebanon #2 + Byblos Bank Europe (Paris) + Belgium + Cyprus + Armenia subsidiaries | Lebanon #3 + BLOM Bank France + BLOM Egypt + BLOM Saudi Arabia subsidiaries | Lebanon #4 + Fransa Invest Bank + Kassar family-owned | Lebanon #5 + Société Générale Lebanese subsidiary |
| Country | LB + 7+ countries | LB + 6+ countries | LB + 6+ countries | LB | LB |
| Distinctive | **1830 Audi family founding heritage; 1962 Bank Audi formal incorporation; 1983 Switzerland + Europe expansion; 2003 Banque Saudi Audi Jordan acquisition; 2014 mobile app launch; 2018-2025 Lebanese banking crisis survival; 2023 neo by Bank Audi digital banking innovation launch (cardless ATM withdrawals + Teen Card)** | 1950 Byblos Bank founding in Beirut | 1951 BLOM Bank founding in Beirut | 1921 Banque de Syrie et du Liban founding (Lebanese banking heritage); 1980 Fransabank formation | Société Générale's Lebanese subsidiary |

## Status

**Active, Lebanon's #1 bank by total assets + shareholders' equity + customers' deposits + loans and advances** <sup>[1][1], [2][2], [3][3]</sup>:
- **Bank Audi sal (BSE: AUDI)** since 1830 Audi family founding heritage + 1962 Bank Audi formal incorporation.
- **2018-2025 Lebanese banking crisis survival**.
- **2023 neo by Bank Audi digital banking innovation launch (cardless ATM withdrawals + Teen Card)**.
- **Bank Audi foreign subsidiaries**: France + Qatar + Jordan + Iraq + Egypt + Turkey + Monaco.
- **BdL regulated**.

## Sources

[1]: https://grokipedia.com/page/Bank_Audi "Bank Audi — Grokipedia"
[2]: https://www.bankaudi.com.lb/lebanon/adc/bank-audi-mobile-application "Bank Audi Mobile Application — Bank Audi"
[3]: https://www.neo.com.lb/ "neo by Bank Audi — official"
[lb-cro]: https://docs.barcoder.ai/docs/payments/LB

- [1] [Bank Audi — Grokipedia][1]
- [2] [Bank Audi Mobile Application — Bank Audi][2]
- [3] [neo by Bank Audi — official][3]
- <sup>[Lebanon report](https://docs.barcoder.ai/docs/payments/LB)</sup> In-corpus: `reports/countries/LB-lebanon.md`

## Source

Biography extracted from [bank-audi.md](https://docs.barcoder.ai/source/wallets/bank-audi). See `matrix.md` for standards-support matrix if present.