# Bank of Queensland (BoQ) / myBOQ

> Source: https://docs.barcoder.ai/docs/wallets/bank-of-queensland
> research date 2026-05-30 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Bank of Queensland — official](https://www.boq.com.au/)

## Overview

**Bank of Queensland (BoQ)** is **one of Australia's largest regional banks** <sup>[1][1], [2][2], [Australia report](https://docs.barcoder.ai/docs/payments/AU)</sup>. **2025 baseline**: BoQ offers multiple mobile banking apps: **myBOQ distinctive Australian banking app** (myBOQ puts customers in charge of how they view BoQ on their mobile device) + **BOQ Classic Mobile** (provides easy access for customers with Home Loans + Term Deposits + Day2Day accounts + various savings accounts) + **Pocket Banker app** (providing clients with seamless, secure, and efficient digital banking solutions).

**Distinctive Bank of Queensland positioning** <sup>[1][1], [2][2], [3][3]</sup>:
- **One of Australia's largest regional banks** (Queensland-based)
- **myBOQ distinctive Australian banking app** (myBOQ puts customers in charge of how they view BoQ on their mobile device)
- **BOQ Classic Mobile** (provides easy access for customers with Home Loans + Term Deposits + Day2Day accounts + various savings accounts)
- **Pocket Banker app** (providing clients with seamless, secure, and efficient digital banking solutions)
- **1874 Bank of Queensland founding** (one of Australia's oldest regional banks) → distinctive Queensland Australian banking heritage
- **2021 BoQ acquires ME Bank for A$1.325B** — distinctive Australian banking consolidation
- **2019 BoQ Owner-Managed Branch (OMB) model phase-out** (distinctive Australian Queensland banking heritage)

## History

**Apr 1874 — Bank of Queensland founded** in Brisbane, Queensland, Australia (one of Australia's oldest regional banks) → distinctive Queensland Australian banking heritage.

**2014 — myBOQ + BOQ Classic Mobile banking apps launches**.

**Jul 2021 — BoQ acquires ME Bank for A$1.325B** → distinctive Australian banking consolidation.

**2019-2022 — BoQ Owner-Managed Branch (OMB) model phase-out** (distinctive Australian Queensland banking heritage).

**2025**: BoQ + myBOQ + BOQ Classic Mobile + Pocket Banker app <sup>[1][1], [2][2]</sup>.

## Ownership & operator

**Operating entity**: **Bank of Queensland Limited** (ASX: BOQ).

**Major shareholders**: **Vanguard + BlackRock + Australian Super + Australian institutional + Australian retail public float** (distinctive Australian distributed shareholder structure).

**Regulators**: **APRA (Australian Prudential Regulation Authority) + ASIC (Australian Securities + Investments Commission)**.

## Technical integration

**myBOQ app** (iOS + Android; myBOQ puts customers in charge of how they view BoQ on their mobile device) + **BOQ Classic Mobile** (iOS + Android; provides easy access for customers with Home Loans + Term Deposits + Day2Day accounts + various savings accounts) + **Pocket Banker app** (providing clients with seamless, secure, and efficient digital banking solutions) + boq.com.au online + BoQ cards (Visa + Mastercard) + BoQ Australian Queensland-centric branch network; PayID + NPP + BPAY + OSKO; **ME Bank (post-Jul 2021 A$1.325B acquisition; integrated)** + **BOQ Specialist** (BoQ private banking).

## Users & growth

**2025**: BoQ + myBOQ + BOQ Classic Mobile + Pocket Banker app; one of Australia's largest regional banks.

## Use cases

Australian retail + private + corporate + SME + investment + insurance banking via myBOQ + BOQ Classic Mobile + Pocket Banker app + boq.com.au online + cards + branches; PayID + NPP + BPAY + OSKO; **ME Bank (post-Jul 2021 A$1.325B acquisition; integrated)** + **BOQ Specialist** (BoQ private banking).

## Implementations & partners

**Operator**: Bank of Queensland Limited (ASX: BOQ); Vanguard + BlackRock + Australian Super + Australian institutional + Australian retail public float.

**Subsidiaries**: **ME Bank** (post-Jul 2021 A$1.325B acquisition; integrated) + **BOQ Specialist** (BoQ private banking) + **BOQ Finance** + **St Andrew's Insurance** (BoQ insurance subsidiary).

**Major Australian banking competitors**: [CommBank (Commonwealth Bank of Australia)](https://docs.barcoder.ai/docs/wallets/commbank) (CBA; Australia's largest bank) + [Westpac Mobile App](https://docs.barcoder.ai/docs/wallets/westpac) (Australia's 2nd-largest bank by assets) + [ANZ (Australia and New Zealand Banking Group)](https://docs.barcoder.ai/docs/wallets/anz-australia) (ANZ; ANZ Plus distinctive Australian challenger banking innovation + 2024 Suncorp Bank A$4.9B acquisition completion) + [NAB Mobile Banking (National Australia Bank)](https://docs.barcoder.ai/docs/wallets/nab) (National Australia Bank; NAB app) + [Macquarie Bank](https://docs.barcoder.ai/docs/wallets/macquarie-bank) (Macquarie Group's Australian retail + business banking subsidiary; Macquarie Authenticator 1M+ users Jun 2025; branchless retail banking model) + [Suncorp Bank](https://docs.barcoder.ai/docs/wallets/suncorp-bank) (ANZ subsidiary post-Jul 2024 ANZ A$4.9B Suncorp Bank acquisition completion) + [Bendigo Bank (Bendigo and Adelaide Bank)](https://docs.barcoder.ai/docs/wallets/bendigo-bank) (Australia's 5th-largest bank; 1.5M customers; 600+ service outlets + 305 Community Bank® branches; $65B Bendigo and Adelaide Bank assets) + [UBank](https://docs.barcoder.ai/docs/wallets/ubank) (NAB's digital subsidiary).

**Regulators**: APRA + ASIC.

## Fun facts

- **One of Australia's largest regional banks** (Queensland-based).
- **myBOQ distinctive Australian banking app** (myBOQ puts customers in charge of how they view BoQ on their mobile device).
- **BOQ Classic Mobile** (provides easy access for customers with Home Loans + Term Deposits + Day2Day accounts + various savings accounts).
- **Pocket Banker app** (providing clients with seamless, secure, and efficient digital banking solutions).
- **Apr 1874 Bank of Queensland founding** (one of Australia's oldest regional banks) → distinctive Queensland Australian banking heritage.
- **Jul 2021 BoQ acquires ME Bank for A$1.325B** — distinctive Australian banking consolidation.
- **2019-2022 BoQ Owner-Managed Branch (OMB) model phase-out** (distinctive Australian Queensland banking heritage).

## Comparison

| Feature | Bank of Queensland (BoQ) / myBOQ | [Bendigo Bank (Bendigo and Adelaide Bank)](https://docs.barcoder.ai/docs/wallets/bendigo-bank) (Australia's 5th-largest bank rival; 1.5M customers; 600+ service outlets + 305 Community Bank® branches; $65B Bendigo and Adelaide Bank assets) | [Suncorp Bank](https://docs.barcoder.ai/docs/wallets/suncorp-bank) (ANZ subsidiary post-Jul 2024 ANZ A$4.9B acquisition completion rival; 1.2M Suncorp Bank customers + Jun 2027 ANZ migration target) | [UBank](https://docs.barcoder.ai/docs/wallets/ubank) (NAB's digital subsidiary rival; 1M+ UBank customers Nov 10 2025 + most followed bank in Australia on TikTok) | [Macquarie Bank](https://docs.barcoder.ai/docs/wallets/macquarie-bank) (Macquarie Group's Australian retail + business banking subsidiary rival; Macquarie Authenticator 1M+ users Jun 2025; branchless retail banking model) |
|---|---|---|---|---|---|
| Operator | **Bank of Queensland Limited (ASX: BOQ)** | Bendigo and Adelaide Bank Limited (ASX: BEN) | Suncorp Bank (ANZ subsidiary post-Jul 2024 ANZ A$4.9B acquisition completion) | UBank Limited (NAB subsidiary; ASX: NAB parent) | Macquarie Bank Limited (Macquarie Group Limited parent; ASX: MQG) |
| Type | **One of Australia's largest regional banks + myBOQ + BOQ Classic Mobile + Pocket Banker app + ME Bank post-Jul 2021 A$1.325B acquisition integrated + BOQ Specialist private banking + St Andrew's Insurance** | Australia's 5th-largest bank + 1.5M Australian customers + $65B Bendigo and Adelaide Bank assets + 600+ Australian service outlets including 305 locally owned Community Bank® branches + Australia's 2nd largest regional + 3rd largest national branch network + distinctive Australian Community Bank® network model | ANZ subsidiary post-Jul 2024 ANZ A$4.9B Suncorp Bank acquisition completion + 1.2M Suncorp Bank customers + Jun 2027 ANZ migration target | NAB's digital subsidiary + post-Jan 2021 NAB A$220M 86 400 neobank acquisition + 2022 86 400 + UBank merger + 1M+ UBank customers Nov 10 2025 + 220K+ TikTok followers (most followed bank in Australia) + 20% new customers from social media | Macquarie Group's Australian retail + business banking subsidiary + Macquarie Authenticator 1M+ users Jun 2025 + branchless retail banking model |
| Country | AU | AU | AU | AU | AU |
| Distinctive | **Apr 1874 Bank of Queensland founding in Brisbane (one of Australia's oldest regional banks); 2014 myBOQ + BOQ Classic Mobile launch; Jul 2021 ME Bank A$1.325B acquisition; 2019-2022 BoQ Owner-Managed Branch (OMB) model phase-out** | Nov 9 1858 Adelaide Bank founding + Nov 10 1858 Bendigo Building Society founding; 1995 Bendigo Bank founding; Nov 30 2007 Bendigo Bank + Adelaide Bank merger → Bendigo and Adelaide Bank; 305 locally owned Community Bank® branches | 1902 Suncorp Bank founding (Queensland Building Society heritage); Jul 31 2024 ANZ A$4.9B acquisition completion | 2008 UBank founding by NAB; 2021 NAB A$220M 86 400 neobank acquisition; 2022 86 400 + UBank merger | 1969 Hill Samuel Australia founding; 1981 spun off → Macquarie; 1996 Macquarie Bank Limited Australian banking license; Jun 2025 Macquarie Authenticator 1M+ users |

## Status

**Active, one of Australia's largest regional banks** <sup>[1][1], [2][2], [3][3]</sup>:
- **Bank of Queensland Limited (ASX: BOQ)** since Apr 1874 Bank of Queensland founding in Brisbane.
- **myBOQ + BOQ Classic Mobile + Pocket Banker app + ME Bank (post-Jul 2021 A$1.325B acquisition; integrated)**.
- **APRA + ASIC regulated**.

## Sources

[1]: https://www.boq.com.au/ "BOQ: Home loans, bank accounts, Credit Cards & More"
[2]: https://www.boq.com.au/personal/online-banking/myboq-app "myBOQ App — Bank of Queensland"
[3]: https://www.boq.com.au/personal/online-banking/mobile-banking "Mobile Banking App — Bank of Queensland"
[au-cro]: https://docs.barcoder.ai/docs/payments/AU

- [1] [BOQ: Home loans, bank accounts, Credit Cards & More][1]
- [2] [myBOQ App — Bank of Queensland][2]
- [3] [Mobile Banking App — Bank of Queensland][3]
- <sup>[Australia report](https://docs.barcoder.ai/docs/payments/AU)</sup> In-corpus: `reports/countries/AU-australia.md`

## Source

Biography extracted from [bank-of-queensland.md](https://docs.barcoder.ai/source/wallets/bank-of-queensland). See `matrix.md` for standards-support matrix if present.