# Belfius Bank

> Source: https://docs.barcoder.ai/docs/wallets/belfius
> research date 2026-06-01 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Belfius — official](https://www.belfius.be/)

## Overview

**Belfius Bank** is **Belgian state-owned commercial bank** + **Belgian Federal Government via Federal Holding and Investment Company SFPI-FPIM fully owned** + **Belgium's #3 commercial bank by assets** + **~3.6M+ Belgian Belfius Bank customers** + **founded Mar 2 2012 as Dexia Bank Belgium rebrand post-Dexia Group breakup** <sup>[1][1], [Belgium report](https://docs.barcoder.ai/docs/payments/BE)</sup>.

## History

**1996 — Dexia Group formed via merger of Crédit Communal de Belgique + Crédit Local de France**.

**Oct 9 2008 — Dexia Group nationalisation post-2008 financial crisis Belgian + French + Luxembourg government bailout**.

**Oct 10 2011 — Belgian Federal Government acquires Dexia Bank Belgium from Dexia Group for ~€4B + Dexia Group breakup**.

**Mar 2 2012 — Dexia Bank Belgium rebranded as Belfius Bank**.

## Ownership & operator

**Operating entity**: **Belfius Bank** (Belgian state-owned commercial bank; Belgian Federal Government fully owned via SFPI-FPIM).

**Major shareholders**: **Belgian Federal Government via Federal Holding and Investment Company SFPI-FPIM (Société Fédérale de Participations et d'Investissement) fully owned**.

**Regulators**: **NBB Belgium + ECB**.

## Technical integration

Belfius Mobile app (iOS + Android; ~3.6M+ Belgian Belfius Bank customers) + belfius.be online + Belfius Bank branch network across Belgium + Belfius Visa + Mastercard cards; SEPA + SEPA Instant + EPC-QR + Bancontact (Belgian national card scheme + mobile P2P payment scheme) + Wero (post-EPI launch).

## Implementations & partners

**Major Belgian banking + payments competitors**: [BNP Paribas Fortis](https://docs.barcoder.ai/docs/wallets/bnp-paribas-fortis) (BNP Paribas Fortis; Belgian commercial bank; BNP Paribas ENXTPA: BNP French parent fully owned; Belgium's largest commercial bank by assets + branches; ~3.6M+ Belgian customers) + [KBC / KBC Mobile / Kate AI](https://docs.barcoder.ai/docs/wallets/kbc) (KBC Mobile; KBC Group BSE: KBC; Belgian banking group; Belgium's #2 commercial bank by assets + customers) + [Argenta Bank](https://docs.barcoder.ai/docs/wallets/argenta) (Argenta Bank; Belgian commercial bank) + [ING Belgium](https://docs.barcoder.ai/docs/wallets/ing-belgium) (ING Belgium; ING Group Dutch parent Belgian subsidiary) + [Keytrade Bank](https://docs.barcoder.ai/docs/wallets/keytrade) (Keytrade Bank Belgian online bank + brokerage) + [Aion Bank](https://docs.barcoder.ai/docs/wallets/aion-bank) (Aion Bank Belgian digital bank; UniCredit acquired Mar 2025) + [Bancontact QR](https://docs.barcoder.ai/docs/standards/bancontact-qr) (Bancontact Payconiq Belgian national card scheme + mobile P2P + retail payment scheme) + [Payconiq/Bancontact](https://docs.barcoder.ai/docs/standards/payconiq) (Payconiq Belgian + Luxembourg mobile P2P + retail payment scheme).

**Regulators**: NBB Belgium + ECB.

## Status

**Active, Belgian state-owned commercial bank + Belgian Federal Government via Federal Holding and Investment Company SFPI-FPIM fully owned + Belgium's #3 commercial bank by assets + ~3.6M+ Belgian Belfius Bank customers + founded Mar 2 2012 as Dexia Bank Belgium rebrand post-Dexia Group breakup** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.belfius.be/ "Belfius — official"
[2]: https://en.wikipedia.org/wiki/Belfius "Belfius — Wikipedia"
[be-cro]: https://docs.barcoder.ai/docs/payments/BE

- [1] [Belfius — official][1]
- [2] [Belfius — Wikipedia][2]
- <sup>[Belgium report](https://docs.barcoder.ai/docs/payments/BE)</sup> In-corpus: `reports/countries/BE-belgium.md`

## Source

Biography extracted from [belfius.md](https://docs.barcoder.ai/source/wallets/belfius). See `matrix.md` for standards-support matrix if present.