# Bluevine

> Source: https://docs.barcoder.ai/docs/wallets/bluevine
> research date 2026-06-01 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Bluevine — official](https://www.bluevine.com/)

## Overview

**Bluevine** is a **US business-banking fintech for small and medium-sized businesses**, operated by **Bluevine Inc.**, founded **2013** <sup>[1][1], [2][2]</sup>. Bluevine started as an SMB lender (invoice factoring + lines of credit) and expanded into a full business checking account with interest-bearing balances, a debit card, bill pay and payments. It serves SMBs and freelancers via a partner-bank model.

## History

**2013 — Bluevine (BlueVine) founded** <sup>[2][2]</sup>: Established by **Eyal Lifshitz** (CEO) and co-founders, initially focused on invoice factoring and working-capital lines of credit for SMBs.

**2019-2020 — Business checking launch + PPP lending** <sup>[2][2]</sup>: Bluevine launched a business checking account and processed large volumes of US Paycheck Protection Program (PPP) loans during the pandemic.

**2021-2024 — Banking platform growth** <sup>[2][2]</sup>: Bluevine deepened its banking suite (interest on balances, bill pay, payments, accounts payable) while continuing SMB lending.

## Ownership & operator

**Operating entity**: **Bluevine Inc.** (US).

**Founder + CEO**: **Eyal Lifshitz** <sup>[2][2]</sup>.

**Major investors**: Lightspeed Venture Partners, Coatue, 83North, Citi Ventures, M12 (Microsoft), ION Crossover Partners and others <sup>[2][2]</sup>.

**Regulators**: Deposits FDIC-insured via partner bank (**Coastal Community Bank**); state-level lending as applicable.

## Technical integration

| Layer | Description |
|---|---|
| **Channels** | Bluevine web + mobile app + business debit card |
| **Identifiers** | Email + phone + account number + routing number + EIN |
| **US rails** | ACH + wires + card network |
| **Card network** | Mastercard (Bluevine business debit) |
| **Wallets** | Apple Pay + Google Pay via EMV tokenization |
| **Products** | Business checking (interest-bearing), line of credit, bill pay, accounts payable, payments |

## Implementations & partners

**Operator**: **Bluevine Inc.**

**Partner bank**: **Coastal Community Bank** (FDIC-insured account issuance).

**Competitors**: [Mercury](https://docs.barcoder.ai/docs/wallets/mercury), [Novo](https://docs.barcoder.ai/docs/wallets/novo), [Brex](https://docs.barcoder.ai/docs/wallets/brex), [Ramp](https://docs.barcoder.ai/docs/wallets/ramp) and other US SMB / business-banking fintechs.

## Status

**Active** <sup>[1][1], [2][2]</sup>:
- **Bluevine Inc.** — US business-banking + SMB-lending fintech (partner-bank issued).
- Business checking, lines of credit, bill pay and payments for SMBs and freelancers.
- Precise current customer/financial metrics not consistently disclosed in verifiable public form (~).

## Sources

[1]: https://www.bluevine.com/ "Bluevine — official"
[2]: https://en.wikipedia.org/wiki/Bluevine "Bluevine — Wikipedia"
[3]: https://techcrunch.com/tag/bluevine/ "Bluevine coverage — TechCrunch"

- [1] [Bluevine — official][1]
- [2] [Bluevine — Wikipedia][2]
- [3] [Bluevine coverage — TechCrunch][3]

## Source

Biography extracted from [bluevine.md](https://docs.barcoder.ai/source/wallets/bluevine). See `matrix.md` for standards-support matrix if present.