# BNZ Bank of New Zealand

> Source: https://docs.barcoder.ai/docs/wallets/bnz-nz
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [BNZ — official](https://www.bnz.co.nz/)

## Key details

- **Parent:** assets

## Overview

**BNZ Bank of New Zealand** is **NAB National Australia Bank Australian parent ASX: NAB** + **New Zealand commercial bank subsidiary** + **one of New Zealand's largest commercial banks by assets** + **~1.2M+ NZ customers** <sup>[1][1], [New Zealand report](https://docs.barcoder.ai/docs/payments/NZ)</sup>.

## History

**Oct 7 1861 — Bank of New Zealand founded by John Logan Campbell + Stuart Newall + James Crowe Richmond in Auckland, New Zealand** distinctive New Zealand banking heritage as one of New Zealand's oldest banks.

**1992 — NAB acquires Bank of New Zealand**.

**2011 — BNZ Mobile Banking app launch**.

## Ownership & operator

**Operating entity**: **Bank of New Zealand BNZ** (New Zealand commercial bank subsidiary; NAB Australian parent).

**Major shareholders**: **National Australia Bank Limited NAB (ASX: NAB; Australia's #2 commercial bank by assets) fully owned**.

**Regulators**: **RBNZ + FMA NZ**.

## Technical integration

BNZ Mobile Banking app (iOS + Android; ~1.2M+ NZ customers) + bnz.co.nz online + BNZ branch network across New Zealand + BNZ Visa + Mastercard cards; NZ IBAN + NZ BSB.

## Implementations & partners

**NAB parent**: [NAB Mobile Banking (National Australia Bank)](https://docs.barcoder.ai/docs/wallets/nab) (NAB National Australia Bank Australia; ASX: NAB; Australia's #2 bank by assets; ~10M+ Australian customers).

**Major New Zealand banking + payments competitors**: [ANZ New Zealand](https://docs.barcoder.ai/docs/wallets/anz-nz) (ANZ New Zealand; ANZ Banking Group Australian parent subsidiary; New Zealand's #1 commercial bank by assets) + [ASB Bank](https://docs.barcoder.ai/docs/wallets/asb-bank) (ASB Bank; CommBank Australian parent subsidiary; New Zealand commercial bank) + [Westpac NZ](https://docs.barcoder.ai/docs/wallets/westpac-nz) (Westpac NZ; Westpac Banking Corporation Australian parent subsidiary; New Zealand's #2 commercial bank by assets after ANZ NZ) + [Kiwibank](https://docs.barcoder.ai/docs/wallets/kiwibank) (Kiwibank; New Zealand state-owned commercial bank by NZ Post + ACC + NZ Super Fund) + [TSB Bank (New Zealand)](https://docs.barcoder.ai/docs/wallets/tsb-bank-nz) (TSB Bank New Zealand; New Zealand mutual commercial bank) + [Heartland Bank (New Zealand)](https://docs.barcoder.ai/docs/wallets/heartland-bank-nz) (Heartland Bank New Zealand commercial bank) + The Co-operative Bank (The Co-operative Bank New Zealand cooperative bank) + Rabobank NZ (Rabobank NZ; Rabobank Group Dutch parent NZ subsidiary).

**Regulators**: RBNZ + FMA NZ.

## Status

**Active, NAB National Australia Bank Australian parent ASX:NAB + New Zealand commercial bank subsidiary + one of New Zealand's largest commercial banks by assets + ~1.2M+ NZ customers** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.bnz.co.nz/ "BNZ — official"
[2]: https://en.wikipedia.org/wiki/Bank_of_New_Zealand "BNZ — Wikipedia"
[nz-cro]: https://docs.barcoder.ai/docs/payments/NZ

- [1] [BNZ — official][1]
- [2] [BNZ — Wikipedia][2]
- <sup>[New Zealand report](https://docs.barcoder.ai/docs/payments/NZ)</sup> In-corpus: `reports/countries/NZ-new-zealand.md`

## Source

Biography extracted from [bnz-nz.md](https://docs.barcoder.ai/source/wallets/bnz-nz). See `matrix.md` for standards-support matrix if present.