# Bank of Baroda (BOB)

> Source: https://docs.barcoder.ai/docs/wallets/bob-india
> research date 2026-06-01 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [BOB — official](https://www.bankofbaroda.in/)

## Overview

**Bank of Baroda (BOB)** is **Indian state-owned commercial bank** + **NSE: BANKBARODA BSE: 532134** + **Government of India Ministry of Finance ~64%+ controlling + Indian retail + institutional + foreign investors free float** + **one of India's largest state commercial banks by assets + branches** + **founded Jul 20 1908 in Vadodara India as Bank of Baroda by Maharaja Sayajirao Gaekwad III + Jul 19 1969 Indian banking nationalisation + Apr 1 2019 Vijaya Bank + Dena Bank consolidation** + **~165M+ BOB customers globally** <sup>[1][1], [India report](https://docs.barcoder.ai/docs/payments/IN)</sup>.

## History

**Jul 20 1908 — Bank of Baroda founded in Vadodara India by Maharaja Sayajirao Gaekwad III of Baroda as princely state commercial bank** distinctive Indian banking heritage.

**Jul 19 1969 — Bank of Baroda nationalised under Indira Gandhi-era Indian Banking Nationalisation Act consolidating BOB into Government of India-owned commercial bank**.

**Apr 1 2019 — Bank of Baroda consolidates Vijaya Bank + Dena Bank as first wave of Modi government's PSB merger consolidating into India's third-largest state commercial bank by assets** distinctive Indian banking consolidation.

**2014 — bob World Mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Bank of Baroda BOB** (Indian state-owned commercial bank; NSE: BANKBARODA; BSE: 532134).

**Major shareholders**: **Government of India Ministry of Finance ~64%+ controlling + Indian retail + institutional + foreign investors free float**.

**Regulators**: **Reserve Bank of India RBI + national regulators across 22+ countries**.

## Technical integration

bob World Mobile app (iOS + Android; ~165M+ BOB customers globally) + bankofbaroda.in online + Bank of Baroda branch network across India + UK + US + UAE + Kenya + Uganda + Botswana + Fiji + Guyana + New Zealand + Mozambique + Australia + Oman + Bahrain + Mauritius + Belgium + Italy + Bahamas + Myanmar + Maldives + Bangladesh international branches + BOB Visa + Mastercard + RuPay cards; RuPay Indian national card scheme + EMVCo QRCPS QR payments + Bharat QR (Indian national QR payment scheme) + UPI Unified Payments Interface (Indian instant payments) + Indian Rupee INR domestic transfers.

## Implementations & partners

**Major Indian banking + payments competitors**: [State Bank of India (SBI)](https://docs.barcoder.ai/docs/wallets/sbi-india) (State Bank of India SBI; India's largest commercial bank by assets + branches) + [HDFC Bank App](https://docs.barcoder.ai/docs/wallets/hdfc-bank) (HDFC Bank; India's largest private commercial bank by assets) + [ICICI Bank](https://docs.barcoder.ai/docs/wallets/icici-bank) (ICICI Bank) + [Axis Bank / Axis Mobile](https://docs.barcoder.ai/docs/wallets/axis-bank) (Axis Bank) + [Kotak Mahindra Bank / Kotak811](https://docs.barcoder.ai/docs/wallets/kotak-mahindra) (Kotak Mahindra Bank) + [Punjab National Bank (PNB ONE)](https://docs.barcoder.ai/docs/wallets/pnb-india) (Punjab National Bank PNB) + [Canara Bank](https://docs.barcoder.ai/docs/wallets/canara-bank) (Canara Bank) + [UPI QR](https://docs.barcoder.ai/docs/standards/upi-qr) (Unified Payments Interface UPI).

**Regulators**: Reserve Bank of India RBI + national regulators across 22+ countries.

## Status

**Active, Indian state-owned commercial bank + NSE:BANKBARODA BSE:532134 + Government of India Ministry of Finance ~64%+ controlling + one of India's largest state commercial banks by assets + branches + founded Jul 20 1908 in Vadodara India as Bank of Baroda by Maharaja Sayajirao Gaekwad III + Jul 19 1969 Indian banking nationalisation + Apr 1 2019 Vijaya Bank + Dena Bank consolidation + ~165M+ BOB customers globally** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.bankofbaroda.in/ "BOB — official"
[2]: https://en.wikipedia.org/wiki/Bank_of_Baroda "BOB — Wikipedia"
[in-cro]: https://docs.barcoder.ai/docs/payments/IN

- [1] [BOB — official][1]
- [2] [BOB — Wikipedia][2]
- <sup>[India report](https://docs.barcoder.ai/docs/payments/IN)</sup> In-corpus: `reports/countries/IN-india.md`

## Source

Biography extracted from [bob-india.md](https://docs.barcoder.ai/source/wallets/bob-india). See `matrix.md` for standards-support matrix if present.