# BoursoBank (Boursorama)

> Source: https://docs.barcoder.ai/docs/wallets/boursobank
> research date 2026-05-29 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [BoursoBank — official](https://www.boursobank.com/)

## Overview

**BoursoBank** (formerly **Boursorama Banque**, renamed **October 2, 2023**) is **France's undisputed leader in digital banking** <sup>[1][1], [2][2], [France report](https://docs.barcoder.ai/docs/payments/FR)</sup>. **End-December 2025 baseline**: **8.8 million clients** + **22% client growth YoY in 2025 (1.9 million new clients = record year)**.

**8M client milestone reached July 2025** — **~18 months ahead of strategic plan** (Sep 2023 plan target). **Q4 2025**: **575,000 new clients acquired** + **savings assets €78 billion (+18% YoY)**.

**Distinctive BoursoBank positioning**:
- **France's #1 digital bank by far** — 7+ million active French clients (2025).
- **Sole shareholder**: **Société Générale** (one of France's major banks).
- **Founded 1995** — long-vintage French digital-banking pioneer.

**2025 awards** <sup>[3][3]</sup>: **Euromoney Awards for Excellence national winner 2025 — France's Best Digital Bank**.

## History

**1995 — Boursorama founded** as French online financial information + brokerage platform.

**2002 — Société Générale acquired Boursorama** majority stake.

**2014 — Société Générale became Boursorama's sole shareholder**.

**October 2, 2023 — Boursorama Banque rebranded to BoursoBank** <sup>[2][2]</sup>.

**July 2025 — 8 million clients milestone** reached ~18 months ahead of strategic plan <sup>[1][1]</sup>.

**Q4 2025 — 575K new clients + €78B savings assets (+18% YoY)** <sup>[1][1]</sup>.

**End-December 2025 — 8.8M clients + 22% YoY growth + 1.9M new clients = record year** <sup>[1][1]</sup>.

**2026 — €300M+ benefit target** <sup>[4][4]</sup>.

## Ownership & operator

**Operating entity**: **BoursoBank** (formerly Boursorama Banque; renamed Oct 2, 2023).

**Sole shareholder**: **Société Générale (Euronext Paris: GLE)** — France's major bank.

**Regulators**: **ACPR (Autorité de contrôle prudentiel et de résolution; France)** + **ECB**.

## Technical integration

| Layer | Description |
|---|---|
| **Channels** | BoursoBank mobile app (iOS + Android) + BoursoBank web + BoursoBank Visa/Mastercard cards |
| **Identifiers** | Phone + email + card number + IBAN |
| **French rail** | SCT Inst (SEPA Instant Credit Transfer) + French banking-rail integration |
| **License** | Bank (Boursorama Banking License via Société Générale) |
| **Sub-products** | BoursoBank Account + BoursoBank Cards + BoursoBank Bourse (stock trading) + BoursoBank Crédit (loans) + BoursoBank Assurance (insurance) + BoursoBank Investment + BoursoBank Premium |
| **Distinctive heritage** | 1995 founding as French online financial info + brokerage; oldest French digital banking institution |

## Users & growth

**End-December 2025 baseline** <sup>[1][1]</sup>:
- **Clients**: 8.8 million (22% growth YoY)
- **2025 new clients**: 1.9 million (record year)
- **July 2025 — 8M milestone** reached ~18 months ahead of plan
- **Q4 2025 new clients**: 575,000
- **Q4 2025 savings assets**: €78 billion (+18% YoY)
- **Active French clients**: 7+ million (2025)
- **2026 target**: €300M+ benefits

## Use cases

French digital banking (8.8M clients); BoursoBank Account + Cards (Visa/Mastercard); BoursoBank Bourse stock trading; BoursoBank Crédit (loans); BoursoBank Assurance + Investment + Premium; SCT Inst SEPA Instant European payments; Société Générale banking-license-backed deposit safety.

## Implementations & partners

**Operator**: **BoursoBank** (Société Générale wholly-owned subsidiary).

**Sole shareholder**: **Société Générale (Euronext Paris: GLE)**.

**Major French digital-bank + neobank competitors**:
- **Hello Bank! (BNP Paribas)** — French Big-4-bank digital arm
- **Fortuneo (Crédit Mutuel Arkéa)** — French digital bank
- **Monabanq (Crédit Mutuel)** — French digital bank
- **[Lydia / Sumeria](https://docs.barcoder.ai/docs/wallets/lydia) / Sumeria** (FR social-payment + Sumeria mobile-banking challenger)
- **[Revolut](https://docs.barcoder.ai/docs/wallets/revolut) France** (UK global expansion)
- **[N26](https://docs.barcoder.ai/docs/wallets/n26) France** (German neobank)
- **Orange Bank** (FR telco-anchored; closed 2024)

**Regulators**: **ACPR + ECB**.

## Fun facts

- **France's #1 digital bank by far** — 8.8M clients (end-Dec 2025) + 22% YoY growth.
- **1995 founding as Boursorama** — long-vintage French digital-banking pioneer (oldest French digital-banking institution).
- **October 2, 2023 rebrand from Boursorama Banque to BoursoBank**.
- **July 2025 — 8M client milestone reached ~18 months ahead of Sep 2023 strategic plan**.
- **2025 record year**: 1.9M new clients.
- **Société Générale wholly-owned** (sole shareholder since 2014).
- **Euromoney Awards for Excellence 2025 — France's Best Digital Bank**.
- **Q4 2025**: 575K new clients + €78B savings assets (+18% YoY).

## Comparison

| Feature | BoursoBank | Hello Bank! (BNP Paribas digital arm rival) | Fortuneo (Crédit Mutuel Arkéa rival) | [Lydia / Sumeria](https://docs.barcoder.ai/docs/wallets/lydia) / Sumeria (FR social-payment + mobile-banking) | [Revolut](https://docs.barcoder.ai/docs/wallets/revolut) France (UK expansion rival) |
|---|---|---|---|---|---|
| Operator | **BoursoBank / Boursorama (Société Générale wholly-owned subsidiary)** | Hello Bank! (BNP Paribas digital arm) | Fortuneo (Crédit Mutuel Arkéa) | Lydia Solutions (Cyril Chiche CEO; Accel + Tencent + Crédit Mutuel Arkéa backed) | Revolut Group |
| Type | **FR #1 digital bank + Société Générale banking-license + BoursoBank Bourse + Crédit + Assurance + Investment + Premium** | FR digital banking + BNP Paribas backing | FR digital bank + Crédit Mutuel Arkéa | FR social-payment P2P (Lydia) + Sumeria mobile banking | UK global multi-currency digital bank |
| Country | France | France | France | FR + ES + DE | Global |
| Users | **8.8M clients (end-Dec 2025; 22% YoY) + 1.9M new in 2025 (record) + €78B savings assets** | Major FR | Major FR | 8M Lydia + Sumeria target 5M by 2027 | 50M+ |
| Heritage | **1995 founding (oldest FR digital banking)** | BNP Paribas-anchored | Crédit Mutuel Arkéa-anchored | 2013 founding | UK global |
| Distinctive | **Société Générale sole-shareholder; Oct 2023 rebrand; 8M July 2025 milestone 18mo ahead; 2025 Euromoney France's Best Digital Bank** | BNP Paribas Big-4 backing | Crédit Mutuel Arkéa-affiliated | 2024 split into Lydia (P2P) + Sumeria (mobile banking) | Global multi-currency Borderless |

## Status

**Active, France's undisputed leader in digital banking** <sup>[1][1], [3][3]</sup>:
- **BoursoBank (Société Générale wholly-owned subsidiary; renamed Oct 2 2023)** since 1995.
- **End-December 2025**: 8.8M clients + 22% YoY growth + 1.9M new clients in 2025 (record year).
- **Q4 2025**: 575K new clients + €78B savings assets (+18% YoY).
- **July 2025 — 8M milestone ~18 months ahead of plan**.
- **2026 target**: €300M+ benefits.
- **2025 Euromoney Awards for Excellence — France's Best Digital Bank**.
- **ACPR + ECB regulated**.

## Sources

[1]: https://www.larevuedudigital.com/boursobank-banque-en-ligne-de-societe-generale-atteint-88-millions-de-clients/ "BoursoBank reaches 8.8M clients — La Revue du Digital"
[2]: https://www.leblogdudirigeant.com/zoom-sur-boursorama-banque/ "Boursorama Banque devient BoursoBank — Le Blog du Dirigeant"
[3]: https://www.euromoney.com/article/2ipruwdqvkys4sokc4wg8c4gw/awards/awards-for-excellence/awards-for-excellence-national-winners-2025-frances-best-digital-bank-boursobank/ "Awards for Excellence 2025 France's Best Digital Bank BoursoBank — Euromoney"
[4]: https://www.francetransactions.com/actus/news-banques/boursobank-8-8-millions-de-clients.html "BoursoBank 8.8M clients + €300M 2026 target — FranceTransactions"
[fr-cro]: https://docs.barcoder.ai/docs/payments/FR

- [1] [BoursoBank reaches 8.8M clients — La Revue du Digital][1]
- [2] [Boursorama Banque devient BoursoBank — Le Blog du Dirigeant][2]
- [3] [Awards for Excellence France's Best Digital Bank — Euromoney][3]
- [4] [BoursoBank 8.8M clients + €300M 2026 target — FranceTransactions][4]
- <sup>[France report](https://docs.barcoder.ai/docs/payments/FR)</sup> In-corpus: `reports/countries/FR-france.md`

## Source

Biography extracted from [boursobank.md](https://docs.barcoder.ai/source/wallets/boursobank). See `matrix.md` for standards-support matrix if present.