# Banco Bradesco

> Source: https://docs.barcoder.ai/docs/wallets/bradesco-brasil
> research date 2026-06-01 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Bradesco — official](https://www.bradesco.com.br/)

## Overview

**Banco Bradesco** is **Brazilian commercial bank** + **B3: BBDC4 NYSE: BBD** + **Fundação Bradesco + Cidade de Deus Companhia Comercial de Participações + Brazilian retail + institutional + foreign investors free float** + **one of Brazil's largest commercial banks by assets** + **founded Mar 10 1943 in Marília São Paulo Brazil as Banco Brasileiro de Descontos by Amador Aguiar** + **~70M+ Bradesco customers across Brazil** <sup>[1][1], [Brazil report](https://docs.barcoder.ai/docs/payments/BR)</sup>.

## History

**Mar 10 1943 — Banco Brasileiro de Descontos Bradesco founded in Marília São Paulo Brazil by Amador Aguiar as Brazilian commercial bank targeting small merchants + workers** distinctive Brazilian banking heritage.

**2016 — Bradesco HSBC Brazil acquisition completed for ~$5.2B consolidating into one of Brazil's largest commercial banks by assets**.

**2014 — Bradesco Mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Banco Bradesco SA** (Brazilian commercial bank; B3: BBDC4; NYSE: BBD).

**Major shareholders**: **Fundação Bradesco + Cidade de Deus Companhia Comercial de Participações (Bradesco controlling holding) + Brazilian retail + institutional + foreign investors free float**.

**Regulators**: **Banco Central do Brasil BCB + national regulators across 9+ countries**.

## Technical integration

Bradesco Mobile app (iOS + Android; ~70M+ Bradesco customers across Brazil) + bradesco.com.br online + Banco Bradesco branch network across Brazil + US + UK + Mexico + Argentina + Cayman Islands + Luxembourg + Japan + Hong Kong international branches + Bradesco Visa + Mastercard + American Express + Elo cards; PIX (Brazilian national instant payments) + Elo Brazilian national card scheme + Brazilian Real BRL domestic transfers.

## Implementations & partners

**Major Brazilian banking + payments competitors**: [Itau Unibanco](https://docs.barcoder.ai/docs/wallets/banco-itau) (Itaú Unibanco; B3: ITUB4 NYSE: ITUB; Latin America's largest commercial bank by market cap + assets) + [Banco do Brasil (BB App)](https://docs.barcoder.ai/docs/wallets/banco-do-brasil) (Banco do Brasil; B3: BBAS3; Brazilian state-owned commercial bank) + [Caixa Econômica Federal](https://docs.barcoder.ai/docs/wallets/caixa-economica) (Caixa Econômica Federal; Brazilian state-owned commercial bank) + [Santander Brasil](https://docs.barcoder.ai/docs/wallets/santander-brasil) (Santander Brasil; B3: SANB11) + [Nubank](https://docs.barcoder.ai/docs/wallets/nubank) (Nubank; NYSE: NU; Latin America's largest digital-first commercial bank) + [Pix](https://docs.barcoder.ai/docs/standards/pix) (PIX Brazilian national instant payments).

**Regulators**: Banco Central do Brasil BCB + national regulators across 9+ countries.

## Status

**Active, Brazilian commercial bank + B3:BBDC4 NYSE:BBD + Fundação Bradesco + Cidade de Deus Companhia Comercial de Participações + Brazilian retail + institutional + foreign investors free float + one of Brazil's largest commercial banks by assets + founded Mar 10 1943 in Marília São Paulo Brazil as Banco Brasileiro de Descontos by Amador Aguiar + ~70M+ Bradesco customers across Brazil** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.bradesco.com.br/ "Bradesco — official"
[2]: https://en.wikipedia.org/wiki/Banco_Bradesco "Bradesco — Wikipedia"
[br-cro]: https://docs.barcoder.ai/docs/payments/BR

- [1] [Bradesco — official][1]
- [2] [Bradesco — Wikipedia][2]
- <sup>[Brazil report](https://docs.barcoder.ai/docs/payments/BR)</sup> In-corpus: `reports/countries/BR-brazil.md`

## Source

Biography extracted from [bradesco-brasil.md](https://docs.barcoder.ai/source/wallets/bradesco-brasil). See `matrix.md` for standards-support matrix if present.
