# Chase UK

> Source: https://docs.barcoder.ai/docs/wallets/chase-uk
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Chase UK — official](https://www.chase.co.uk/)

## Overview

**Chase UK** is **UK digital bank by JPMorgan Chase** + **launched Sep 21 2021 as JPMorgan Chase's first international consumer banking venture** + **~2M+ UK customers** + **JPMorgan Chase & Co NYSE: JPM US parent** <sup>[1][1], [United Kingdom report](https://docs.barcoder.ai/docs/payments/GB)</sup>.

## History

**Sep 21 2021 — Chase UK launched by JPMorgan Chase as first international consumer banking venture outside US** distinctive US banking-UK fintech heritage.

**2022 — Chase UK 1% cashback on debit card spend + 5% AER savings account incentives**.

**2024 — Chase UK crosses 2M+ customer milestone**.

## Ownership & operator

**Operating entity**: **J.P. Morgan Europe Limited / Chase UK** (UK digital bank by JPMorgan Chase).

**Major shareholders**: **JPMorgan Chase & Co (NYSE: JPM; US banking group; world's largest bank by market capitalization) fully owned**.

**Regulators**: **PRA + FCA + Bank of England**.

## Technical integration

Chase UK mobile app (iOS + Android; ~2M+ UK customers) + chase.co.uk online + Chase UK Mastercard debit cards; Faster Payments + GB IBAN + Bacs + CHAPS.

## Implementations & partners

**JPMorgan Chase parent**: Chase Pay (Chase Pay US wallet; JPMorgan Chase US) + [Chase Mobile (JPMorgan Chase)](https://docs.barcoder.ai/docs/wallets/chase-mobile) (JPMorgan Chase US banking; NYSE: JPM; world's largest bank by market capitalization).

**Major UK challenger bank + neobank competitors**: [Monzo](https://docs.barcoder.ai/docs/wallets/monzo) (Monzo UK challenger bank; ~9M+ customers + Jul 2024 unicorn at ~$5.2B valuation) + [Starling Bank](https://docs.barcoder.ai/docs/wallets/starling) (Starling Bank UK challenger bank; ~4M+ customers + 2024 unicorn) + [Metro Bank](https://docs.barcoder.ai/docs/wallets/metro-bank) (Metro Bank UK retail bank; LSE: MTRO; founded Jul 29 2010 as first new UK high-street bank in over 150 years; ~2.7M+ customers + ~75+ stores) + [Atom Bank](https://docs.barcoder.ai/docs/wallets/atom-bank) (Atom Bank UK mobile-only bank) + [Revolut](https://docs.barcoder.ai/docs/wallets/revolut) (Revolut UK global; ~50M+ customers globally + UK bank license Jul 2024) + [Wise (formerly TransferWise)](https://docs.barcoder.ai/docs/wallets/wise) (Wise UK + global multi-currency account) + [Virgin Money UK](https://docs.barcoder.ai/docs/wallets/virgin-money-uk) (Virgin Money UK; Nationwide acquired Oct 2024 ~£2.9B) + [TSB Bank (UK)](https://docs.barcoder.ai/docs/wallets/tsb-bank) (TSB Bank UK; Santander UK acquired 2025 ~£2.65B).

**Regulators**: PRA + FCA + Bank of England.

## Status

**Active, UK digital bank by JPMorgan Chase + launched Sep 21 2021 as JPMorgan Chase's first international consumer banking venture + ~2M+ UK customers** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.chase.co.uk/ "Chase UK — official"
[2]: https://en.wikipedia.org/wiki/Chase_UK "Chase UK — Wikipedia"
[gb-cro]: https://docs.barcoder.ai/docs/payments/GB

- [1] [Chase UK — official][1]
- [2] [Chase UK — Wikipedia][2]
- <sup>[United Kingdom report](https://docs.barcoder.ai/docs/payments/GB)</sup> In-corpus: `reports/countries/GB-united-kingdom.md`

## Source

Biography extracted from [chase-uk.md](https://docs.barcoder.ai/source/wallets/chase-uk). See `matrix.md` for standards-support matrix if present.