# CIMB Bank

> Source: https://docs.barcoder.ai/docs/wallets/cimb-bank
> research date 2026-05-29 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [CIMB OCTO App — official](https://www.cimb.com.my/en/personal/digital-services/cimb-octo-app.html)

## Overview

**CIMB OCTO** is **CIMB Bank Malaysia's flagship next-generation mobile banking app**, launched **2024 as successor to CIMB Clicks** <sup>[1][1], [2][2], [Malaysia report](https://docs.barcoder.ai/docs/payments/MY)</sup>. **From June 11, 2024 — CIMB Clicks App no longer available for download in app stores** + **selected functions moved to CIMB OCTO App**.

**Distinctive CIMB OCTO features** <sup>[3][3]</sup>:
- **Single Clicks ID login** — view + access Favourites + Scheduled Transactions across all CIMB accounts
- **Instant mobile credit top-up with zero fee**
- **Skip queues + pay 2,000+ billers nationwide**
- **Multiple-layer security** for safe banking

**CIMB Group multi-country ASEAN presence**: **Malaysia primary + Singapore + Indonesia + Thailand + Cambodia + Philippines** (CIMB Group is one of ASEAN's universal banking groups with 32,000+ employees + 600+ branches across ASEAN).

## History

**1924 — CIMB Group founder Bian Chiang Bank** founded in Sarawak, Malaysia.

**2006 — CIMB Group consolidation under Bumiputra-Commerce Holdings** — CIMB Bank Berhad post-merger entity.

**2010s-2024 — CIMB Clicks Malaysia online + mobile banking** <sup>[2][2]</sup>.

**June 11, 2024 — CIMB OCTO App launches** <sup>[1][1]</sup> as next-generation successor to CIMB Clicks; CIMB Clicks App removed from app stores; selected functions migrated to OCTO.

**2024-2025 — Mass Malaysian adoption of CIMB OCTO** <sup>[2][2]</sup>: CIMB Clicks legacy users transition to OCTO via app updates.

## Ownership & operator

**Operating entity**: **CIMB Bank Berhad** (CIMB Group; KLSE: CIMB).

**Major shareholders**: **Khazanah Nasional Berhad (Malaysia's sovereign wealth fund)** + **Employees Provident Fund (Malaysia)** + **Permodalan Nasional Berhad (PNB)** + **public KLSE float**.

**Regulators**: **BNM (Bank Negara Malaysia)** + per-country (MAS Singapore + OJK Indonesia + BoT Thailand + NBC Cambodia + BSP Philippines).

## Technical integration

| Layer | Description |
|---|---|
| **Channels** | CIMB OCTO App (iOS + Android) + CIMB cards + CIMB branch network |
| **Identifiers** | Phone + email + card number + Malaysian ID |
| **MY rail** | **[DuitNow QR](https://docs.barcoder.ai/docs/standards/duitnow-qr)** (PayNet national QR + RPP instant payments) |
| **License** | Bank (CIMB Bank Berhad full Malaysian banking license + multi-ASEAN) |
| **Sub-products** | CIMB OCTO Account + CIMB Cards + CIMB Credit + CIMB Investments + CIMB Insurance + CIMB Wealth + CIMB Business |
| **CIMB OCTO distinctive features** | Single Clicks ID login + instant mobile credit top-up zero fee + 2,000+ billers nationwide + multi-layer security |
| **CIMB Group ASEAN presence**: Malaysia primary + Singapore + Indonesia + Thailand + Cambodia + Philippines (6 ASEAN countries) |

## Users & growth

**2024-2025 baseline** <sup>[1][1]</sup>:
- **Jun 11, 2024**: CIMB OCTO App launched as CIMB Clicks successor
- **CIMB Clicks App removed from app stores Jun 11, 2024**
- **CIMB Group**: 32,000+ employees + 600+ branches across ASEAN
- **Specific 2025 CIMB OCTO user numbers**: not publicly disclosed in current sources

## Use cases

Malaysian retail + corporate banking via CIMB OCTO app (CIMB Clicks successor since Jun 11, 2024); CIMB OCTO Account + Cards + Credit + Investments + Insurance + Wealth + Business; DuitNow QR + RPP Malaysian national instant payments; multi-ASEAN CIMB Group presence (MY + SG + ID + TH + KH + PH).

## Implementations & partners

**Operator**: **CIMB Bank Berhad** (CIMB Group; KLSE: CIMB).

**Major shareholders**: **Khazanah Nasional Berhad + Employees Provident Fund + Permodalan Nasional Berhad + public KLSE float**.

**Major Malaysian banking competitors**:
- **[MAE (Maybank E-Wallet)](https://docs.barcoder.ai/docs/wallets/mae-maybank)** (Batch 26 covered; Maybank MY largest bank by customers; 10.7M MAU + 48% MY mobile-banking share)
- **[Boost / Boost Bank](https://docs.barcoder.ai/docs/wallets/boost)** (Axiata Digital + Boost Bank consortium; Batch 14 covered)
- **Touch 'n Go eWallet** + **Touch 'n Go Digital** (Batch 3 covered)
- **Public Bank** + **RHB Bank** + **Hong Leong Bank** + **AmBank** + **Affin Bank** (Malaysian banking competitors)
- **CIMB Niaga** (CIMB's Indonesian subsidiary) + **CIMB Thai** + **CIMB Securities Singapore** (CIMB ASEAN sister entities)

**Regulators**: **BNM + per-country (MAS Singapore + OJK Indonesia + BoT Thailand + NBC Cambodia + BSP Philippines)**.

## Fun facts

- **CIMB OCTO App launched June 11, 2024** as next-generation successor to CIMB Clicks.
- **CIMB Clicks App removed from app stores** on same date (Jun 11, 2024); selected functions migrated to OCTO.
- **CIMB Group**: 32,000+ employees + 600+ branches across ASEAN.
- **Multi-country ASEAN presence**: Malaysia primary + Singapore + Indonesia + Thailand + Cambodia + Philippines (6 ASEAN countries).
- **CIMB OCTO distinctive features**: Single Clicks ID login + instant mobile credit top-up zero fee + 2,000+ billers nationwide + multi-layer security.
- **Khazanah Nasional Berhad (Malaysia's sovereign wealth fund) major shareholder**.
- **CIMB Niaga (Indonesia) + CIMB Thai + CIMB Securities Singapore** sister entities within CIMB Group.

## Comparison

| Feature | CIMB OCTO + CIMB Clicks | [MAE (Maybank E-Wallet)](https://docs.barcoder.ai/docs/wallets/mae-maybank) (Batch 26; MY largest bank rival) | [Boost / Boost Bank](https://docs.barcoder.ai/docs/wallets/boost) (Boost / Boost Bank Axiata + RHB consortium rival) | Public Bank (MY Big-bank rival) | RHB Bank (MY bank rival + Boost Bank consortium partner) |
|---|---|---|---|---|---|
| Operator | **CIMB Bank Berhad (CIMB Group; KLSE: CIMB; Khazanah + EPF + PNB + public KLSE float)** | Maybank (MY largest bank by customers) | Boost / Boost Bank (Axiata Digital + RHB consortium) | Public Bank Berhad | RHB Bank Berhad (KLSE: RHBBANK) |
| Type | **MY CIMB OCTO mobile banking app (CIMB Clicks Jun 11 2024 successor) + multi-ASEAN CIMB Group (MY + SG + ID + TH + KH + PH)** | MY largest bank-integrated e-wallet + mobile banking | MY wallet + digital bank | MY Big-bank | MY top-5 bank + Boost Bank consortium partner |
| Country | MY + SG + ID + TH + KH + PH | Malaysia | Malaysia | Malaysia | Malaysia |
| Users | **CIMB Group 32K+ employees + 600+ branches ASEAN-wide** | 10.7M MAU + 48% MY mobile-banking share | 11M wallet + 2M Boost Bank active premium + RM700M+ deposits in 6 months | Major MY | Major MY |
| Distinctive | **CIMB OCTO Jun 11 2024 launch as CIMB Clicks successor; single Clicks ID login; instant mobile credit top-up zero fee; 2,000+ billers; 6-country CIMB Group ASEAN presence; Khazanah Nasional Berhad major shareholder** | RM4T+ Maybank digital tx since 2020 (2x MY GDP); 2026 MAE wallet RM20K limit doubling | First primarily-Malaysian-owned digital bank (Boost Bank Jun 2024); 2025 IFA Best MSME Financing Solutions Provider + Best Digital Financial Services Ecosystem | Public Bank MY-anchored | RHB-anchored + Boost Bank consortium partner |

## Status

**Active, CIMB Bank Malaysia's flagship next-generation mobile banking app (CIMB Clicks successor)** <sup>[1][1], [2][2]</sup>:
- **CIMB Bank Berhad (CIMB Group; KLSE: CIMB)** with CIMB OCTO since June 11, 2024 (CIMB Clicks predecessor removed from app stores same date).
- **CIMB Group**: 32K+ employees + 600+ branches across 6 ASEAN countries (Malaysia primary + Singapore + Indonesia + Thailand + Cambodia + Philippines).
- **Khazanah Nasional Berhad + EPF + PNB + public KLSE float major shareholders**.
- **BNM + per-country (MAS + OJK + BoT + NBC + BSP) regulated**.

## Sources

[1]: https://ringgitplus.com/en/blog/bank-news/cimb-launches-new-mobile-banking-app-cimb-octo.html "CIMB launches new mobile banking app CIMB OCTO Jun 11 2024 — Ringgit Plus"
[2]: https://www.cimb.com.my/en/personal/digital-services/cimb-clicks.html "CIMB Clicks App — official"
[3]: https://www.cimb.com.my/en/personal/digital-services/cimb-octo-app.html "CIMB OCTO App — official"
[4]: https://ringgitplus.com/en/blog/bank-news/cimb-adds-biometric-authentication-to-strengthen-online-banking-security.html "CIMB adds biometric authentication online banking security — Ringgit Plus"
[my-cro]: https://docs.barcoder.ai/docs/payments/MY

- [1] [CIMB launches new mobile banking app CIMB OCTO Jun 11 2024 — Ringgit Plus][1]
- [2] [CIMB Clicks App — official][2]
- [3] [CIMB OCTO App — official][3]
- [4] [CIMB adds biometric authentication online banking security — Ringgit Plus][4]
- <sup>[Malaysia report](https://docs.barcoder.ai/docs/payments/MY)</sup> In-corpus: `reports/countries/MY-malaysia.md`

## Source

Biography extracted from [cimb-bank.md](https://docs.barcoder.ai/source/wallets/cimb-bank). See `matrix.md` for standards-support matrix if present.