# Commercial Bank of Ceylon (ComBank Digital)

> Source: https://docs.barcoder.ai/docs/wallets/commercial-bank-ceylon
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Commercial Bank — official](https://www.combank.lk/)

## Overview

**Commercial Bank of Ceylon (ComBank Digital)** is **Sri Lanka's largest private commercial bank** + **250+ computer-linked service points + 600+ ATM terminals - Sri Lanka's single largest ATM network** + **ComBank Digital + ComBank RemitPlus + ComBank e-Slip + ComBank Q+ + ComBank ePassbook + ComBank App suite** + **trailing 12-month revenue $623M Dec 31 2025** <sup>[1][1], [2][2], [Sri Lanka report](https://docs.barcoder.ai/docs/payments/LK)</sup>. **2025 baseline**: Commercial Bank of Ceylon Sri Lanka's largest private commercial bank + 250+ computer-linked service points + 600+ ATM terminals - Sri Lanka's single largest ATM network + trailing 12-month revenue $623M Dec 31 2025; **Commercial Bank operates a network of 250+ computer-linked service points and the country's single largest ATM network of 600+ terminals** distinctive Sri Lankan banking infrastructure; **Commercial Bank offers a 'ComBank' App through which users can download multiple banking apps including ComBank RemitPlus, ComBank e-Slip, ComBank Q+, and ComBank ePassbook** distinctive Sri Lankan multi-app banking suite.

**Distinctive Commercial Bank of Ceylon positioning**:
- **Sri Lanka's largest private commercial bank** (Commercial Bank of Ceylon PLC; CSE: COMB)
- **250+ computer-linked service points + 600+ ATM terminals - Sri Lanka's single largest ATM network** distinctive Sri Lankan banking infrastructure
- **ComBank Digital + ComBank RemitPlus + ComBank e-Slip + ComBank Q+ + ComBank ePassbook + ComBank App suite** distinctive Sri Lankan multi-app banking suite
- **Trailing 12-month revenue $623M Dec 31 2025** distinctive Sri Lankan banking revenue scale
- **1969 Commercial Bank of Ceylon founding via takeover of Eastern Bank Ltd's Ceylon operations by Sri Lankan investors** distinctive Sri Lankan banking heritage
- **Sri Lankan commercial banking + Bangladesh + Maldives + Myanmar operations** distinctive Sri Lankan commercial banking regional presence
- **ComBank Sri Lanka's first private commercial bank to issue VISA cards in Sri Lanka 1988**

## History

**1920 — Eastern Bank Ltd Ceylon operations** distinctive Sri Lankan colonial banking heritage.

**1969 — Commercial Bank of Ceylon founded via takeover of Eastern Bank Ltd's Ceylon operations by Sri Lankan investors** distinctive Sri Lankan banking heritage.

**1970 — Commercial Bank of Ceylon CSE IPO under ticker COMB** distinctive Sri Lankan banking listing.

**1988 — Commercial Bank of Ceylon Sri Lanka's first private commercial bank to issue VISA cards in Sri Lanka** distinctive Sri Lankan card payment pioneer.

**2003 — Commercial Bank of Ceylon Bangladesh subsidiary launch** distinctive Sri Lankan-Bangladeshi banking expansion.

**2014 — ComBank Digital mobile banking app launch + ComBank App suite (ComBank RemitPlus + ComBank e-Slip + ComBank Q+ + ComBank ePassbook)** distinctive Sri Lankan multi-app banking suite.

**Dec 31 2025 — Commercial Bank of Ceylon trailing 12-month revenue $623M** <sup>[1][1], [2][2], [3][3]</sup>.

## Ownership & operator

**Operating entity**: **Commercial Bank of Ceylon PLC** (CSE: COMB; Sri Lanka's largest private commercial bank; DFCC Bank + Sri Lankan retail + institutional + foreign investors).

**Major shareholders**: **DFCC Bank PLC + Employees' Provident Fund Sri Lanka + Sri Lanka Insurance Corporation Ltd + Sri Lankan retail + institutional + foreign investors**.

**Regulators**: **CBSL (Central Bank of Sri Lanka)**.

## Technical integration

ComBank Digital mobile banking app (iOS + Android) + ComBank RemitPlus + ComBank e-Slip + ComBank Q+ + ComBank ePassbook + ComBank App suite + combank.lk online + Commercial Bank of Ceylon 250+ computer-linked service points + 600+ ATM terminals - Sri Lanka's single largest ATM network + Commercial Bank of Ceylon Visa + Mastercard cards; LankaQR + CEFT LK + SLIPS LK; **Commercial Bank operates a network of 250+ computer-linked service points and the country's single largest ATM network of 600+ terminals + Commercial Bank offers a 'ComBank' App through which users can download multiple banking apps including ComBank RemitPlus, ComBank e-Slip, ComBank Q+, and ComBank ePassbook** distinctive Sri Lankan multi-app banking suite.

## Users & growth

Commercial Bank of Ceylon Sri Lanka's largest private commercial bank + 250+ computer-linked service points + 600+ ATM terminals - Sri Lanka's single largest ATM network + trailing 12-month revenue $623M Dec 31 2025.

## Use cases

Sri Lankan + Bangladeshi + Maldivian + Myanmar retail + private + SME + commercial + corporate + remittance banking via ComBank Digital mobile + ComBank RemitPlus + ComBank e-Slip + ComBank Q+ + ComBank ePassbook + ComBank App suite + combank.lk online + Commercial Bank of Ceylon 250+ computer-linked service points + 600+ ATM terminals + Visa/Mastercard cards; LankaQR + CEFT LK + SLIPS LK.

## Implementations & partners

**Operator**: Commercial Bank of Ceylon PLC (CSE: COMB; Sri Lanka's largest private commercial bank); DFCC Bank PLC + Employees' Provident Fund Sri Lanka + Sri Lanka Insurance Corporation Ltd + Sri Lankan retail + institutional + foreign investors.

**Major Sri Lankan banking + payments competitors**: [Hatton National Bank (Sri Lanka)](https://docs.barcoder.ai/docs/wallets/hatton-national-bank) (Hatton National Bank; CSE: HNB; Sri Lanka's #2 largest private commercial bank by assets) + [Sampath Bank (Sri Lanka)](https://docs.barcoder.ai/docs/wallets/sampath-bank) (Sampath Bank; CSE: SAMP; Sri Lanka's #3 largest private commercial bank by assets) + [People's Bank Sri Lanka](https://docs.barcoder.ai/docs/wallets/peoples-bank-srilanka) (People's Bank Sri Lanka; Sri Lanka's largest state-owned commercial bank) + [Bank of Ceylon](https://docs.barcoder.ai/docs/wallets/bank-of-ceylon) (Bank of Ceylon; Sri Lanka's #2 largest state-owned commercial bank) + [Seylan Bank](https://docs.barcoder.ai/docs/wallets/seylan-bank) (Seylan Bank; CSE: SEYB; Sri Lankan commercial bank) + [Nations Trust Bank](https://docs.barcoder.ai/docs/wallets/nation-trust-bank) (Nations Trust Bank; CSE: NTB; Sri Lankan commercial bank; American Express Sri Lanka exclusive card issuer) + [NDB Bank](https://docs.barcoder.ai/docs/wallets/ndb-bank) (NDB Bank Sri Lanka; National Development Bank PLC; CSE: NDB; Sri Lankan commercial bank) + [DFCC Bank](https://docs.barcoder.ai/docs/wallets/dfcc-bank) (DFCC Bank PLC; CSE: DFCC; Sri Lankan commercial bank; Commercial Bank of Ceylon ~14.95% controlling) + eZ Cash (eZ Cash Sri Lanka; Dialog Axiata mobile money) + [FriMi](https://docs.barcoder.ai/docs/wallets/frimi) (FriMi Sri Lankan digital wallet by Nations Trust Bank) + HSBC Sri Lanka (HSBC Sri Lanka; HSBC foreign commercial bank in Sri Lanka) + Standard Chartered Sri Lanka (Standard Chartered Sri Lanka; Standard Chartered foreign commercial bank in Sri Lanka).

**Regulators**: CBSL.

## Fun facts

- **Sri Lanka's largest private commercial bank** (Commercial Bank of Ceylon PLC; CSE: COMB).
- **250+ computer-linked service points + 600+ ATM terminals - Sri Lanka's single largest ATM network** distinctive Sri Lankan banking infrastructure.
- **ComBank Digital + ComBank RemitPlus + ComBank e-Slip + ComBank Q+ + ComBank ePassbook + ComBank App suite** distinctive Sri Lankan multi-app banking suite.
- **Trailing 12-month revenue $623M Dec 31 2025** distinctive Sri Lankan banking revenue scale.
- **1969 Commercial Bank of Ceylon founding via takeover of Eastern Bank Ltd's Ceylon operations by Sri Lankan investors** distinctive Sri Lankan banking heritage.
- **Sri Lankan commercial banking + Bangladesh + Maldives + Myanmar operations** distinctive Sri Lankan commercial banking regional presence.
- **1988 ComBank Sri Lanka's first private commercial bank to issue VISA cards in Sri Lanka** distinctive Sri Lankan card payment pioneer.

## Comparison

| Feature | Commercial Bank of Ceylon | [Hatton National Bank (Sri Lanka)](https://docs.barcoder.ai/docs/wallets/hatton-national-bank) (Hatton National Bank rival; Sri Lanka's #2 largest private commercial bank by assets) | [Sampath Bank (Sri Lanka)](https://docs.barcoder.ai/docs/wallets/sampath-bank) (Sampath Bank rival; Sri Lanka's #3 largest private commercial bank by assets) | [People's Bank Sri Lanka](https://docs.barcoder.ai/docs/wallets/peoples-bank-srilanka) (People's Bank Sri Lanka rival; Sri Lanka's largest state-owned commercial bank) | [Bank of Ceylon](https://docs.barcoder.ai/docs/wallets/bank-of-ceylon) (Bank of Ceylon rival; Sri Lanka's #2 largest state-owned commercial bank) |
|---|---|---|---|---|---|
| Operator | **Commercial Bank of Ceylon PLC (CSE: COMB; Sri Lanka's largest private commercial bank)** | Hatton National Bank (CSE: HNB; Sri Lanka's #2 largest private commercial bank by assets) | Sampath Bank (CSE: SAMP; Sri Lanka's #3 largest private commercial bank by assets) | People's Bank Sri Lanka (Sri Lanka's largest state-owned commercial bank) | Bank of Ceylon (Sri Lanka's #2 largest state-owned commercial bank) |
| Type | **Sri Lanka's largest private commercial bank + 250+ computer-linked service points + 600+ ATM terminals - Sri Lanka's single largest ATM network + ComBank Digital + ComBank RemitPlus + ComBank e-Slip + ComBank Q+ + ComBank ePassbook + ComBank App suite + trailing 12-month revenue $623M Dec 31 2025 + 1988 Sri Lanka's first private commercial bank to issue VISA cards** | Sri Lanka's #2 largest private commercial bank by assets | Sri Lanka's #3 largest private commercial bank by assets | Sri Lanka's largest state-owned commercial bank | Sri Lanka's #2 largest state-owned commercial bank |
| Country | LK + BD + MV + MM | LK | LK | LK | LK + GB + IN + MV + SC |
| Distinctive | **1920 Eastern Bank Ltd Ceylon operations (Sri Lankan colonial banking heritage); 1969 Commercial Bank of Ceylon founding via takeover of Eastern Bank Ltd's Ceylon operations by Sri Lankan investors; 1970 Commercial Bank of Ceylon CSE IPO under ticker COMB; 1988 ComBank Sri Lanka's first private commercial bank to issue VISA cards; 2003 Commercial Bank of Ceylon Bangladesh subsidiary launch; 2014 ComBank Digital mobile banking app launch + ComBank App suite; Dec 31 2025 trailing 12-month revenue $623M** | 1888 Hatton Bank founding | 1986 Sampath Bank founding | 1961 People's Bank Sri Lanka founding | 1939 Bank of Ceylon founding |

## Status

**Active, Sri Lanka's largest private commercial bank + 250+ computer-linked service points + 600+ ATM terminals - Sri Lanka's single largest ATM network + ComBank Digital + ComBank RemitPlus + ComBank e-Slip + ComBank Q+ + ComBank ePassbook + ComBank App suite + trailing 12-month revenue $623M Dec 31 2025** <sup>[1][1], [2][2], [3][3]</sup>:
- **Commercial Bank of Ceylon PLC (CSE: COMB; Sri Lanka's largest private commercial bank)** since 1920 Eastern Bank Ltd Ceylon operations + 1969 Commercial Bank of Ceylon founding via takeover of Eastern Bank Ltd's Ceylon operations by Sri Lankan investors + 1970 Commercial Bank of Ceylon CSE IPO under ticker COMB + 1988 ComBank Sri Lanka's first private commercial bank to issue VISA cards + 2003 Commercial Bank of Ceylon Bangladesh subsidiary launch + 2014 ComBank Digital mobile banking app launch + ComBank App suite.
- **Commercial Bank of Ceylon Sri Lanka's largest private commercial bank + 250+ computer-linked service points + 600+ ATM terminals**.
- **Trailing 12-month revenue $623M Dec 31 2025**.
- **CBSL regulated**.

## Sources

[1]: https://www.combank.lk/ "Commercial Bank | Sri Lanka — Commercial Bank"
[2]: https://pitchbook.com/profiles/company/149402-89 "Commercial Bank of Ceylon 2026 Company Profile: Stock Performance & Earnings — PitchBook"
[3]: https://www.combank.lk/info/file/124/combank-digital-mobile-user-guide "User Guide for easy access to the iOS (Apple) users Mobile Application — Commercial Bank"
[lk-cro]: https://docs.barcoder.ai/docs/payments/LK

- [1] [Commercial Bank | Sri Lanka — Commercial Bank][1]
- [2] [Commercial Bank of Ceylon 2026 Company Profile: Stock Performance & Earnings — PitchBook][2]
- [3] [User Guide for easy access to the iOS (Apple) users Mobile Application — Commercial Bank][3]
- <sup>[Sri Lanka report](https://docs.barcoder.ai/docs/payments/LK)</sup> In-corpus: `reports/countries/LK-sri-lanka.md`

## Source

Biography extracted from [commercial-bank-ceylon.md](https://docs.barcoder.ai/source/wallets/commercial-bank-ceylon). See `matrix.md` for standards-support matrix if present.