# Commercial Bank International (CBI)

> Source: https://docs.barcoder.ai/docs/wallets/commercial-bank-international-uae
> research date 2026-06-01 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [CBI UAE — official](https://www.cbiuae.com/)

## Key details

- **Launch:** 1991

## Overview

**Commercial Bank International (CBI)** is **UAE commercial bank** + **ADX: CBI** + **Qatar National Bank QNB QSE: QNBK held ~40% until its 2017 exit + Government of Ras Al Khaimah + UAE retail + institutional + foreign investors free float** + **one of UAE's mid-sized commercial banks** + **founded 1991 in Ras Al Khaimah UAE as Commercial Bank International** <sup>[1][1], [United Arab Emirates report](https://docs.barcoder.ai/docs/payments/AE)</sup>.

## History

**1991 — Commercial Bank International CBI PJSC founded in Ras Al Khaimah UAE as Commercial Bank International** distinctive UAE banking heritage.

**2008 — Qatar National Bank QNB Qatari parent acquires ~40%+ controlling minority stake in CBI** distinctive UAE-Qatari banking partnership.

**2014 — CBI Mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Commercial Bank International CBI PJSC** (UAE commercial bank; ADX: CBI).

**Major shareholders**: **Qatar National Bank QNB (QSE: QNBK) Qatari parent ~40%+ controlling minority + Government of Ras Al Khaimah + UAE retail + institutional + foreign investors free float**.

**Regulators**: **Central Bank of UAE CBUAE**.

## Technical integration

CBI Mobile app (iOS + Android) + cbiuae.com online + Commercial Bank International branch network across UAE + CBI Visa + Mastercard cards; EMVCo QRCPS QR payments + Aani UAE national instant payments + AED Emirati Dirham domestic transfers.

## Implementations & partners

**Parent group**: [QNB Group (QNB Mobile)](https://docs.barcoder.ai/docs/wallets/qnb-group) (Qatar National Bank QNB; QSE: QNBK; Qatar's largest commercial bank by assets; Middle East + Africa's largest commercial bank by assets).

**Major UAE banking + payments competitors**: First Abu Dhabi Bank (First Abu Dhabi Bank FAB; ADX: FAB) + [Emirates NBD (ENBD X)](https://docs.barcoder.ai/docs/wallets/emirates-nbd) (Emirates NBD Bank; DFM: EMIRATESNBD) + [Abu Dhabi Commercial Bank (ADCB)](https://docs.barcoder.ai/docs/wallets/adcb-uae) (Abu Dhabi Commercial Bank ADCB; ADX: ADCB) + [Mashreq NEO + NEOPAY (UAE)](https://docs.barcoder.ai/docs/wallets/mashreq-neo) (Mashreq Bank; DFM: MASB) + [RAKBANK](https://docs.barcoder.ai/docs/wallets/rakbank) (RAKBANK; ADX: RAKBANK; UAE commercial bank) + [Commercial Bank of Dubai (CBD)](https://docs.barcoder.ai/docs/wallets/commercial-bank-of-dubai) (Commercial Bank of Dubai CBD; DFM: CBD; UAE commercial bank) + [Bank of Sharjah (BoS)](https://docs.barcoder.ai/docs/wallets/bank-of-sharjah) (Bank of Sharjah; ADX: BOS) + [National Bank of Fujairah (NBF)](https://docs.barcoder.ai/docs/wallets/national-bank-of-fujairah) (National Bank of Fujairah NBF; ADX: NBF).

**Regulators**: Central Bank of UAE CBUAE.

## Status

**Active, UAE commercial bank + ADX:CBI + Qatar National Bank QNB QSE:QNBK Qatari parent ~40%+ controlling minority + Government of Ras Al Khaimah + UAE retail + institutional + foreign investors free float + one of UAE's mid-sized commercial banks + founded 1991 in Ras Al Khaimah UAE as Commercial Bank International** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.cbiuae.com/ "CBI UAE — official"
[2]: https://en.wikipedia.org/wiki/Commercial_Bank_International "CBI UAE — Wikipedia"
[ae-cro]: https://docs.barcoder.ai/docs/payments/AE

- [1] [CBI UAE — official][1]
- [2] [CBI UAE — Wikipedia][2]
- <sup>[United Arab Emirates report](https://docs.barcoder.ai/docs/payments/AE)</sup> In-corpus: `reports/countries/AE-united-arab-emirates.md`

## Source

Biography extracted from [commercial-bank-international-uae.md](https://docs.barcoder.ai/source/wallets/commercial-bank-international-uae). See `matrix.md` for standards-support matrix if present.