# Crédit du Maroc

> Source: https://docs.barcoder.ai/docs/wallets/credit-du-maroc
> research date 2026-06-01 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Crédit du Maroc — official](https://www.creditdumaroc.ma/)

## Overview

**Crédit du Maroc** is **CSE: CDM** + **Moroccan commercial bank** + **Holmarcom Group Moroccan conglomerate ~78%+ controlling post-Dec 6 2022 Crédit Agricole France ~$430M divestment** + **one of Morocco's largest commercial banks** <sup>[1][1], [Morocco report](https://docs.barcoder.ai/docs/payments/MA)</sup>.

## History

**1929 — Crédit Lyonnais Maroc founded as Moroccan commercial bank**.

**2003 — Crédit Lyonnais Maroc rebranded as Crédit du Maroc CDM**.

**Dec 6 2022 — Crédit Agricole France divests Crédit du Maroc to Holmarcom Group Moroccan conglomerate for ~$430M** distinctive Moroccan banking acquisition.

**2014 — CDM Mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Crédit du Maroc CDM** (Moroccan commercial bank; CSE: CDM).

**Major shareholders**: **Holmarcom Group (Moroccan conglomerate; Bensalah Chaqroun family Moroccan founding family) ~78%+ controlling + Moroccan retail + institutional + foreign investors free float**.

**Regulators**: **BAM Bank Al-Maghrib**.

## Technical integration

CDM Mobile app (iOS + Android) + creditdumaroc.ma online + Crédit du Maroc branch network across Morocco + Crédit du Maroc Visa + Mastercard cards; MA IBAN + Maroc Pay.

## Implementations & partners

**Major Moroccan banking + payments competitors**: [Attijariwafa Bank](https://docs.barcoder.ai/docs/wallets/attijariwafa-bank) (Attijariwafa Bank; CSE: ATW; Morocco's largest commercial bank by assets; Royal SNI Holding controlling) + [Bank of Africa BMCE](https://docs.barcoder.ai/docs/wallets/bmce-bank-of-africa) (Bank of Africa BMCE; Morocco's #3 commercial bank by assets; Bank of Africa BOA Group present across 32 African countries) + [Banque Populaire Maroc (BCP)](https://docs.barcoder.ai/docs/wallets/banque-populaire-maroc) (Banque Centrale Populaire BCP; CSE: BCP; Morocco's #2 commercial bank by assets; Moroccan cooperative banking group) + [CIH Bank (Crédit Immobilier et Hôtelier) / CIH MOBILE](https://docs.barcoder.ai/docs/wallets/cih-bank) (CIH Bank; Moroccan commercial bank).

**Regulators**: BAM Bank Al-Maghrib.

## Status

**Active, CSE:CDM + Moroccan commercial bank + Holmarcom Group Moroccan conglomerate ~78%+ controlling post-Dec 6 2022 Crédit Agricole France ~$430M divestment + one of Morocco's largest commercial banks** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.creditdumaroc.ma/ "Crédit du Maroc — official"
[2]: https://en.wikipedia.org/wiki/Cr%C3%A9dit_du_Maroc "Crédit du Maroc — Wikipedia"
[ma-cro]: https://docs.barcoder.ai/docs/payments/MA

- [1] [Crédit du Maroc — official][1]
- [2] [Crédit du Maroc — Wikipedia][2]
- <sup>[Morocco report](https://docs.barcoder.ai/docs/payments/MA)</sup> In-corpus: `reports/countries/MA-morocco.md`

## Source

Biography extracted from [credit-du-maroc.md](https://docs.barcoder.ai/source/wallets/credit-du-maroc). See `matrix.md` for standards-support matrix if present.