# Credo Bank Georgia

> Source: https://docs.barcoder.ai/docs/wallets/credo-bank-ge
> research date 2026-06-01 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Credo — official](https://credobank.ge/)

## Key details

- **Parent:** branches

## Overview

**Credo Bank Georgia** is **Georgian microfinance + commercial bank** + **one of Georgia's mid-sized commercial banks by branches** + **founded Mar 1997 in Tbilisi Georgia as World Vision microfinance program then 2007 Credo microfinance organisation then 2017 Credo Bank JSC full commercial banking license** <sup>[1][1], [Georgia report](https://docs.barcoder.ai/docs/payments/GE)</sup>.

## History

**Mar 1997 — World Vision microfinance program founded in Tbilisi Georgia as rural microcredit pilot for Georgian smallholder farmers**.

**2007 — Credo microfinance organisation spin-off**.

**2017 — Credo Bank JSC full National Bank of Georgia NBG commercial banking license consolidating Credo microfinance brand into commercial banking**.

## Ownership & operator

**Operating entity**: **Credo Bank JSC** (Georgian microfinance + commercial bank).

**Major shareholders**: **Access Microfinance Holding AccessHolding + responsAbility Investments AG + Triodos Microfinance Fund + Georgian retail + institutional + foreign investors**.

**Regulators**: **National Bank of Georgia NBG**.

## Technical integration

Credo Mobile app (iOS + Android) + credobank.ge online + Credo Bank branch + microfinance branch network across Georgia + Credo Visa + Mastercard cards; EMVCo QRCPS QR payments + Georgian Lari GEL domestic transfers.

## Implementations & partners

**Major Georgian banking + payments competitors**: [TBC Bank (Georgia + Uzbekistan)](https://docs.barcoder.ai/docs/wallets/tbc-bank) (TBC Bank Group plc; LON: TBCG FTSE 250 index; Georgian commercial bank) + [Bank of Georgia](https://docs.barcoder.ai/docs/wallets/bank-of-georgia) (Bank of Georgia Group plc; LON: BGEO FTSE 250 index; Georgian commercial bank) + [Liberty Bank Georgia](https://docs.barcoder.ai/docs/wallets/liberty-bank-georgia) (Liberty Bank; GeoCSD: LIBR; Georgian commercial bank; one of Georgia's largest retail commercial banks by branches).

**Regulators**: National Bank of Georgia NBG.

## Status

**Active, Georgian microfinance + commercial bank + one of Georgia's mid-sized commercial banks by branches + founded Mar 1997 in Tbilisi Georgia as World Vision microfinance program then 2007 Credo microfinance organisation then 2017 Credo Bank JSC full commercial banking license** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://credobank.ge/ "Credo — official"
[2]: https://en.wikipedia.org/wiki/Credo_Bank "Credo — Wikipedia"
[ge-cro]: https://docs.barcoder.ai/docs/payments/GE

- [1] [Credo — official][1]
- [2] [Credo — Wikipedia][2]
- <sup>[Georgia report](https://docs.barcoder.ai/docs/payments/GE)</sup> In-corpus: `reports/countries/GE-georgia.md`

## Source

Biography extracted from [credo-bank-ge.md](https://docs.barcoder.ai/source/wallets/credo-bank-ge). See `matrix.md` for standards-support matrix if present.