# DaviPlata

> Source: https://docs.barcoder.ai/docs/wallets/daviplata
> research date 2026-05-29 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [DaviPlata — official](https://www.daviplata.com/)

## Overview

**DaviPlata** is **Colombia's Davivienda-operated digital wallet → neobank**, with **18.7 million customers (Q1 2025)** <sup>[1][1], [2][2], [Colombia report](https://docs.barcoder.ai/docs/payments/CO)</sup>. **Women make up 56% of users** — distinctive female-financial-inclusion success. **4.5 million Colombians rely on DaviPlata as their only financial product**; **2.4 million microbusinesses use it for transactions**. **NPS of 78.4** — exceptional customer-satisfaction metric. **Late 2025 transformation**: DaviPlata evolved into full **neobank with zero-cost cards + high-return savings products + benefits for young people + foreign-user inclusion**.

## History

**2011 — DaviPlata launches by Davivienda** <sup>[2][2]</sup> as Colombian wallet for government-disbursement + financial-inclusion.

**2012-2024 — Mass Colombian adoption** [[wiki-dp]]: COVID-19 + government-program disbursement substantial driver.

**2024 — 18.5M customers (Davivienda 2024 financial report)** <sup>[1][1]</sup>.

**Q1 2025 — 18.7M customers (+230K Q1 + ~1.05M over preceding year)** <sup>[1][1]</sup>.

**Late 2025 — Transformation into neobank** <sup>[3][3]</sup>: Zero-cost cards + high-return savings + young-people benefits + foreign-user inclusion.

## Ownership & operator

**Operating entity**: **DaviPlata** — business line of **Banco Davivienda S.A.** (BVC: PFDAVVNDA).

**Parent**: **Banco Davivienda S.A.** — Colombia's 4th-largest bank.

**Regulator**: **Superintendencia Financiera de Colombia** (via Davivienda).

## Technical integration

| Layer | Description |
|---|---|
| **Channel** | DaviPlata mobile app (iOS + Android) |
| **Identifiers** | Phone number + cedula (Colombian national ID) + QR code |
| **Colombian rails** | **[Transfiya](https://docs.barcoder.ai/docs/standards/transfiya)** (ACH instant) + **Bre-B** (Banco de la República central-bank rail Sep 2025+) |
| **Settlement** | Davivienda banking infrastructure |
| **Sub-products (post-late-2025 neobank transformation)** | **DaviPlata Card (zero-cost)** + **DaviPlata Savings (high-return, 8.25%)** + **DaviPlata Young** + **DaviPlata Foreign User** |

## Users & growth

**2024-2025** <sup>[1][1]</sup>:
- **Customers (2024 Davivienda report)**: 18.5 million
- **Customers (Q1 2025)**: 18.7 million (+230K Q1; +1.05M preceding year)
- **Women share**: 56% (distinctive female-financial-inclusion)
- **Only-financial-product users**: 4.5 million Colombians
- **Microbusinesses using DaviPlata**: 2.4 million
- **NPS**: 78.4 (exceptional)

## Use cases

P2P transfers via Transfiya / Bre-B; merchant QR-payments; **government subsidy disbursement (key Colombian use case)** [[gov-subs]]; microbusiness transactions (2.4M+); bill payment; high-return savings (DaviPlata 8.25%); zero-cost cards; young-people products; foreign-user inclusion (late 2025+).

## Implementations & partners

**Operator**: **DaviPlata** (Davivienda business line).

**Parent**: **Banco Davivienda S.A.** (BVC: PFDAVVNDA).

**Major Colombian competitors**: **[Nequi](https://docs.barcoder.ai/docs/standards/nequi)** (Bancolombia; 23.5M Q1 2025), **MOVii** (independent CO neobank), **RappiPay** (Rappi subsidiary), **Lulo Bank**, **Banco Falabella**.

**Regulator**: **Superintendencia Financiera de Colombia**.

## Fun facts

- **2011 founded by Davivienda** as Colombian wallet for government-disbursement + financial-inclusion.
- **18.7M customers (Q1 2025)** — second to Nequi in Colombia.
- **Women 56% of users** — distinctive female-financial-inclusion success.
- **4.5M Colombians use DaviPlata as their only financial product** — substantial financial-inclusion impact.
- **2.4M microbusinesses** use DaviPlata for transactions.
- **NPS 78.4** — exceptionally high customer satisfaction.
- **Late 2025 neobank transformation**: zero-cost cards + 8.25% high-return savings + young-people benefits + foreign-user inclusion.
- **Government-subsidy disbursement channel** — key Colombian state-program partnership.

## Comparison

| Feature | DaviPlata | [Nequi](https://docs.barcoder.ai/docs/standards/nequi) | RappiPay (CO) | MOVii (CO) | [Nubank](https://docs.barcoder.ai/docs/wallets/nubank) (LATAM analogous; CO 4M+ users) |
|---|---|---|---|---|---|
| Operator | **DaviPlata (Davivienda business line)** | Nequi (Bancolombia business line) | RappiPay (Rappi subsidiary) | MOVii (independent CO neobank) | Nu Holdings Ltd (NYSE: NU) |
| Type | **Colombian digital wallet → neobank (late 2025)** | Colombian digital wallet → neobank | Super-app fintech | Independent CO neobank | LATAM mass-market neobank |
| Users (Q1 2025) | **18.7M** | 23.5M | 750K | Major | 131M (4M+ CO) |
| Distinctive | **Women 56% + 4.5M-only-financial-product + 8.25% high-return savings + NPS 78.4** | Bancolombia A La Mano integration 5.4M+ | Rappi delivery ecosystem | Independent (Movilway predecessor) | LATAM-largest |
| Late 2025 event | **Neobank transformation: zero-cost cards + foreign-user inclusion** | Bre-B integration | Continued growth | Continued | LATAM expansion |

## Status

**Active, second-largest Colombian neobank wallet** <sup>[1][1], [3][3]</sup>:
- **DaviPlata (Davivienda business line)** since 2011.
- **18.7M Colombian customers (Q1 2025)**.
- **Women 56% of users + 4.5M-only-financial-product**.
- **Late 2025 neobank transformation**: zero-cost cards + 8.25% high-return savings + young + foreign user products.

## Sources

[1]: https://www.qorusglobal.com/content/29749-daviplata-reaches-185-million-users-in-colombia-with-women-leading-adoption "DaviPlata 18.5M Colombia women — Qorus"
[2]: https://www.daviplata.com/ "DaviPlata — official"
[3]: https://www.elcolombiano.com/negocios/daviplata-cambio-neobanco-tarjeta-credito-rentabilidad-colombia-AA30034051 "DaviPlata neobanco transformation — El Colombiano"
[4]: https://www.latamfintech.co/articles/daviplata-billetera-digital-de-davivienda-lanza-tarjetas-de-credito-y-debito-en-colombia-para-competir-con-neobancos "DaviPlata launches credit + debit cards — LATAM Fintech"
[gov-subs]: https://www.infobae.com/colombia/2025/11/04/estos-son-los-subsidios-del-gobierno-que-se-pagan-a-traves-de-la-app-daviplata/ "DaviPlata government subsidies — Infobae"
[wiki-dp]: https://es.wikipedia.org/wiki/Daviplata "DaviPlata — Wikipedia"
[co-cro]: https://docs.barcoder.ai/docs/payments/CO

- [1] [DaviPlata 18.5M Colombia women — Qorus][1]
- [2] [DaviPlata — official][2]
- [3] [DaviPlata neobanco transformation — El Colombiano][3]
- [4] [DaviPlata launches credit + debit cards — LATAM Fintech][4]
- [gov-subs] [DaviPlata government subsidies — Infobae][gov-subs]
- <sup>[Colombia report](https://docs.barcoder.ai/docs/payments/CO)</sup> In-corpus: `reports/countries/CO-colombia.md`

## Source

Biography extracted from [daviplata.md](https://docs.barcoder.ai/source/wallets/daviplata). See `matrix.md` for standards-support matrix if present.