# Davivienda + DaviPlata

> Source: https://docs.barcoder.ai/docs/wallets/davivienda
> research date 2026-05-29 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Davivienda — official](https://www.davivienda.com/)

## Overview

**Davivienda** is **one of Colombia's Big-3 banks** + **operates DaviPlata, Colombia's 2nd-largest digital wallet** <sup>[1][1], [2][2], [Colombia report](https://docs.barcoder.ai/docs/payments/CO)</sup>. **DaviPlata 2025 baseline**: **19M customers + 15M+ active users** — distinctive Colombian financial-inclusion + digital-wallet positioning.

**Distinctive DaviPlata positioning** <sup>[2][2], [3][3]</sup>:
- **Colombia's 2nd-largest neobank** (after [Nequi](https://docs.barcoder.ai/docs/standards/nequi) 13M+ users H1 2025; ahead of MOVii)
- **Davivienda operates DaviPlata** as mobile banking + digital wallet service
- **DaviPlata services**: Send + receive money + pay bills + recharge mobile phones + make purchases directly from smartphones without traditional bank account + cash withdrawals/deposits at authorized locations
- **Colombian government subsidy disbursement channel** <sup>[4][4]</sup>: Government subsidies paid through DaviPlata app — distinctive Colombian financial inclusion + government disbursement role

## History

**1972 — Davivienda founded** by Grupo Bolívar — distinctive Colombian Bolívar-family-controlled banking heritage.

**2010 — Davivienda mobile banking app launches**.

**February 2011 — DaviPlata launches** by Davivienda as Colombian mobile banking + digital wallet service for unbanked + underbanked populations — distinctive early Colombian mobile-money launch.

**2011-2025 — Mass Colombian + LatAm adoption** <sup>[2][2]</sup>: DaviPlata grew to 19M customers + 15M+ active users by 2025.

**2025 — DaviPlata 19M customers + 15M+ active users + Colombian government subsidy disbursement channel** <sup>[4][4]</sup>.

## Ownership & operator

**Operating entity**: **Banco Davivienda S.A.** (BVC: PFDAVVNDA).

**Major shareholders**: **Grupo Bolívar (Bolívar family-controlled Colombian financial-services conglomerate; majority controlling) + Colombian institutional + BVC public float**.

**Regulators**: **Superfinanciera (Superintendencia Financiera de Colombia)** + per-country (Banco Central de Panamá + others).

## Technical integration

| Layer | Description |
|---|---|
| **Channels** | Davivienda app (iOS + Android; CO retail-banking primary mobile channel) + DaviPlata app (iOS + Android; mobile-wallet + financial-inclusion channel) + Davivienda Online Banking + Davivienda cards + Davivienda branch network |
| **Identifiers** | Phone + email + card number + cédula (Colombian ID) |
| **CO rail** | **PSE** (PSE - Pagos Seguros en Línea; Colombian online payment standard via ACH Colombia) |
| **License** | Bank (Davivienda full Colombian banking license; CO Big-3 bank) |
| **Sub-products** | Davivienda Account + Davivienda Cards + Davivienda Crédito + Davivienda Inversiones + Davivienda Seguros + Davivienda Empresas + Davivienda Pyme (SME) + DaviPlata (mobile-wallet + financial inclusion) + Davivienda CIB + Banca Privada |
| **DaviPlata distinctive**: Send/receive money + pay bills + mobile recharge + purchases without traditional bank account + cash withdrawals/deposits at authorized locations |
| **Multi-country presence**: CO + Panama + Costa Rica + Honduras + El Salvador + US |
| **Distinctive Colombian government subsidy disbursement channel**: DaviPlata used for paying government subsidies |

## Users & growth

**2025 baseline** <sup>[2][2], [3][3]</sup>:
- **DaviPlata**: 19M customers + 15M+ active users
- **Colombia's 2nd-largest neobank** (after Nequi 13M+ users H1 2025; ahead of MOVii)
- **Davivienda multi-country presence**: 6 countries (CO + Panama + Costa Rica + Honduras + El Salvador + US)
- **Distinctive Colombian government subsidy disbursement channel** for DaviPlata

## Use cases

Colombian + multi-country LatAm retail + corporate + SME + private banking via Davivienda app + Online Banking + cards + branches; PSE Colombian online payment standard; DaviPlata mobile-wallet + financial-inclusion channel (send/receive money + pay bills + mobile recharge + purchases + cash withdrawals/deposits); Colombian government subsidy disbursement via DaviPlata; multi-country (Davivienda Panama + Davivienda Costa Rica + Davivienda Honduras + Davivienda El Salvador + Davivienda US).

## Implementations & partners

**Operator**: **Banco Davivienda S.A.** (BVC: PFDAVVNDA).

**Major shareholders**: **Grupo Bolívar (Bolívar family-controlled Colombian financial-services conglomerate; majority controlling) + Colombian institutional + BVC public float**.

**Major Colombian banking + neobank competitors**:
- **[Mi Bancolombia (formerly Bancolombia Personas)](https://docs.barcoder.ai/docs/wallets/mi-bancolombia)** (Mi Bancolombia; CO largest bank by assets; since Jan 8 2025 evolved from Bancolombia Personas; 9M+ users; Nequi sister)
- **[Nequi](https://docs.barcoder.ai/docs/standards/nequi)** (Bancolombia's neobank sister; Colombia's largest neobank; 13M+ users H1 2025; ahead of DaviPlata)
- **MOVii** (CO 3rd-largest neobank)
- **Banco de Bogotá** + **BBVA Colombia (BBVA's Colombian subsidiary)** + **Banco Popular** + **Scotiabank Colpatria** + **Itaú Colombia** (CO banking competitors)
- **Banco W + Banco Caja Social + Banco WWB + Bancompartir** (CO microfinance banks)
- **WorldRemit + Western Union + MoneyGram** (international remittance partners to DaviPlata)

**Davivienda regional subsidiaries**: **Davivienda Panama + Davivienda Costa Rica + Davivienda Honduras + Davivienda El Salvador + Davivienda US**.

**Regulator**: **Superfinanciera + per-country**.

## Fun facts

- **One of Colombia's Big-3 banks** (alongside Bancolombia + Banco de Bogotá).
- **Colombia's 2nd-largest neobank via DaviPlata** (19M customers + 15M+ active users) — after Nequi (13M+ users H1 2025); ahead of MOVii.
- **1972 founding by Grupo Bolívar** — distinctive Colombian Bolívar-family-controlled banking heritage.
- **February 2011 DaviPlata launch** as Colombian mobile banking + digital wallet service for unbanked + underbanked populations.
- **Distinctive Colombian government subsidy disbursement channel** — DaviPlata used for paying government subsidies.
- **DaviPlata services**: Send/receive money + pay bills + mobile recharge + purchases without traditional bank account + cash withdrawals/deposits at authorized locations.
- **Multi-country presence**: 6 countries (CO + Panama + Costa Rica + Honduras + El Salvador + US).
- **WorldRemit international remittance partner** to DaviPlata.

## Comparison

| Feature | Davivienda + DaviPlata | [Mi Bancolombia (formerly Bancolombia Personas)](https://docs.barcoder.ai/docs/wallets/mi-bancolombia) (Colombia's largest bank by assets rival) | [Nequi](https://docs.barcoder.ai/docs/standards/nequi) (Bancolombia's neobank sister; Colombia's largest neobank 13M+) | [Banorte Móvil + Banorte Link + bineo](https://docs.barcoder.ai/docs/wallets/banorte) (Mexico's largest local bank rival; 12M clients) | [Caixa Tem (Caixa Econômica Federal)](https://docs.barcoder.ai/docs/wallets/caixa-tem) (Brazil state-bank social-inclusion comparable) |
|---|---|---|---|---|---|
| Operator | **Banco Davivienda S.A. (BVC: PFDAVVNDA; Grupo Bolívar Bolívar family-controlled Colombian financial-services conglomerate majority controlling + Colombian institutional + BVC public float)** | Bancolombia S.A. (BVC: BCOLOMBIA; NYSE: CIB; Grupo Empresarial Antioqueño / GEA controlling + Colombian institutional + BVC + NYSE floats) | Nequi (Bancolombia subsidiary) | Banco Mercantil del Norte / Banorte (BMV: GFNORTEO; Hank family-controlled) | Caixa Econômica Federal (Brazilian state-owned) |
| Type | **CO Big-3 bank + DaviPlata Colombia's 2nd-largest neobank + multi-country (6 countries) + Colombian government subsidy disbursement channel** | Colombia's largest bank by assets + Mi Bancolombia primary mobile (since Jan 8 2025) + Nequi neobank sister + 6 LatAm countries | Colombia's largest neobank + Bancolombia sister | Mexico's largest local bank + Banorte Móvil best in MX + LatAm + bineo digital bank + RappiCard | Brazilian state-owned Caixa Tem app for social benefits + low-income financial inclusion |
| Country | CO + 5 other LatAm countries + US | CO + 5 other LatAm countries | Colombia | MX + US | Brazil |
| Users | **DaviPlata 19M customers + 15M+ active users (CO 2nd-largest neobank after Nequi)** | 9M+ Bancolombia mobile-app users; Mi Bancolombia 1.6M+ active users + 50M+ transactions since Jan 8 2025 launch | 13M+ users (H1 2025; Colombia's largest neobank) | 12M clients | 40M+ active users |
| Distinctive | **1972 founding by Grupo Bolívar; Feb 2011 DaviPlata launch as Colombian mobile-wallet for unbanked + underbanked; Colombian government subsidy disbursement channel; CO's #2 neobank after Nequi; DaviPlata services (send/receive money + pay bills + mobile recharge + purchases + cash withdrawals/deposits without traditional bank account); 6-country regional presence; WorldRemit international remittance partner** | 1875 Banco de Colombia founding; 1998 BIC + Banco de Colombia merger; 2016 Nequi launch; Jan 8 2025 Mi Bancolombia launch; Mar 25 2025 Personas app permanent shutdown | 13M+ users H1 2025; #1 Colombian neobank | Dec 2025 World Finance Best Consumer Digital Bank + Best Banking App in Mexico; Sep 2025 Global Finance Best Digital Bank in Mexico AND Latin America; Apr 2025 RappiCard full ownership acquisition | Apr 2020 launch during COVID-19 emergency aid; Bolsa Família state-conditional-cash-transfer disbursement; União Federal sole shareholder |

## Status

**Active, one of Colombia's Big-3 banks + operator of DaviPlata Colombia's 2nd-largest neobank** <sup>[2][2], [3][3]</sup>:
- **Banco Davivienda S.A. (BVC: PFDAVVNDA)** since 1972 (Grupo Bolívar founding); DaviPlata since February 2011.
- **DaviPlata 19M customers + 15M+ active users** — Colombia's 2nd-largest neobank.
- **Colombian government subsidy disbursement channel** distinctive financial inclusion role.
- **Multi-country presence**: 6 countries (CO + Panama + Costa Rica + Honduras + El Salvador + US).
- **Grupo Bolívar (Bolívar family-controlled Colombian financial-services conglomerate) majority controlling**.
- **Superfinanciera + per-country regulated**.

## Sources

[1]: https://www.davivienda.com/ "Davivienda: productos y servicios — official"
[2]: https://fintechnews.am/fintech-colombia/54903/nequi-daviplata-and-movii-dominate-colombias-neobanking-market-but-new-challengers-emerge/ "Nequi, DaviPlata, and MOVii Dominate Colombia's Neobanking Market — Fintech News America"
[3]: https://www.daviplata.com/ "DaviPlata: maneja tu dinero fácil y gratis desde el celular — official"
[4]: https://www.infobae.com/colombia/2025/11/04/estos-son-los-subsidios-del-gobierno-que-se-pagan-a-traves-de-la-app-daviplata/ "Estos son los subsidios del Gobierno que se pagan a través de la app Daviplata — Infobae Nov 4 2025"
[co-cro]: https://docs.barcoder.ai/docs/payments/CO

- [1] [Davivienda: productos y servicios — official][1]
- [2] [Nequi, DaviPlata, and MOVii Dominate Colombia's Neobanking Market — Fintech News America][2]
- [3] [DaviPlata: maneja tu dinero fácil y gratis — official][3]
- [4] [Estos son los subsidios del Gobierno que se pagan a través de la app Daviplata — Infobae Nov 4 2025][4]
- <sup>[Colombia report](https://docs.barcoder.ai/docs/payments/CO)</sup> In-corpus: `reports/countries/CO-colombia.md`

## Source

Biography extracted from [davivienda.md](https://docs.barcoder.ai/source/wallets/davivienda). See `matrix.md` for standards-support matrix if present.