# Desjardins

> Source: https://docs.barcoder.ai/docs/wallets/desjardins
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Desjardins — official](https://www.desjardins.com/)

## Overview

**Desjardins** is **Canada's largest cooperative financial group** + **Quebec-headquartered cooperative since Dec 6 1900 founding by Alphonse Desjardins as North America's first credit union** + **~7.7M+ members + customers** + **Canada's largest credit union** <sup>[1][1], [Canada report](https://docs.barcoder.ai/docs/payments/CA)</sup>.

## History

**Dec 6 1900 — Caisse populaire de Lévis founded by Alphonse Desjardins in Lévis, Quebec as North America's first credit union** distinctive North American cooperative banking heritage.

**1932 — Fédération des caisses populaires Desjardins formed**.

**2010 — Desjardins Mobile Services app launch**.

**2015 — Desjardins acquires State Farm Canada operations**.

**2019 — Desjardins data breach incident affecting ~4.2M+ members**.

## Ownership & operator

**Operating entity**: **Mouvement Desjardins / Desjardins Group** (Canada's largest cooperative financial group; Quebec-headquartered cooperative).

**Major shareholders**: **Member-owned cooperative (no shareholders; ~7.7M+ Desjardins members + customers)**.

**Regulators**: **AMF Quebec + OSFI + Bank of Canada**.

## Technical integration

Desjardins Mobile Services app (iOS + Android; ~7.7M+ members + customers) + desjardins.com online + Desjardins Caisse populaire network across Quebec + Ontario + Desjardins Visa + Mastercard cards; Interac + CA IBAN.

## Implementations & partners

**Major Canadian banking + payments competitors**: [RBC Royal Bank of Canada](https://docs.barcoder.ai/docs/wallets/rbc-royal-bank) (RBC Royal Bank of Canada; TSX: RY + NYSE: RY; Canada's largest bank by assets + market capitalization) + [TD Canada (Toronto-Dominion Bank)](https://docs.barcoder.ai/docs/wallets/td-canada) (TD Toronto-Dominion Bank; TSX: TD + NYSE: TD; Canada's #2 bank by assets) + [Scotiabank (Bank of Nova Scotia)](https://docs.barcoder.ai/docs/wallets/scotiabank-ca) (Scotiabank Bank of Nova Scotia; TSX: BNS + NYSE: BNS; Canada's #3 bank by assets) + [BMO (Bank of Montreal) Mobile Banking](https://docs.barcoder.ai/docs/wallets/bmo) (BMO Bank of Montreal; TSX: BMO + NYSE: BMO; Canada's #4 bank by assets) + [CIBC (Canadian Imperial Bank of Commerce)](https://docs.barcoder.ai/docs/wallets/cibc) (CIBC Canadian Imperial Bank of Commerce; TSX: CM + NYSE: CM; Canada's #5 bank by assets) + [National Bank of Canada](https://docs.barcoder.ai/docs/wallets/national-bank-canada) (National Bank of Canada; TSX: NA; Canada's #6 bank by assets; founded 1859 as Banque Nationale in Quebec) + [Interac QR](https://docs.barcoder.ai/docs/standards/interac-qr) (Interac Canada's interoperable payment network).

**Regulators**: AMF Quebec + OSFI + Bank of Canada.

## Status

**Active, Canada's largest cooperative financial group + Quebec-headquartered cooperative since Dec 6 1900 founding by Alphonse Desjardins as North America's first credit union + ~7.7M+ members + customers + Canada's largest credit union** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.desjardins.com/ "Desjardins — official"
[2]: https://en.wikipedia.org/wiki/Desjardins_Group "Desjardins — Wikipedia"
[ca-cro]: https://docs.barcoder.ai/docs/payments/CA

- [1] [Desjardins — official][1]
- [2] [Desjardins — Wikipedia][2]
- <sup>[Canada report](https://docs.barcoder.ai/docs/payments/CA)</sup> In-corpus: `reports/countries/CA-canada.md`

## Source

Biography extracted from [desjardins.md](https://docs.barcoder.ai/source/wallets/desjardins). See `matrix.md` for standards-support matrix if present.