# Diamond Trust Bank (DTB) / DTB 24/7

> Source: https://docs.barcoder.ai/docs/wallets/diamond-trust-bank
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Diamond Trust Bank Kenya — official](https://dtbk.dtbafrica.com/)

## Overview

**Diamond Trust Bank (DTB)** is **one of East Africa's leading banks** + **Aga Khan Development Network heritage** <sup>[1][1], [2][2], [Kenya report](https://docs.barcoder.ai/docs/payments/KE)</sup>. **2025 baseline**: **DTB 24/7 distinctive Kenyan banking app** (DTB's revamped mobile banking app providing enhanced user experience for DTB account holders to bank on the go wherever they are securely) + **DTB m24/7** business banking app; 4-country East African footprint (Kenya + Uganda + Tanzania + Burundi).

**Distinctive Diamond Trust Bank positioning** <sup>[1][1], [2][2], [3][3]</sup>:
- **One of East Africa's leading banks** + **Aga Khan Development Network heritage**
- **4-country East African footprint** (Kenya + Uganda + Tanzania + Burundi)
- **DTB 24/7 distinctive Kenyan banking app** (DTB's revamped mobile banking app providing enhanced user experience)
- **DTB m24/7** business banking app
- **1945 Diamond Trust of Kenya founding** by Aga Khan III → distinctive Aga Khan Development Network East African banking heritage
- **Aga Khan Fund for Economic Development (AKFED) ~17% controlling** + distinctive Aga Khan Development Network institutional + diversified Ismaili shareholders

## History

**1945 — Diamond Trust of Kenya founded** by Aga Khan III → distinctive Aga Khan Development Network East African banking heritage.

**1965 — Diamond Trust Bank of Kenya** legal incorporation post-Kenyan independence.

**1972 — Diamond Trust Bank of Kenya NSE IPO**.

**2015 — DTB 24/7 mobile banking app launches**.

**2025 — DTB 24/7 distinctive Kenyan banking app + DTB m24/7 business banking app + 4-country East African footprint** <sup>[1][1], [2][2], [3][3]</sup>.

## Ownership & operator

**Operating entity**: **Diamond Trust Bank Group Limited (NSE: DTBK; USE: DTB; DSE: DTB)**.

**Major shareholders**: **Aga Khan Fund for Economic Development (AKFED) ~17% controlling + Aga Khan Development Network institutional + Habib Bank AG Zurich + Habib Bank Limited Pakistan (HBL) + Ismaili community institutional + Kenyan institutional + Kenyan + East African retail public float**.

**Regulators**: **CBK (Central Bank of Kenya) + multi-jurisdiction East African regulators (BoU + BOT + BRB)**.

## Technical integration

**DTB 24/7 distinctive Kenyan banking app** (iOS + Android) + **DTB m24/7** business banking app + dtbafrica.com online + DTB cards (Visa + Mastercard) + DTB 4-country East African branch network; PesaLink + Kenyan Instant Payment + Kenyan ACH (KEPSS); DTB retail + private + corporate + SME + investment banking.

## Users & growth

**2025**: DTB 24/7 + DTB m24/7 Kenyan banking apps; 4-country East African footprint.

## Use cases

Kenyan + Ugandan + Tanzanian + Burundian retail + private + corporate + SME + investment banking via DTB 24/7 + DTB m24/7 + dtbafrica.com online + cards + branches; PesaLink + Kenyan Instant Payment + Kenyan ACH (KEPSS).

## Implementations & partners

**Operator**: Diamond Trust Bank Group Limited (NSE: DTBK; USE: DTB; DSE: DTB); Aga Khan Fund for Economic Development (AKFED) ~17% controlling + Habib Bank AG Zurich + Habib Bank Limited Pakistan (HBL).

**Subsidiaries**: **Diamond Trust Bank Uganda + Diamond Trust Bank Tanzania + Diamond Trust Bank Burundi**.

**Major Kenyan banking competitors**: [Equity Bank (Kenya) + Equity Mobile](https://docs.barcoder.ai/docs/wallets/equity-bank) (East and Central Africa's largest banking group by customer base; 10M+ Kenyan customers; 7-country East and Central African footprint) + [KCB Bank (Kenya Commercial Bank)](https://docs.barcoder.ai/docs/wallets/kcb-bank) (Kenya #1 by assets; 6-country East African footprint) + [Absa Bank Kenya](https://docs.barcoder.ai/docs/wallets/absa-kenya) (post-2020 Barclays Kenya rebrand) + [NCBA Bank Kenya / Loop](https://docs.barcoder.ai/docs/wallets/ncba-bank) (post-Sep 30 2019 NIC + CBA merger) + [Stanbic Bank Kenya](https://docs.barcoder.ai/docs/wallets/stanbic-kenya) (Standard Bank Kenyan subsidiary) + [Co-operative Bank of Kenya / MCo-opCash](https://docs.barcoder.ai/docs/wallets/coop-bank-kenya) (Co-operative Bank of Kenya; MCo-opCash + Co-op Bank App; Kenyan cooperative banking heritage) + [Family Bank Kenya / PesaPap](https://docs.barcoder.ai/docs/wallets/family-bank-kenya) (PesaPap distinctive Kenyan banking app) + [M-Pesa](https://docs.barcoder.ai/docs/wallets/m-pesa) (Safaricom Kenyan mobile money).

**Regulators**: CBK + BoU + BOT + BRB.

## Fun facts

- **One of East Africa's leading banks** + **Aga Khan Development Network heritage**.
- **4-country East African footprint** (Kenya + Uganda + Tanzania + Burundi).
- **DTB 24/7 distinctive Kenyan banking app** (DTB's revamped mobile banking app providing enhanced user experience).
- **DTB m24/7** business banking app.
- **1945 Diamond Trust of Kenya founding** by Aga Khan III → distinctive Aga Khan Development Network East African banking heritage.
- **Aga Khan Fund for Economic Development (AKFED) ~17% controlling** + distinctive Aga Khan Development Network institutional + diversified Ismaili shareholders.

## Comparison

| Feature | Diamond Trust Bank (DTB) / DTB 24/7 | [Equity Bank (Kenya) + Equity Mobile](https://docs.barcoder.ai/docs/wallets/equity-bank) (East and Central Africa's largest banking group by customer base rival) | [KCB Bank (Kenya Commercial Bank)](https://docs.barcoder.ai/docs/wallets/kcb-bank) (Kenya #1 by assets rival; 6-country East African footprint) | [Co-operative Bank of Kenya / MCo-opCash](https://docs.barcoder.ai/docs/wallets/coop-bank-kenya) (Co-operative Bank of Kenya rival; MCo-opCash + Co-op Bank App; Kenyan cooperative banking heritage) | [Family Bank Kenya / PesaPap](https://docs.barcoder.ai/docs/wallets/family-bank-kenya) (PesaPap distinctive Kenyan banking app rival) |
|---|---|---|---|---|---|
| Operator | **Diamond Trust Bank Group Limited (NSE: DTBK; USE: DTB; DSE: DTB; AKFED ~17% controlling)** | Equity Group Holdings PLC (NSE: EQTY) | KCB Group PLC (NSE: KCB) | Co-operative Bank of Kenya Limited (NSE: COOP) | Family Bank Limited (Kenyan private) |
| Type | **One of East Africa's leading banks + Aga Khan Development Network heritage + 4-country East African footprint (Kenya + Uganda + Tanzania + Burundi) + DTB 24/7 + DTB m24/7 business banking app** | East and Central Africa's largest banking group by customer base + 10M+ Kenyan customers + 7-country East and Central African footprint + Equity Mobile app | Kenya #1 by assets + 6-country East African footprint + KCB Group Holdings parent | Major Kenyan commercial bank + Kenyan cooperative banking heritage + MCo-opCash + Co-op Bank App + Kenyan M-Pesa + Airtel transfers + airtime purchase | Kenyan bank + PesaPap distinctive Kenyan banking app + 65% bank transactions via digital (2017 baseline) |
| Country | KE + UG + TZ + BI | KE + 6+ countries | KE + 5+ countries | KE + SS | KE |
| Distinctive | **1945 Diamond Trust of Kenya founding by Aga Khan III; 1965 legal incorporation; 1972 NSE IPO; 2015 DTB 24/7 launch; Aga Khan Fund for Economic Development (AKFED) ~17% controlling + Aga Khan Development Network heritage** | 1984 Equity Building Society founding; 2004 CBK banking license; 2020 BCDC DRC USD 105M acquisition; Equitel MVNO Kenyan bank-MVNO | 1896 founding as Kenyan branch of NBI; 1970 KCB founding | Jun 19 1965 Co-operative Bank of Kenya founding (Kenyan cooperative banking heritage) | 1984 Family Bank founding |

## Status

**Active, one of East Africa's leading banks + Aga Khan Development Network heritage** <sup>[1][1], [2][2], [3][3]</sup>:
- **Diamond Trust Bank Group Limited (NSE: DTBK; USE: DTB; DSE: DTB; AKFED ~17% controlling)** since 1945 Diamond Trust of Kenya founding by Aga Khan III + 1965 legal incorporation + 1972 NSE IPO.
- **4-country East African footprint (Kenya + Uganda + Tanzania + Burundi) + DTB 24/7 + DTB m24/7 business banking app**.
- **CBK + BoU + BOT + BRB regulated**.

## Sources

[1]: https://dtbk.dtbafrica.com/ "Diamond Trust Bank Kenya — official"
[2]: https://dtbk.dtbafrica.com/account/mobile-banking "DTB mobile app — Diamond Trust Bank Kenya"
[3]: https://apps.apple.com/ke/app/dtb-24-7/id945684151 "DTB 24/7 App — App Store"
[ke-cro]: https://docs.barcoder.ai/docs/payments/KE

- [1] [Diamond Trust Bank Kenya — official][1]
- [2] [DTB mobile app — Diamond Trust Bank Kenya][2]
- [3] [DTB 24/7 App — App Store][3]
- <sup>[Kenya report](https://docs.barcoder.ai/docs/payments/KE)</sup> In-corpus: `reports/countries/KE-kenya.md`

## Source

Biography extracted from [diamond-trust-bank.md](https://docs.barcoder.ai/source/wallets/diamond-trust-bank). See `matrix.md` for standards-support matrix if present.