# Eldik Bank Kyrgyzstan

> Source: https://docs.barcoder.ai/docs/wallets/eldik-bank
> research date 2026-06-01 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Eldik — official](https://eldikbank.kg/)

## Key details

- **Launch:** 1996

## Overview

**Eldik Bank Kyrgyzstan** is **Kyrgyz state-owned commercial bank** + **Kyrgyz government Ministry of Finance + State Property Management Fund ~100%+ controlling** + **one of Kyrgyzstan's largest commercial banks by assets** + **founded 1996 in Bishkek Kyrgyzstan as Kyrgyzpromstroybank then 2002 Aiyl Bank then Sep 17 2024 Eldik Bank rebrand** <sup>[1][1], [Kyrgyzstan report](https://docs.barcoder.ai/docs/payments/KG)</sup>.

## History

**1996 — Kyrgyzpromstroybank founded in Bishkek Kyrgyzstan post-Kyrgyz independence**.

**2002 — Aiyl Bank rebrand consolidating Kyrgyzpromstroybank as Kyrgyzstan's primary rural agricultural commercial bank**.

**Sep 17 2024 — Eldik Bank rebrand consolidating Aiyl Bank** distinctive Kyrgyz banking modernisation.

**2014 — Eldik Mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Eldik Bank OJSC** (Kyrgyz state-owned commercial bank).

**Major shareholders**: **Kyrgyz government Ministry of Finance + State Property Management Fund ~100%+ controlling**.

**Regulators**: **National Bank of the Kyrgyz Republic NBKR**.

## Technical integration

Eldik Mobile app (iOS + Android) + eldikbank.kg online + Eldik Bank branch network across Kyrgyzstan + Eldik Visa + Mastercard + Elcart cards (Kyrgyz national card scheme); Elcart national card scheme + EMVCo QRCPS QR payments + Kyrgyz Som KGS domestic transfers.

## Implementations & partners

**Major Kyrgyz banking + payments competitors**: [MBank Kyrgyzstan](https://docs.barcoder.ai/docs/wallets/mbank-kg) (MBank Kyrgyzstan; ~2M+ MBank users) + [Optima Bank Kyrgyzstan](https://docs.barcoder.ai/docs/wallets/optima-bank-kg) (Optima Bank Kyrgyzstan; Halyk parent) + [Demir Kyrgyz International Bank](https://docs.barcoder.ai/docs/wallets/demir-bank-kg) (Demir Kyrgyz International Bank) + [KICB Kyrgyz Investment and Credit Bank](https://docs.barcoder.ai/docs/wallets/kicb-kg) (KICB Kyrgyz Investment and Credit Bank) + [Bakai Bank Kyrgyzstan](https://docs.barcoder.ai/docs/wallets/bakai-bank) (Bakai Bank) + [Halyk Bank Kyrgyzstan](https://docs.barcoder.ai/docs/wallets/halyk-bank-kg) (Halyk Bank Kyrgyzstan) + [RSK Bank Kyrgyzstan](https://docs.barcoder.ai/docs/wallets/rsk-bank-kg) (RSK Bank Kyrgyzstan; Kyrgyz state-owned commercial bank).

**Regulators**: National Bank of the Kyrgyz Republic NBKR.

## Status

**Active, Kyrgyz state-owned commercial bank + Kyrgyz government Ministry of Finance + State Property Management Fund ~100%+ controlling + one of Kyrgyzstan's largest commercial banks by assets + founded 1996 in Bishkek Kyrgyzstan as Kyrgyzpromstroybank then 2002 Aiyl Bank then Sep 17 2024 Eldik Bank rebrand** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://eldikbank.kg/ "Eldik — official"
[2]: https://en.wikipedia.org/wiki/Aiyl_Bank "Eldik — Wikipedia"
[kg-cro]: https://docs.barcoder.ai/docs/payments/KG

- [1] [Eldik — official][1]
- [2] [Eldik — Wikipedia][2]
- <sup>[Kyrgyzstan report](https://docs.barcoder.ai/docs/payments/KG)</sup> In-corpus: `reports/countries/KG-kyrgyzstan.md`

## Source

Biography extracted from [eldik-bank.md](https://docs.barcoder.ai/source/wallets/eldik-bank). See `matrix.md` for standards-support matrix if present.