# Enpara.com (Turkey)

> Source: https://docs.barcoder.ai/docs/wallets/enpara
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Enpara.com — official](https://www.enpara.com/)

## Overview

**Enpara.com (Turkey)** is **QNB Finansbank Turkish digital bank brand + Turkey's first digital-only bank** + **Oct 12 2012 launch** + **~2.5M+ customers** <sup>[1][1], [Türkiye report](https://docs.barcoder.ai/docs/payments/TR)</sup>.

## History

**Oct 12 2012 — Enpara.com launches as Turkey's first digital-only bank by Finansbank (now QNB Finansbank)** distinctive Turkish digital banking pioneer.

**2016 — QNB Group Finansbank acquisition + Enpara.com remains as QNB Finansbank digital bank brand**.

## Ownership & operator

**Operating entity**: **Enpara.com** (QNB Finansbank Turkish digital bank brand; Turkey's first digital-only bank).

**Major shareholders**: **QNB Finansbank parent (QNB Group Qatar parent ~99.81% controlling) + Turkish retail + institutional + foreign investors**.

**Regulators**: **BDDK Turkey + CBRT (Central Bank of the Republic of Türkiye)**.

## Technical integration

Enpara.com mobile banking app (iOS + Android; ~2.5M+ customers) + enpara.com online + Enpara Visa + Mastercard cards; TR IBAN + Troy (Turkish card payment network) + FAST (Turkish instant payments).

## Implementations & partners

**QNB Finansbank parent + QNB Group ecosystem**: [QNB Finansbank / QNB Mobil & Dijital Köprü](https://docs.barcoder.ai/docs/wallets/qnb-finansbank) (QNB Finansbank Turkey; QNB Qatar parent ~99.81% controlling) + [QNB Group (QNB Mobile)](https://docs.barcoder.ai/docs/wallets/qnb-group) (Qatar National Bank QNB Group; QSE: QNBK; Qatar's largest banking group + MENA largest banking group by assets + Africa's largest banking group by assets).

**Major Turkish digital banking + neobank competitors**: ON Dijital Bankacılık (ON Digital Banking N Kolay Türkiye İş Bankası's digital banking subsidiary) + [Fibabanka](https://docs.barcoder.ai/docs/wallets/fibabanka) (Fibabanka Turkish commercial bank + digital-first focus) + Paycell (Paycell Turkcell Turkish mobile operator's mobile wallet) + [Papara](https://docs.barcoder.ai/docs/wallets/papara) (Papara Turkish mobile wallet + neobank) + [ininal](https://docs.barcoder.ai/docs/wallets/ininal) (Ininal Turkish prepaid card + mobile wallet) + Colendi (Colendi Turkish digital bank).

**Regulators**: BDDK + CBRT.

## Status

**Active, QNB Finansbank Turkish digital bank brand + Turkey's first digital-only bank since Oct 12 2012 launch + ~2.5M+ customers** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.enpara.com/ "Enpara.com — official"
[2]: https://en.wikipedia.org/wiki/Enpara.com "Enpara.com — Wikipedia"
[tr-cro]: https://docs.barcoder.ai/docs/payments/TR

- [1] [Enpara.com — official][1]
- [2] [Enpara.com — Wikipedia][2]
- <sup>[Türkiye report](https://docs.barcoder.ai/docs/payments/TR)</sup> In-corpus: `reports/countries/TR-turkey.md`

## Source

Biography extracted from [enpara.md](https://docs.barcoder.ai/source/wallets/enpara). See `matrix.md` for standards-support matrix if present.