# China Everbright Bank

> Source: https://docs.barcoder.ai/docs/wallets/everbright-bank
> research date 2026-05-30 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [China Everbright Bank — official](https://www.cebbank.com/)

## Overview

**China Everbright Bank** is **China Everbright Group affiliated commercial bank** + **China Everbright Group ~46% controlling** + **HKEX: 6818 + SSE: 601818 + Chinese joint-stock commercial bank** <sup>[1][1], [2][2], [China report](https://docs.barcoder.ai/docs/payments/CN)</sup>. **2025 baseline**: China Everbright Bank China Everbright Group affiliated commercial bank with China Everbright Group ~46% controlling; **Aug 8 1992 China Everbright Bank founding** distinctive Chinese commercial bank China Everbright Group heritage.

**Distinctive China Everbright Bank positioning**:
- **China Everbright Group affiliated commercial bank** (China Everbright Bank Co Ltd; HKEX: 6818; SSE: 601818)
- **China Everbright Group ~46% controlling** distinctive Chinese commercial bank China Everbright Group controlling
- **Chinese joint-stock commercial bank** distinctive Chinese commercial banking sector
- **Aug 8 1992 China Everbright Bank founding** distinctive Chinese commercial bank China Everbright Group heritage
- **Aug 18 2010 China Everbright Bank SSE IPO under ticker 601818** distinctive Chinese commercial bank Shanghai listing
- **Dec 20 2013 China Everbright Bank H-shares IPO on HKEX (6818)** distinctive Chinese commercial bank Hong Kong dual-listing
- **China Everbright Group ecosystem integration (Everbright Securities + Everbright Trust + Everbright Limited + Everbright Property + Everbright Tourism + others)** distinctive Chinese conglomerate-bank ecosystem

## History

**1983 — China Everbright Group founded by Wang Guangying in Hong Kong** as Chinese state-owned conglomerate.

**Aug 8 1992 — China Everbright Bank founded** as Chinese joint-stock commercial bank by China Everbright Group.

**Aug 18 2010 — China Everbright Bank SSE IPO under ticker 601818** distinctive Chinese commercial bank Shanghai listing.

**Dec 20 2013 — China Everbright Bank H-shares IPO on HKEX (6818)** distinctive Chinese commercial bank Hong Kong dual-listing.

**2010 — China Everbright Bank Mobile Banking app launch** distinctive Chinese mobile banking strategy <sup>[1][1], [2][2], [3][3]</sup>.

## Ownership & operator

**Operating entity**: **China Everbright Bank Co Ltd** (HKEX: 6818; SSE: 601818; China Everbright Group affiliated commercial bank; China Everbright Group ~46% controlling).

**Major shareholders**: **China Everbright Group (Chinese state-owned conglomerate; Beijing) ~46% controlling + Central Huijin Investment Ltd + Ministry of Finance of the People's Republic of China + Chinese retail + institutional + foreign investors**.

**Regulators**: **PBoC (People's Bank of China) + NFRA (National Financial Regulatory Administration China) + CSRC + HKMA**.

## Technical integration

China Everbright Bank Mobile Banking app (iOS + Android) + cebbank.com online + China Everbright Bank branch network across China + China Everbright Bank UnionPay + Visa + Mastercard cards; CNAPS + UnionPay + UnionPay QR + e-CNY (post-PBoC e-CNY pilot expansion); **China Everbright Group ecosystem integration (Everbright Securities + Everbright Trust + Everbright Limited + Everbright Property + Everbright Tourism + others)** distinctive Chinese conglomerate-bank ecosystem.

## Users & growth

China Everbright Bank China Everbright Group affiliated commercial bank with China Everbright Group ~46% controlling.

## Use cases

Chinese retail + private + SME + commercial + corporate + China Everbright Group ecosystem banking via China Everbright Bank Mobile Banking + cebbank.com online + China Everbright Bank branch network across China + UnionPay + Visa + Mastercard cards; CNAPS + UnionPay + UnionPay QR + e-CNY (post-PBoC e-CNY pilot expansion); **China Everbright Group ecosystem integration (Everbright Securities + Everbright Trust + Everbright Limited + Everbright Property + Everbright Tourism + others)** distinctive Chinese conglomerate-bank ecosystem.

## Implementations & partners

**Operator**: China Everbright Bank Co Ltd (HKEX: 6818; SSE: 601818; China Everbright Group affiliated commercial bank; China Everbright Group ~46% controlling); China Everbright Group (Chinese state-owned conglomerate; Beijing) ~46% controlling + Central Huijin Investment Ltd + Ministry of Finance of the People's Republic of China + Chinese retail + institutional + foreign investors.

**China Everbright Group ecosystem partnership**: **China Everbright Group (Chinese state-owned conglomerate; Beijing) ~46% controlling** distinctive Chinese conglomerate-bank ecosystem + Everbright Securities (SSE: 601788; Chinese investment bank) + Everbright Trust + Everbright Limited (HKEX: 0165; HK-listed financial holding) + Everbright Property + Everbright Tourism + others.

**Major Chinese banking + payments competitors**: [ICBC Mobile Banking](https://docs.barcoder.ai/docs/wallets/icbc-mobile) (Industrial and Commercial Bank of China; world's largest bank by assets) + [Agricultural Bank of China (ABC Mobile Banking)](https://docs.barcoder.ai/docs/wallets/abc-china) (Agricultural Bank of China; 530M+ ABC Mobile Banking users mid-2025) + [Bank of China (BoC) Mobile Banking](https://docs.barcoder.ai/docs/wallets/boc-mobile) (Bank of China; Chinese Big-4) + [China Construction Bank (CCB) Mobile Banking](https://docs.barcoder.ai/docs/wallets/ccb-mobile) (China Construction Bank; Chinese Big-4) + [Bank of Communications (BOCOM Mobile Banking)](https://docs.barcoder.ai/docs/wallets/bocom-china) (Bank of Communications; Chinese Big-5; HSBC ~19.03% strategic investor) + [Postal Savings Bank of China (PSBC)](https://docs.barcoder.ai/docs/wallets/psbc) (Postal Savings Bank of China; Chinese Big-6; 390M mobile users early 2025) + [China Merchants Bank (CMB Mobile Banking + CMB Life)](https://docs.barcoder.ai/docs/wallets/cmb-bank) (China Merchants Bank; Chinese retail king; 210M retail customers 2025) + [Ping An Bank](https://docs.barcoder.ai/docs/wallets/ping-an-bank) (Ping An Bank; Ping An Insurance Group ~58% controlling) + [Industrial Bank (Wireless Industrial Bank + Online Industrial Bank)](https://docs.barcoder.ai/docs/wallets/industrial-bank-china) (Industrial Bank China; top 20 banks in the world; Fortune Global 500) + [Shanghai Pudong Development Bank (SPD Bank Mobile)](https://docs.barcoder.ai/docs/wallets/spd-bank) (Shanghai Pudong Development Bank; Chinese joint-stock commercial bank) + [China CITIC Bank](https://docs.barcoder.ai/docs/wallets/citic-bank) (China CITIC Bank; CITIC Group affiliated commercial bank) + [Alipay](https://docs.barcoder.ai/docs/wallets/alipay) (Ant Group Alipay; Chinese mobile wallet; 1B+ active users) + [WeChat Pay](https://docs.barcoder.ai/docs/wallets/wechat-pay) (Tencent WeChat Pay; Chinese mobile wallet; >1B users).

**Regulators**: PBoC + NFRA + CSRC + HKMA.

## Fun facts

- **China Everbright Group affiliated commercial bank** (China Everbright Bank Co Ltd; HKEX: 6818; SSE: 601818).
- **China Everbright Group ~46% controlling** distinctive Chinese commercial bank China Everbright Group controlling.
- **Chinese joint-stock commercial bank** distinctive Chinese commercial banking sector.
- **Aug 8 1992 China Everbright Bank founding** distinctive Chinese commercial bank China Everbright Group heritage.
- **Aug 18 2010 China Everbright Bank SSE IPO under ticker 601818** distinctive Chinese commercial bank Shanghai listing.
- **Dec 20 2013 China Everbright Bank H-shares IPO on HKEX (6818)** distinctive Chinese commercial bank Hong Kong dual-listing.
- **China Everbright Group ecosystem integration (Everbright Securities + Everbright Trust + Everbright Limited + Everbright Property + Everbright Tourism + others)** distinctive Chinese conglomerate-bank ecosystem.

## Comparison

| Feature | China Everbright Bank | [China CITIC Bank](https://docs.barcoder.ai/docs/wallets/citic-bank) (China CITIC Bank rival; CITIC Group affiliated commercial bank) | [China Merchants Bank (CMB Mobile Banking + CMB Life)](https://docs.barcoder.ai/docs/wallets/cmb-bank) (China Merchants Bank rival; Chinese retail king) | [Ping An Bank](https://docs.barcoder.ai/docs/wallets/ping-an-bank) (Ping An Bank rival; Ping An Insurance Group ~58% controlling) | [Industrial Bank (Wireless Industrial Bank + Online Industrial Bank)](https://docs.barcoder.ai/docs/wallets/industrial-bank-china) (Industrial Bank China rival; top 20 banks in the world) |
|---|---|---|---|---|---|
| Operator | **China Everbright Bank Co Ltd (HKEX: 6818; SSE: 601818; China Everbright Group affiliated commercial bank; China Everbright Group ~46% controlling)** | China CITIC Bank Corporation Ltd (HKEX: 998; SSE: 601998; CITIC Group affiliated commercial bank; CITIC Group ~67% controlling) | China Merchants Bank Co Ltd (HKEX: 3968; SSE: 600036; Chinese retail king commercial bank) | Ping An Bank Co Ltd (SZSE: 000001 (China's first listed stock A-share); Chinese joint-stock commercial bank) | Industrial Bank Co Ltd (SSE: 601166; Chinese joint-stock commercial bank; top 20 banks in the world; Fortune Global 500) |
| Type | **China Everbright Group affiliated commercial bank + China Everbright Group ~46% controlling + Chinese joint-stock commercial bank + China Everbright Group ecosystem integration (Everbright Securities + Everbright Trust + Everbright Limited + Everbright Property + Everbright Tourism + others)** | CITIC Group affiliated commercial bank + CITIC Group ~67% controlling + ~1,400 branches in 150+ cities + BBVA was strategic investor ~15% 2007 + divested by 2018 + CITIC Group ecosystem integration | Chinese retail king commercial bank + 210M+ retail customers 2025 +6.6% YoY + Asia's best bank for consumers 2025 Euromoney + CMBC Wallet adoption rate growth +50% YoY | Chinese joint-stock commercial bank + Ping An Insurance Group ~58% controlling + H1 2025 MSME loan portfolio RMB 499.524B serving 970,000+ customers + China's first bank to receive 'Asia's Best Digital Bank' award 2020 | Chinese joint-stock commercial bank + top 20 banks in the world + Fortune Global 500 + Hang Seng Bank (HSBC subsidiary) ~10% stake |
| Country | CN + HK + KR + LU + AU + ZA | CN + HK + MO + SG + US + GB + AU + KZ + KH | CN + HK + US + GB + SG + JP + KR | CN + HK | CN + HK |
| Distinctive | **1983 China Everbright Group founding by Wang Guangying in Hong Kong; Aug 8 1992 China Everbright Bank founding; Aug 18 2010 China Everbright Bank SSE IPO under ticker 601818; Dec 20 2013 China Everbright Bank H-shares IPO on HKEX (6818); 2010 China Everbright Bank Mobile Banking app launch** | 1979 CITIC International Trust + Investment Corporation established by Rong Yiren post-Deng Xiaoping reform; 1987 CITIC Industrial Bank founding; Dec 13 2005 CITIC Industrial Bank renamed China CITIC Bank; Apr 27 2007 China CITIC Bank IPO on HKEX (998) + SSE (601998) | Apr 8 1987 China Merchants Bank founding in Shekou Industrial Zone Shenzhen; Apr 9 2002 CMB IPO on SSE (600036); Early 2010 CMB Mobile Banking 1.0 launch | 1987 Shenzhen Development Bank founding (China's first joint-stock commercial bank in Shenzhen); Apr 3 1991 Shenzhen Development Bank IPO on SZSE under ticker 000001 (China's first listed stock A-share); 2012 Shenzhen Development Bank + Ping An Bank merger | Aug 26 1988 Industrial Bank founding in Fuzhou City Fujian Province; Feb 5 2007 Industrial Bank SSE IPO under ticker 601166 |

## Status

**Active, China Everbright Group affiliated commercial bank + China Everbright Group ~46% controlling** <sup>[1][1], [2][2], [3][3]</sup>:
- **China Everbright Bank Co Ltd (HKEX: 6818; SSE: 601818; China Everbright Group affiliated commercial bank; China Everbright Group ~46% controlling)** since 1983 China Everbright Group founding by Wang Guangying in Hong Kong + Aug 8 1992 China Everbright Bank founding + Aug 18 2010 China Everbright Bank SSE IPO under ticker 601818 + Dec 20 2013 China Everbright Bank H-shares IPO on HKEX (6818) + 2010 China Everbright Bank Mobile Banking app launch.
- **China Everbright Group ecosystem integration (Everbright Securities + Everbright Trust + Everbright Limited + Everbright Property + Everbright Tourism + others)**.
- **PBoC + NFRA + CSRC + HKMA regulated**.

## Sources

[1]: https://www.cebbank.com/ "China Everbright Bank — official"
[2]: https://en.wikipedia.org/wiki/China_Everbright_Bank "China Everbright Bank — Wikipedia"
[3]: https://www.everbright.com/ "China Everbright Group — official"
[cn-cro]: https://docs.barcoder.ai/docs/payments/CN

- [1] [China Everbright Bank — official][1]
- [2] [China Everbright Bank — Wikipedia][2]
- [3] [China Everbright Group — official][3]
- <sup>[China report](https://docs.barcoder.ai/docs/payments/CN)</sup> In-corpus: `reports/countries/CN-china.md`

## Source

Biography extracted from [everbright-bank.md](https://docs.barcoder.ai/source/wallets/everbright-bank). See `matrix.md` for standards-support matrix if present.