# Fidelity Bank Nigeria

> Source: https://docs.barcoder.ai/docs/wallets/fidelity-bank-nigeria
> research date 2026-06-01 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Fidelity Bank Nigeria — official](https://www.fidelitybank.ng/)

## Key details

- **Parent:** Nigerian entrepreneurs

## Overview

**Fidelity Bank Nigeria** is **NGX: FIDELITYBK** + **Nigerian commercial bank** + **one of Nigeria's largest commercial banks by assets** + **founded Aug 28 1988 as Fidelity Bank by Nigerian entrepreneurs** <sup>[1][1], [Nigeria report](https://docs.barcoder.ai/docs/payments/NG)</sup>.

## History

**Aug 28 1988 — Fidelity Bank founded as Nigerian commercial bank by Nigerian entrepreneurs** distinctive Nigerian banking heritage.

**Apr 2024 — Fidelity Bank Nigeria acquires Union Bank UK (Union Bank of Nigeria UK subsidiary) for ~$160M consolidating Nigerian-UK banking**.

**2014 — Fidelity Bank Mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Fidelity Bank Plc Nigeria** (Nigerian commercial bank; NGX: FIDELITYBK).

**Major shareholders**: **Nigerian retail + institutional + foreign investors free float**.

**Regulators**: **CBN Central Bank of Nigeria + national regulators across 3+ countries**.

## Technical integration

Fidelity Bank Mobile app (iOS + Android) + fidelitybank.ng online + Fidelity Bank Nigeria branch network across Nigeria + UK + Cyprus international branches + Fidelity Visa + Mastercard + Verve cards; NG IBAN + NIBSS Instant Payments + NQR Nigeria.

## Implementations & partners

**Major Nigerian banking + payments competitors**: [Zenith Bank](https://docs.barcoder.ai/docs/wallets/zenith-bank) (Zenith Bank; NGX: ZENITHBANK; Nigerian commercial bank; one of Nigeria's largest commercial banks) + [First Bank of Nigeria (FirstMobile)](https://docs.barcoder.ai/docs/wallets/first-bank-nigeria) (First Bank of Nigeria FBN; NGX: FBNH; Nigeria's oldest commercial bank since 1894) + [GTBank (Guaranty Trust Bank; GTWorld)](https://docs.barcoder.ai/docs/wallets/gtbank) (Guaranty Trust Bank GTBank; NGX: GTCO; Nigerian commercial bank; one of Nigeria's largest commercial banks) + [Access Bank](https://docs.barcoder.ai/docs/wallets/access-bank) (Access Bank; NGX: ACCESSCORP; Nigeria's #2 commercial bank by assets) + [UBA (United Bank for Africa)](https://docs.barcoder.ai/docs/wallets/uba) (UBA United Bank for Africa; NGX: UBA; Pan-African banking group across 20+ African countries) + [Union Bank of Nigeria](https://docs.barcoder.ai/docs/wallets/union-bank-nigeria) (Union Bank of Nigeria UBN; NGX: UBN; Titan Trust Bank parent) + [Ecobank / Ecobank Mobile App](https://docs.barcoder.ai/docs/wallets/ecobank) (Ecobank Transnational Inc; ETI; Pan-African banking group across 35+ African countries) + [Stanbic IBTC Nigeria / Stanbic IBTC Mobile 3.0 (APPbility)](https://docs.barcoder.ai/docs/wallets/stanbic-ibtc) (Stanbic IBTC; NGX: STANBIC; Standard Bank Group Nigerian subsidiary) + [OPay](https://docs.barcoder.ai/docs/wallets/opay) (OPay; Nigerian super-app + mobile money) + [Carbon](https://docs.barcoder.ai/docs/wallets/carbon) (Carbon Nigeria digital bank) + [Kuda Bank](https://docs.barcoder.ai/docs/wallets/kuda-bank) (Kuda Bank Nigerian digital bank) + [Flutterwave](https://docs.barcoder.ai/docs/wallets/flutterwave) (Flutterwave; Nigerian fintech) + [Paystack](https://docs.barcoder.ai/docs/wallets/paystack) (Paystack; Stripe-owned Nigerian payment processor).

**Regulators**: CBN Central Bank of Nigeria + national regulators across 3+ countries.

## Status

**Active, NGX:FIDELITYBK + Nigerian commercial bank + one of Nigeria's largest commercial banks by assets + founded Aug 28 1988 as Fidelity Bank by Nigerian entrepreneurs + Apr 2024 Union Bank UK ~$160M acquisition consolidating Nigerian-UK banking** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.fidelitybank.ng/ "Fidelity Bank Nigeria — official"
[2]: https://en.wikipedia.org/wiki/Fidelity_Bank_Nigeria "Fidelity Bank Nigeria — Wikipedia"
[ng-cro]: https://docs.barcoder.ai/docs/payments/NG

- [1] [Fidelity Bank Nigeria — official][1]
- [2] [Fidelity Bank Nigeria — Wikipedia][2]
- <sup>[Nigeria report](https://docs.barcoder.ai/docs/payments/NG)</sup> In-corpus: `reports/countries/NG-nigeria.md`

## Source

Biography extracted from [fidelity-bank-nigeria.md](https://docs.barcoder.ai/source/wallets/fidelity-bank-nigeria). See `matrix.md` for standards-support matrix if present.