# Fineco Bank

> Source: https://docs.barcoder.ai/docs/wallets/fineco-bank
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Fineco — official](https://finecobank.com/)

## Overview

**Fineco Bank** is **Italian online bank + brokerage** + **BIT: FBK** + **spun off from UniCredit May 2019** + **one of Europe's largest fintech banks** + **~1.6M+ customers Italy + UK + Germany + Ireland** <sup>[1][1], [Italy report](https://docs.barcoder.ai/docs/payments/IT)</sup>.

## History

**1999 — Fineco founded as Italian online brokerage**.

**2008 — UniCredit acquires Fineco**.

**2014 — Fineco BIT IPO under ticker FBK**.

**2017 — Fineco UK launch as European expansion**.

**May 2019 — UniCredit fully divests Fineco + Fineco independent listed Italian bank**.

**2018 — Fineco Germany + Fineco Ireland launch**.

## Ownership & operator

**Operating entity**: **FinecoBank S.p.A.** (Italian online bank + brokerage; BIT: FBK).

**Major shareholders**: **Italian retail + institutional + foreign investors free float (post-2019 UniCredit divestment)**.

**Regulators**: **Banca d'Italia + ECB + PRA UK + Bundesbank + CBI**.

## Technical integration

Fineco mobile app (iOS + Android; ~1.6M+ customers) + finecobank.com web + Fineco Visa + Mastercard cards; SEPA + SEPA Instant + EPC-QR + Faster Payments (UK).

## Implementations & partners

**Major Italian + European online bank + neobank competitors**: [Widiba (Banca Widiba)](https://docs.barcoder.ai/docs/wallets/widiba) (Widiba Banca Widiba; Monte dei Paschi di Siena MPS subsidiary; Italian online bank) + [Hype (Banca Sella)](https://docs.barcoder.ai/docs/wallets/hype-bank) (Hype Banca Sella Italian mobile wallet + payment account) + buddybank (buddybank UniCredit Italian mobile-only bank) + illimity (illimity Italian challenger bank by Corrado Passera) + ING Italia (ING Italia ING Group Italian online bank) + [Banca Mediolanum](https://docs.barcoder.ai/docs/wallets/mediolanum) (Banca Mediolanum Italian commercial bank) + Directa SIM (Directa SIM Italian online brokerage) + [Fineco Bank](https://docs.barcoder.ai/docs/wallets/fineco-bank) (Fineco Italy + Fineco UK + Fineco Germany + Fineco Ireland).

**Regulators**: Banca d'Italia + ECB + PRA UK + Bundesbank + CBI.

## Status

**Active, Italian online bank + brokerage + BIT:FBK + spun off from UniCredit May 2019 + one of Europe's largest fintech banks + ~1.6M+ customers Italy + UK + Germany + Ireland** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://finecobank.com/ "Fineco — official"
[2]: https://en.wikipedia.org/wiki/FinecoBank "Fineco — Wikipedia"
[it-cro]: https://docs.barcoder.ai/docs/payments/IT

- [1] [Fineco — official][1]
- [2] [Fineco — Wikipedia][2]
- <sup>[Italy report](https://docs.barcoder.ai/docs/payments/IT)</sup> In-corpus: `reports/countries/IT-italy.md`

## Source

Biography extracted from [fineco-bank.md](https://docs.barcoder.ai/source/wallets/fineco-bank). See `matrix.md` for standards-support matrix if present.