# Fortuneo

> Source: https://docs.barcoder.ai/docs/wallets/fortuneo
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Fortuneo — official](https://www.fortuneo.fr/)

## Key details

- **Users:** 4M customers

## Overview

**Fortuneo** is **French online bank + brokerage** + **Crédit Mutuel Arkéa subsidiary** + **~1.1M+ customers in France** <sup>[1][1], [France report](https://docs.barcoder.ai/docs/payments/FR)</sup>.

## History

**2000 — Fortuneo founded as French online brokerage**.

**2006 — Crédit Mutuel Arkéa acquires Fortuneo + Fortuneo launches French online banking**.

**2009 — Fortuneo mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Fortuneo Banque** (French online bank + brokerage; Crédit Mutuel Arkéa subsidiary).

**Major shareholders**: **Crédit Mutuel Arkéa (French cooperative banking group; Crédit Mutuel federation member) fully owned**.

**Regulators**: **ACPR France + ECB**.

## Technical integration

Fortuneo mobile app (iOS + Android; ~1.1M+ customers) + fortuneo.fr web + Fortuneo Visa + Mastercard cards; SEPA + SEPA Instant + EPC-QR + Wero (post-EPI launch).

## Implementations & partners

**Crédit Mutuel Arkéa parent**: [Crédit Mutuel](https://docs.barcoder.ai/docs/wallets/credit-mutuel) (Crédit Mutuel French cooperative banking group; Crédit Mutuel federation member) + [Monabanq](https://docs.barcoder.ai/docs/wallets/monabanq) (Monabanq French neobank by Crédit Mutuel CIC subsidiary).

**Major French online + neobank competitors**: [BoursoBank (Boursorama)](https://docs.barcoder.ai/docs/wallets/boursobank) (Boursorama French digital bank subsidiary of Société Générale; 8.4M customers Jul 2025) + [Hello bank! (France)](https://docs.barcoder.ai/docs/wallets/hello-bank-fr) (Hello bank! BNP Paribas digital bank brand) + [Nickel (France)](https://docs.barcoder.ai/docs/wallets/nickel) (Nickel French neobank distributed via tobacco shops bureaux de tabac; BNP Paribas subsidiary post-Apr 2017 ~€200M acquisition; ~4M+ customers across 5 EU countries) + Ma French Bank (Ma French Bank La Banque Postale digital bank; closed 2024) + [Orange Bank](https://docs.barcoder.ai/docs/wallets/orange-bank) (Orange Bank French neobank by Orange; BNP Paribas acquired 2024) + [Lydia / Sumeria](https://docs.barcoder.ai/docs/wallets/lydia) (Lydia French P2P mobile wallet + neobank) + [Revolut](https://docs.barcoder.ai/docs/wallets/revolut) (Revolut UK global; ~5M+ French users; Sep 2024 EU bank license via Lithuania).

**Regulators**: ACPR France + ECB.

## Status

**Active, French online bank + brokerage + Crédit Mutuel Arkéa subsidiary + ~1.1M+ customers in France** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.fortuneo.fr/ "Fortuneo — official"
[2]: https://en.wikipedia.org/wiki/Fortuneo "Fortuneo — Wikipedia"
[fr-cro]: https://docs.barcoder.ai/docs/payments/FR

- [1] [Fortuneo — official][1]
- [2] [Fortuneo — Wikipedia][2]
- <sup>[France report](https://docs.barcoder.ai/docs/payments/FR)</sup> In-corpus: `reports/countries/FR-france.md`

## Source

Biography extracted from [fortuneo.md](https://docs.barcoder.ai/source/wallets/fortuneo). See `matrix.md` for standards-support matrix if present.