# Hana Bank (KEB Hana / Hana Won-Q + Hana EZ)

> Source: https://docs.barcoder.ai/docs/wallets/hana-bank
> research date 2026-05-29 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Hana Bank — official](https://www.kebhana.com/)

## Overview

**Hana Bank** (also **KEB Hana Bank**) is **Korea's #3 largest commercial bank** (behind KB Kookmin + Woori; one of Korea's Big-4 alongside Shinhan) <sup>[1][1], [2][2], [Korea, Republic of report](https://docs.barcoder.ai/docs/payments/KR)</sup>. **2025 baseline**: **Hana Won-Q primary Korean retail mobile banking app + Hana EZ dedicated foreign-customer app with 16-language support + Naver Pay-linked account 500K+ users in 6 months** (3% annual interest + bonus points rewards).

**Distinctive Hana Bank positioning** <sup>[1][1], [3][3]</sup>:
- **Korea's #3 largest commercial bank** by deposits + assets + loans
- **One of Korea's Big-4** (alongside KB Kookmin + Shinhan + Woori)
- **Hana Won-Q** = Hana Bank's primary Korean retail mobile banking app
- **Hana EZ** = Hana Bank's dedicated foreign-customer mobile banking app with **16-language support**
- **Naver Pay-linked account 500K+ users in 6 months** (up to 3% annual interest + bonus point rewards) — distinctive Hana-Naver Financial partnership
- **Hana Bank expanding Hana EZ** with strengthened financial + non-financial services for foreign daily-life support + enhanced benefits and rewards
- **Multi-country presence**: 17+ countries

## History

**1971 — Korea Investment Finance founded** (Hana's deepest predecessor) — Korean banking heritage.

**1991 — Hana Bank formed**.

**2002 — Hana + Seoul Bank merger** to form modern Hana Bank.

**February 2012 — Hana Financial Group acquires Korea Exchange Bank (KEB)** — distinctive KEB Hana banking consolidation.

**September 2015 — KEB + Hana Bank merger** to form KEB Hana Bank (officially shortened back to Hana Bank as commonly known).

**2010 — Hana Bank mobile banking app launches**.

**2024 — Hana Bank launched Naver Pay-linked account** offering up to 3% annual interest + bonus point rewards — attracted 500K+ users in 6 months <sup>[3][3]</sup>.

**2025 — Hana EZ 16-language foreign-customer app expansion** <sup>[1][1]</sup>.

## Ownership & operator

**Operating entity**: **KEB Hana Bank** (Hana Financial Group subsidiary; KRX: 086790 for Hana Financial Group).

**Major shareholders (Hana Financial Group)**: **National Pension Service (Korean state pension fund; major shareholder) + BlackRock + Vanguard + various Korean institutional + KRX public float**.

**Regulators**: **FSC (Financial Services Commission of Korea) + FSS (Financial Supervisory Service) + per-country**.

## Technical integration

| Layer | Description |
|---|---|
| **Channels** | Hana Won-Q app (iOS + Android; primary KR retail-banking mobile channel) + Hana EZ app (iOS + Android; foreign-customer-dedicated; 16-language support for English + Chinese + Vietnamese + others; remittances + account inquiries + transfers) + Hana Online Banking + Hana Bank cards (Hana Card) + Hana Bank branch network |
| **Identifiers** | Phone + email + card number + Korean resident registration number |
| **KR rail** | **[Zero Pay](https://docs.barcoder.ai/docs/standards/zero-pay)** (Korea Financial Telecommunications & Clearings Institute KFTC instant payments + ZeroPay national QR) |
| **License** | Bank (KEB Hana Bank full Korean banking license; Korea's #3 largest commercial bank) |
| **Sub-products** | Hana Account + Hana Card (Hana Bank credit card subsidiary) + Hana Credit + Hana Mortgages + Hana Investments + Hana Insurance + Hana for Business + Hana Wealth + Hana Won-Q (consumer mobile banking) + Hana EZ (foreign customer dedicated mobile banking; 16 languages) + Hana Securities + Hana Asset Management + Hana Capital + Hana Financial Investment + Hana Life Insurance + multi-country subsidiaries |
| **Distinctive Hana EZ 16-language support** for foreign customers |
| **Distinctive 2024 Naver Pay-linked account**: 500K+ users in 6 months (up to 3% annual interest + bonus point rewards) |

## Users & growth

**2025 baseline** <sup>[1][1], [3][3]</sup>:
- **Korea's #3 largest commercial bank** by deposits + assets + loans
- **Hana Won-Q**: Primary Korean retail-banking mobile app
- **Hana EZ**: 16-language foreign-customer banking app
- **Naver Pay-linked account**: 500K+ users in 6 months (distinctive Hana-Naver Financial partnership)
- **Multi-country presence**: 17+ countries

## Use cases

Korean + multi-country retail + corporate + investment + wealth-management + securities + asset management + insurance banking via Hana Won-Q + Hana EZ (16-language foreign customer banking) + Hana Online + cards (Hana Card) + branches; ZeroPay national QR + KFTC instant payments; Hana China + Hana Japan + Hana Vietnam + Hana Indonesia + Hana Russia + multi-country subsidiaries; 2024 Naver Pay-linked account partnership.

## Implementations & partners

**Operator**: **KEB Hana Bank** (Hana Financial Group subsidiary; KRX: 086790 for Hana Financial Group).

**Major shareholders (Hana Financial Group)**: **National Pension Service (Korean state pension fund) + BlackRock + Vanguard + Korean institutional + KRX public float**.

**Major Korean banking + payment competitors**:
- **[KB Kookmin Bank](https://docs.barcoder.ai/docs/wallets/kb-kookmin-bank)** (KB Kookmin Bank; Korea's largest traditional bank with 30M+ retail customers; KB Star Banking + Wallet service Jun 2025)
- **[Shinhan Bank (SOL Bank + SOL Global)](https://docs.barcoder.ai/docs/wallets/shinhan-sol)** (Shinhan Bank; one of Korea's largest commercial banks; SOL Bank + SOL Global 16-language foreign customer app + Dec 1 2025 SOL Global revamp)
- **[Woori Bank (Woori WON Banking + Woori WON Wallet)](https://docs.barcoder.ai/docs/wallets/woori-bank)** (Woori Bank; Korea Big-4; Woori WON Banking + Woori WON Wallet 2025 Smart App Awards Grand Prize)
- **[KakaoBank](https://docs.barcoder.ai/docs/wallets/kakaobank)** (KakaoBank; Korea's largest internet-only bank; 26.7M customers; 20M MAU)
- **[K Bank Korea](https://docs.barcoder.ai/docs/wallets/k-bank-korea)** (K bank Korea; 1st Korean internet-only bank; 15.5M users)
- **[Toss Bank](https://docs.barcoder.ai/docs/wallets/toss-bank)** (Batch 33 covered; Toss Bank; 3rd Korean internet-only bank; 12M+ users)
- **[Naver Financial / Naver Pay](https://docs.barcoder.ai/docs/wallets/naver-financial)** (Batch 32 covered; Naver Financial / Naver Pay) — Hana-Naver Financial partnership for Naver Pay-linked account

**Hana Financial Group sister entities**: **KEB Hana Bank + Hana Card + Hana Securities + Hana Asset Management + Hana Capital + Hana Financial Investment + Hana Life Insurance**.

**Partnerships**: **Naver Pay** (Naver Pay-linked account 500K+ users in 6 months).

**Regulators**: **FSC + FSS + per-country (across 17+ countries)**.

## Fun facts

- **Korea's #3 largest commercial bank** by deposits + assets + loans (after KB Kookmin + Woori).
- **One of Korea's Big-4** (alongside KB Kookmin + Shinhan + Woori).
- **Hana Won-Q** = primary Korean retail-banking mobile app.
- **Hana EZ** = dedicated foreign-customer banking app with **16-language support**.
- **1971 founding as Korea Investment Finance** (Hana's deepest predecessor).
- **2002 Hana + Seoul Bank merger** to form modern Hana Bank.
- **Feb 2012 Hana Financial Group acquires Korea Exchange Bank (KEB)** + **Sep 2015 KEB + Hana Bank merger** to form KEB Hana Bank.
- **Naver Pay-linked account 500K+ users in 6 months** (up to 3% annual interest + bonus point rewards) — distinctive Hana-Naver Financial partnership.
- **Multi-country presence**: 17+ countries (KR + CN + JP + VN + IN + ID + MY + PH + MM + RU + KZ + US + CA + BR + MX + GB + DE).

## Comparison

| Feature | Hana Bank (Won-Q + Hana EZ) | [KB Kookmin Bank](https://docs.barcoder.ai/docs/wallets/kb-kookmin-bank) (Korea's largest traditional bank rival; KB Star Banking; 30M+ retail customers) | [Shinhan Bank (SOL Bank + SOL Global)](https://docs.barcoder.ai/docs/wallets/shinhan-sol) (Korea Big-4 rival; SOL Bank + SOL Global 16-language) | [Woori Bank (Woori WON Banking + Woori WON Wallet)](https://docs.barcoder.ai/docs/wallets/woori-bank) (Korea Big-4 rival; Woori WON Banking + Woori WON Wallet 2025 Smart App Awards Grand Prize) | [KakaoBank](https://docs.barcoder.ai/docs/wallets/kakaobank) (Korea's largest internet-only bank rival; 26.7M customers + 20M MAU) |
|---|---|---|---|---|---|
| Operator | **KEB Hana Bank (Hana Financial Group; KRX: 086790 for Hana Financial Group; National Pension Service + BlackRock + Vanguard + Korean institutional + KRX float)** | KB Kookmin Bank (KB Financial Group; KRX: 105560) | Shinhan Bank (Shinhan Financial Group; KRX: 055550) | Woori Bank (Woori Financial Group; KRX: 316140) | KakaoBank Corp. (KRX: 323410) |
| Type | **Korea's #3 largest commercial bank by deposits + assets + loans + Hana Won-Q Korean retail mobile + Hana EZ 16-language foreign-customer banking app + Naver Pay-linked account 500K+ users in 6 months + 17+ countries multi-country presence** | Korea's largest bank by retail customers + KB Star Banking + 6 KB Financial Group affiliates integrated + Jun 2025 Wallet service | Korea's largest commercial bank alongside KB + Hana + Woori + SOL Bank + SOL Global 16-language foreign customer + Dec 1 2025 SOL Global revamp | Korea Big-4 + Woori WON Banking + Woori WON Wallet 2025 Smart App Awards Grand Prize + Samsung Wallet Money & Points 500K subscribers in 3 weeks | Korea's largest internet-only bank + KakaoTalk integration + ~50% Korean population reached |
| Country | KR + 16+ other countries | KR + 11 other countries | KR + 15+ other countries | KR + multi-country | Korea |
| Users | **Korea's #3 largest by deposits + assets + loans; Naver Pay-linked account 500K+ users in 6 months** | 30M+ retail customers | SOL Bank Korean retail major; SOL Global 16-language foreign customer banking | Korea Big-4 | 26.7M customers + 20M MAU |
| Distinctive | **1971 Korea Investment Finance deepest predecessor; 2002 Hana + Seoul Bank merger; Feb 2012 Hana Financial Group acquires KEB; Sep 2015 KEB + Hana Bank merger to form KEB Hana Bank; Hana EZ 16-language foreign customer mobile banking app; 2024 Naver Pay-linked account 500K+ users in 6 months (up to 3% annual interest + bonus point rewards; distinctive Hana-Naver Financial partnership); 17+ countries multi-country presence** | 1963 founding as Kookmin Bank by Korean government; KB Star Banking Wallet service Jun 2025 distinctive payment + identification integration | 1897 Han Sung Eun Haeng predecessor; 1982 Shinhan founding by Korean expatriates from Japan; Dec 1 2025 SOL Global revamp | 1899 founding as Daehan Cheon-il Bank; Woori WON Wallet 2025 Smart App Awards Grand Prize; Samsung Wallet Money & Points 500K subscribers in 3 weeks | 2016 KakaoBank founded by Korea Investment Holdings + Kakao Corp; Jul 2017 launch as 2nd KR internet-only bank; deep KakaoTalk integration |

## Status

**Active, Korea's #3 largest commercial bank by deposits + assets + loans** <sup>[1][1], [2][2]</sup>:
- **KEB Hana Bank** (Hana Financial Group subsidiary; KRX: 086790 for Hana Financial Group) since 1971 (Korea Investment Finance deepest predecessor); 2002 Hana + Seoul Bank merger; Feb 2012 KEB acquisition; Sep 2015 KEB + Hana Bank merger to form KEB Hana Bank.
- **Hana Won-Q** = primary Korean retail-banking mobile app.
- **Hana EZ** = dedicated foreign-customer banking app with **16-language support**.
- **2024 Naver Pay-linked account**: 500K+ users in 6 months distinctive Hana-Naver Financial partnership.
- **Multi-country presence**: 17+ countries.
- **National Pension Service (Korean state pension fund) major shareholder**.
- **FSC + FSS + per-country regulated**.

## Sources

[1]: https://www.koreaherald.com/article/10659899 "Hana Bank advances mobile services for foreigners — Korea Herald"
[2]: https://en.wikipedia.org/wiki/Hana_Bank "Hana Bank — Wikipedia"
[3]: https://www.koreatimes.co.kr/business/banking-finance/20260121/hana-bank-strengthens-online-platform-for-foreign-customers "Hana Bank strengthens online platform for foreign customers — Korea Times"
[4]: https://play.google.com/store/apps/details?id=com.kebhana.hanapush "하나은행, 하나원큐 — Hana Bank Hana Won-Q — Google Play"
[kr-cro]: https://docs.barcoder.ai/docs/payments/KR

- [1] [Hana Bank advances mobile services for foreigners — Korea Herald][1]
- [2] [Hana Bank — Wikipedia][2]
- [3] [Hana Bank strengthens online platform for foreign customers — Korea Times][3]
- [4] [하나은행, 하나원큐 — Hana Bank Hana Won-Q — Google Play][4]
- <sup>[Korea, Republic of report](https://docs.barcoder.ai/docs/payments/KR)</sup> In-corpus: `reports/countries/KR-south-korea.md`

## Source

Biography extracted from [hana-bank.md](https://docs.barcoder.ai/source/wallets/hana-bank). See `matrix.md` for standards-support matrix if present.