# Housing and Development Bank (HDB)

> Source: https://docs.barcoder.ai/docs/wallets/housing-and-development-bank
> research date 2026-06-01 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [HDB — official](https://www.hdb-egy.com/)

## Overview

**Housing and Development Bank (HDB)** is **Egyptian commercial bank** + **CASE: HDBK** + **Egyptian government Ministry of Housing + Egyptian state-aligned majority + Egyptian retail + institutional + foreign investors free float** + **Egypt's primary housing finance commercial bank + one of Egypt's largest mortgage commercial banks** + **founded Jun 30 1979 in Cairo Egypt as Egyptian state-aligned housing commercial bank** <sup>[1][1], [Egypt report](https://docs.barcoder.ai/docs/payments/EG)</sup>.

## History

**Jun 30 1979 — Housing and Development Bank HDB founded in Cairo Egypt as Egyptian state-aligned housing commercial bank under Egyptian president Sadat-era Egyptian banking diversification + housing finance modernisation** distinctive Egyptian housing banking heritage as Egypt's primary housing finance commercial bank.

**2014 — HDB Mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Housing and Development Bank HDB** (Egyptian commercial bank; CASE: HDBK).

**Major shareholders**: **Egyptian government Ministry of Housing + Egyptian state-aligned majority + Egyptian retail + institutional + foreign investors free float**.

**Regulators**: **Central Bank of Egypt CBE**.

## Technical integration

HDB Mobile app (iOS + Android) + hdb-egy.com online + Housing and Development Bank branch network across Egypt + HDB Visa + Mastercard + Meeza Egyptian national card scheme; Meeza national card scheme + Meeza QR (Egyptian national QR payment scheme) + Egyptian Pound EGP domestic transfers.

## Implementations & partners

**Major Egyptian banking + payments competitors**: [National Bank of Egypt (NBE)](https://docs.barcoder.ai/docs/wallets/nbe-egypt) (National Bank of Egypt NBE; Egypt's largest commercial bank by assets) + [CIB (Commercial International Bank Egypt)](https://docs.barcoder.ai/docs/wallets/cib-egypt) (Commercial International Bank CIB; CASE: COMI) + [Banque Misr (BM Online + onebank)](https://docs.barcoder.ai/docs/wallets/banque-misr) (Banque Misr) + [QNB AlAhli](https://docs.barcoder.ai/docs/wallets/qnb-alahli) (QNB Al Ahli Bank Egypt) + [Arab African International Bank (AAIB)](https://docs.barcoder.ai/docs/wallets/aaib-egypt) (Arab African International Bank AAIB) + [AlexBank Bank of Alexandria](https://docs.barcoder.ai/docs/wallets/alex-bank) (AlexBank; Intesa Sanpaolo Italian parent ~80%+ controlling) + [Suez Canal Bank](https://docs.barcoder.ai/docs/wallets/suez-canal-bank) (Suez Canal Bank; CASE: CANA).

**Regulators**: Central Bank of Egypt CBE.

## Status

**Active, Egyptian commercial bank + CASE:HDBK + Egyptian government Ministry of Housing + Egyptian state-aligned majority + Egyptian retail + institutional + foreign investors free float + Egypt's primary housing finance commercial bank + one of Egypt's largest mortgage commercial banks + founded Jun 30 1979 in Cairo Egypt as Egyptian state-aligned housing commercial bank** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.hdb-egy.com/ "HDB — official"
[2]: https://en.wikipedia.org/wiki/Housing_and_Development_Bank "HDB — Wikipedia"
[eg-cro]: https://docs.barcoder.ai/docs/payments/EG

- [1] [HDB — official][1]
- [2] [HDB — Wikipedia][2]
- <sup>[Egypt report](https://docs.barcoder.ai/docs/payments/EG)</sup> In-corpus: `reports/countries/EG-egypt.md`

## Source

Biography extracted from [housing-and-development-bank.md](https://docs.barcoder.ai/source/wallets/housing-and-development-bank). See `matrix.md` for standards-support matrix if present.