# Housing Bank for Trade and Finance

> Source: https://docs.barcoder.ai/docs/wallets/housing-bank-trade
> research date 2026-06-01 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Housing Bank — official](https://www.hbtf.com/)

## Overview

**Housing Bank for Trade and Finance** is **Amman Stock Exchange ASE: THBK** + **Jordanian commercial bank** + **Jordan's #2 commercial bank by assets** + **Government of Jordan + Public Investment Authority controlling + Kuwait Investment Authority KIA strategic shareholder** <sup>[1][1], [Jordan report](https://docs.barcoder.ai/docs/payments/JO)</sup>.

## History

**1973 — Housing Bank for Trade and Finance HBTF founded as Jordanian state-anchored housing finance commercial bank** distinctive Jordanian banking heritage.

**2014 — Housing Bank Mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Housing Bank for Trade and Finance HBTF** (Jordanian commercial bank; ASE: THBK).

**Major shareholders**: **Government of Jordan + Public Investment Authority controlling + Kuwait Investment Authority KIA strategic shareholder + Jordanian retail + institutional + foreign investors free float**.

**Regulators**: **Central Bank of Jordan**.

## Technical integration

Housing Bank Mobile app (iOS + Android) + hbtf.com online + Housing Bank branch network across Jordan + Palestine + UK + Syria international branches + Housing Bank Visa + Mastercard cards; JO IBAN + CLEAR JO.

## Implementations & partners

**Major Jordanian + MENA banking + payments competitors**: [Arab Bank](https://docs.barcoder.ai/docs/wallets/arab-bank-jordan) (Arab Bank; Amman Stock Exchange ASE: ARBK; Jordanian commercial bank; one of MENA's largest commercial banks by assets; 600+ branches across 30+ countries) + [Jordan Islamic Bank](https://docs.barcoder.ai/docs/wallets/jordan-islamic-bank) (Jordan Islamic Bank; Amman Stock Exchange ASE: JIBA; Jordanian Islamic commercial bank; Al Baraka Banking Group Bahrain parent controlling) + [Cairo Amman Bank (CAB Mobile Banking)](https://docs.barcoder.ai/docs/wallets/cairo-amman-bank) (Cairo Amman Bank; Amman Stock Exchange ASE: CABK; Jordanian commercial bank) + [Bank of Jordan](https://docs.barcoder.ai/docs/wallets/bank-of-jordan) (Bank of Jordan; Amman Stock Exchange ASE: BOJX; Jordanian commercial bank) + [Capital Bank of Jordan](https://docs.barcoder.ai/docs/wallets/capital-bank-jordan) (Capital Bank of Jordan; Amman Stock Exchange ASE: EXFB; Jordanian commercial bank) + [Jordan Ahli Bank (JAB)](https://docs.barcoder.ai/docs/wallets/jordan-ahli-bank) (Jordan Ahli Bank; Amman Stock Exchange ASE: AHLI; Jordanian commercial bank) + Bank al Etihad (Bank al Etihad; Amman Stock Exchange ASE: UBSI; Jordanian commercial bank).

**Regulators**: Central Bank of Jordan.

## Status

**Active, Amman Stock Exchange ASE:THBK + Jordanian commercial bank + Jordan's #2 commercial bank by assets + Government of Jordan + Public Investment Authority controlling + Kuwait Investment Authority KIA strategic shareholder** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.hbtf.com/ "Housing Bank — official"
[2]: https://en.wikipedia.org/wiki/Housing_Bank_for_Trade_and_Finance "Housing Bank — Wikipedia"
[jo-cro]: https://docs.barcoder.ai/docs/payments/JO

- [1] [Housing Bank — official][1]
- [2] [Housing Bank — Wikipedia][2]
- <sup>[Jordan report](https://docs.barcoder.ai/docs/payments/JO)</sup> In-corpus: `reports/countries/JO-jordan.md`

## Source

Biography extracted from [housing-bank-trade.md](https://docs.barcoder.ai/source/wallets/housing-bank-trade). See `matrix.md` for standards-support matrix if present.