# Huntington Bank / Huntington Mobile

> Source: https://docs.barcoder.ai/docs/wallets/huntington-bank
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Huntington Bank — official](https://www.huntington.com/)

## Overview

**Huntington Bank** is **a Top-10 US regional bank holding company** + **post-Oct 20 2025 Veritex Holdings $1.9B merger close + post-Oct 27 2025 Cadence Bank $7.4B acquisition** <sup>[1][1], [2][2], [United States report](https://docs.barcoder.ai/docs/payments/US)</sup>. **Oct 27 2025 baseline**: post-Veritex + Cadence merger Huntington Bancshares — **~1,400 branches across 21 states from Midwest to South to Texas** (post-Cadence's 390 branches integration); Columbus Ohio HQ; previously 6 Midwest US states pre-2025 acquisitions; Huntington Mobile banking app.

**Distinctive Huntington Bank positioning** <sup>[1][1], [2][2], [3][3], [4][4]</sup>:
- **Top-10 US regional bank holding company** + Columbus Ohio HQ — distinctive US Midwest regional bank flagship
- **Oct 20 2025 — Huntington Bancshares closes Veritex Holdings $1.9B all-stock merger** (Texas-based lender) — distinctive Huntington Texas entry
- **Oct 27 2025 — Huntington Bancshares announces Cadence Bank $7.4B all-stock acquisition** (Cadence's 390 branches across Texas + the South integration) — distinctive Huntington South + Texas expansion
- **Post-Cadence + Veritex acquisitions ~1,400 branches across 21 states from Midwest to South to Texas**
- **1866 Huntington National Bank founding in Columbus, Ohio** + **2016 FirstMerit Corporation $3.4B acquisition** + **2021 TCF Financial $22B all-stock merger** — distinctive US Midwest banking consolidation heritage

## History

**1866 — Huntington National Bank founded in Columbus, Ohio, US** by Pelatiah Webster Huntington — distinctive US Midwest banking heritage.

**2010 — Huntington Mobile banking app launches**.

**2016 — Huntington Bancshares acquires FirstMerit Corporation for $3.4B** — distinctive US Midwest banking consolidation.

**Jun 2021 — Huntington Bancshares + TCF Financial $22B all-stock merger** — distinctive US Midwest banking consolidation.

**Jul 2025 — Huntington Bancshares announces Veritex Community Bank (Texas) $1.9B all-stock merger** — distinctive Huntington Texas entry.

**Oct 20 2025 — Huntington Bancshares closes Veritex Holdings $1.9B merger** <sup>[3][3]</sup>.

**Oct 27 2025 — Huntington Bancshares announces Cadence Bank $7.4B all-stock acquisition** (Cadence's 390 branches across Texas + the South integration; post-merger ~1,400 branches across 21 states from Midwest to South to Texas) <sup>[1][1], [2][2], [3][3]</sup>.

## Ownership & operator

**Operating entity**: **Huntington Bancshares Incorporated** (NASDAQ: HBAN) — Huntington National Bank parent.

**Major shareholders**: **Vanguard + BlackRock + State Street + Fidelity + US institutional + US retail public float**.

**Regulators**: **OCC + FDIC + Federal Reserve + state-level**.

## Technical integration

Huntington Mobile banking app (iOS + Android) + huntington.com online + Huntington cards (Visa + Mastercard) + Huntington 1,400+ branch network across 21 states (post-Cadence + Veritex acquisitions; from Midwest to South to Texas); ACH + Zelle + RTP + Fedwire; **24-Hour Grace overdraft protection distinctive Huntington fee waiver innovation** + Huntington Heads Up balance alerts + Huntington Wealth + Huntington Capital Markets.

## Users & growth

**Oct 27 2025 baseline (post-Veritex + Cadence merger)**: ~1,400 branches across 21 states from Midwest to South to Texas; Columbus Ohio HQ.

## Use cases

US retail + private + corporate + SME + investment + insurance + mortgage banking via Huntington Mobile + huntington.com online + cards + branches (1,400+ across 21 states post-Cadence + Veritex; from Midwest to South to Texas); ACH + Zelle + RTP + Fedwire; **24-Hour Grace overdraft protection distinctive Huntington fee waiver innovation** + Huntington Heads Up balance alerts + Huntington Wealth + Huntington Capital Markets.

## Implementations & partners

**Operator**: Huntington Bancshares Incorporated (NASDAQ: HBAN); Vanguard + BlackRock + State Street + Fidelity major US institutional + retail public float.

**Subsidiaries**: **Huntington National Bank** + **Huntington Wealth** + **Huntington Capital Markets** + **Cadence Bank (post-Oct 27 2025 $7.4B acquisition)** + **Veritex Community Bank (post-Oct 20 2025 $1.9B merger)** + **FirstMerit Bank (post-2016 $3.4B acquisition; integrated)** + **TCF Bank (post-Jun 2021 $22B all-stock merger; integrated)**.

**Major US 2nd-tier banking competitors**: [TD Bank US (America's Most Convenient Bank)](https://docs.barcoder.ai/docs/wallets/td-bank-us) (TD Bank US; America's Most Convenient Bank; 1,100+ branches; Oct 2024 $3.09B AML penalty) + [Citizens Bank (Citizens Financial Group)](https://docs.barcoder.ai/docs/wallets/citizens-financial) (Citizens Bank; $218B+ assets; 14 states + DC) + [KeyBank / KeyCorp](https://docs.barcoder.ai/docs/wallets/keybank) (KeyCorp; $184B+ assets; Cleveland Ohio HQ; 2026 Scotiabank ~14.9% strategic alliance for $2.8B) + [Fifth Third Bank](https://docs.barcoder.ai/docs/wallets/fifth-third) (post-Feb 2 2026 Comerica merger completion; $294B combined assets; Cincinnati Ohio HQ) + [Regions Financial / Regions Mobile App](https://docs.barcoder.ai/docs/wallets/regions-financial) (Southeast + Midwest + Texas; 1,200+ branches) + [M&T Bank](https://docs.barcoder.ai/docs/wallets/mt-bank) (M&T Bank; post-Apr 2 2022 People's United Financial $8.3B acquisition) + BMO Harris + [HSBC USA](https://docs.barcoder.ai/docs/wallets/hsbc-usa).

**Regulators**: OCC + FDIC + Federal Reserve + state-level.

## Fun facts

- **Top-10 US regional bank holding company** + Columbus Ohio HQ — distinctive US Midwest regional bank flagship.
- **Oct 20 2025 — Huntington Bancshares closes Veritex Holdings $1.9B all-stock merger** (Texas-based lender) — distinctive Huntington Texas entry.
- **Oct 27 2025 — Huntington Bancshares announces Cadence Bank $7.4B all-stock acquisition** (Cadence's 390 branches across Texas + the South integration).
- **Post-Cadence + Veritex acquisitions ~1,400 branches across 21 states from Midwest to South to Texas**.
- **1866 Huntington National Bank founding in Columbus, Ohio** by Pelatiah Webster Huntington — distinctive US Midwest banking heritage.
- **2016 FirstMerit Corporation $3.4B acquisition** + **Jun 2021 TCF Financial $22B all-stock merger** — distinctive US Midwest banking consolidation.
- **24-Hour Grace overdraft protection distinctive Huntington fee waiver innovation** — distinctive US banking consumer-friendly feature.

## Comparison

| Feature | Huntington Bank / Huntington Mobile | [TD Bank US (America's Most Convenient Bank)](https://docs.barcoder.ai/docs/wallets/td-bank-us) (TD Bank US America's Most Convenient Bank rival) | [Citizens Bank (Citizens Financial Group)](https://docs.barcoder.ai/docs/wallets/citizens-financial) (Citizens Bank rival; $218B+ assets) | [KeyBank / KeyCorp](https://docs.barcoder.ai/docs/wallets/keybank) (KeyCorp rival; $184B+ assets; Cleveland Ohio HQ) | [Fifth Third Bank](https://docs.barcoder.ai/docs/wallets/fifth-third) (post-Feb 2 2026 Comerica merger rival; $294B combined assets) |
|---|---|---|---|---|---|
| Operator | **Huntington Bancshares Incorporated (NASDAQ: HBAN)** | TD Bank N.A. (Toronto-Dominion Bank subsidiary; TSX: TD; NYSE: TD) | Citizens Financial Group Inc. (NYSE: CFG; post-Sep 24 2014 RBS divestiture) | KeyCorp (NYSE: KEY) | Fifth Third Bancorp (NASDAQ: FITB) |
| Type | **Top-10 US regional bank holding company + Columbus Ohio HQ + Oct 20 2025 Veritex Holdings $1.9B merger + Oct 27 2025 Cadence Bank $7.4B acquisition + ~1,400 branches across 21 states from Midwest to South to Texas + 24-Hour Grace overdraft protection distinctive Huntington fee waiver innovation** | US subsidiary of Toronto-Dominion Bank + 1,100+ US branches + extended hours + 7 days a week + America's Most Convenient Bank brand + Oct 2024 $3.09B AML penalty | $218B+ assets + ~3,000 ATMs + ~1,000 branches + 14 states + DC + 2014 NYSE IPO post-RBS divestiture | $184B KeyCorp assets + 27th largest US bank + Cleveland Ohio HQ + 2026 Scotiabank ~14.9% strategic alliance for $2.8B | $294B combined assets post-Feb 2 2026 Comerica merger + #1-rated mobile app + Cincinnati Ohio HQ |
| Country | US | US | US | US | US |
| Distinctive | **1866 Huntington National Bank founding in Columbus, Ohio by Pelatiah Webster Huntington; 2016 FirstMerit Corporation $3.4B acquisition; Jun 2021 TCF Financial $22B all-stock merger; Oct 20 2025 Veritex Holdings $1.9B merger; Oct 27 2025 Cadence Bank $7.4B acquisition; ~1,400 branches across 21 states; 24-Hour Grace overdraft protection** | 1855 Commerce Bank founding in Pennsylvania; 2008 Toronto-Dominion Bank Commerce Bancorp $8.5B acquisition; America's Most Convenient Bank brand; Oct 2024 $3.09B AML penalty | 1828 Citizens Savings Bank founding in Providence, Rhode Island; 1988 RBS acquisition; Sep 24 2014 NYSE IPO post-RBS divestiture; 2022 Investors Bancorp $3.5B acquisition | 1825 Commercial Bank of Lake Erie founding; 1849 KeyBank predecessor; 1994 Society Corporation + KeyCorp merger; 2016 First Niagara Financial Group $4.1B acquisition; 2026 Scotiabank ~14.9% strategic alliance for $2.8B | 1858 Bank of the Ohio Valley founding; 1908 Fifth Third name; Feb 2 2026 Comerica merger completion ($294B combined assets) |

## Status

**Active, Top-10 US regional bank holding company + post-Oct 20 2025 Veritex Holdings $1.9B merger close + post-Oct 27 2025 Cadence Bank $7.4B acquisition** <sup>[1][1], [2][2], [3][3], [4][4]</sup>:
- **Huntington Bancshares Incorporated (NASDAQ: HBAN)** since 1866 Huntington National Bank founding in Columbus, Ohio.
- **Post-Cadence + Veritex acquisitions ~1,400 branches across 21 states from Midwest to South to Texas**.
- **2016 FirstMerit $3.4B + Jun 2021 TCF Financial $22B all-stock merger + Oct 20 2025 Veritex $1.9B + Oct 27 2025 Cadence $7.4B acquisitions**.
- **OCC + FDIC + Federal Reserve + state-level regulated**.

## Sources

[1]: https://www.prnewswire.com/news-releases/huntington-bank-completes-merger-with-cadence-bank-expanding-presence-across-texas-and-the-south-302676243.html "Huntington Bank Completes Merger with Cadence Bank — PRNewswire"
[2]: https://ir.huntington.com/news-presentations/press-releases/detail/967/huntington-bank-completes-merger-with-cadence-bank-expanding-presence-across-texas-and-the-south "Huntington Bank Completes Merger with Cadence Bank — Huntington IR"
[3]: https://en.wikipedia.org/wiki/Huntington_Bancshares "Huntington Bancshares — Wikipedia"
[4]: https://www.financialcontent.com/article/marketminute-2025-7-15-the-history-of-huntington-bancshares-from-regional-player-to-midwest-banking-giant "The History of Huntington Bancshares: From Regional Player to Midwest Banking Giant — FinancialContent"
[us-cro]: https://docs.barcoder.ai/docs/payments/US

- [1] [Huntington Bank Completes Merger with Cadence Bank — PRNewswire][1]
- [2] [Huntington Bank Completes Merger with Cadence Bank — Huntington IR][2]
- [3] [Huntington Bancshares — Wikipedia][3]
- [4] [The History of Huntington Bancshares — FinancialContent][4]
- <sup>[United States report](https://docs.barcoder.ai/docs/payments/US)</sup> In-corpus: `reports/countries/US-united-states.md`

## Source

Biography extracted from [huntington-bank.md](https://docs.barcoder.ai/source/wallets/huntington-bank). See `matrix.md` for standards-support matrix if present.